30-year fixed mortgage rates are unchanged this week and at 4.25 percent for well-qualified borrowers paying 1 point origination. 15-year fixed mortgage rates, also unchanged, are at 3.75 percent. Both rates were verified by FreeRateUpdate.com.

30-year fixed FHA loan rates are at 4.25 percent as well. Though the same note rate is available for FHA 30-year fixed financing as if for a 30-year fixed conventional mortgage, APR and closing fees are higher on an FHA loan because of MI and other FHA fees. FHA continues to offer a minimum down-payment of just 3.5 percent making FHA loans extremely continually popular among home-buyers.

The jumbo 30-year fixed rate is steady at 5.25 percent, also record low.

Wells Fargo’s advertised conventional 30-year fixed rate is unchanged this week and at 4.625 percent with an APR of 4.812 percent according to their website.

Mortgage-backed securities prices, which drive mortgage rates in the opposite direction, continue to do well amidst uncertainty for investors and consumers alike about the global economy.