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Ysolette Nicoson
Real Estate Consultant
    Years of Experience: 13

    ABR - Accredited Buyer's Representative
    CRS - Certified Residential Specialist
    GRI - Graduate of Realtor Institute
    CDPE - Certified Distressed Property Expert

Direct: 951-255-3110

Office: 951-255-3110

Company Info

Keller Williams
1385 Old Temescal Road
Corona, Ca.

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Riverside Homes for Sale

Indicators are showing increase in pricing

Wednesday, September 5th, 2012

A recent home price index that covers 80% of the U.S. housing market has reported that there was a 6.9% increase in the months of April, May and June 2012.  Home prices are up 1.2% from a year earlier as well as new home sales up 25% in the same previous year recordings. In addition, foreclosure numbers are declining which may continue as home prices steadily recover and increase.
The consistently low interest rates are making it a good time to buy, sell and invest. Hopefully, these statistics prove to remain consistent leading us to a housing market recovery that our nation’s economy can greatly benefit from.
Contact me for real estate questions and assistance. Over 13 years in the industry taking your home investment seriously – and I am the Real Estate Difference!

Are you aware of the 15% tax credit for homebuyers in Riverside County?

Friday, July 22nd, 2011

Are you aware of the Mortgage Credit Certificate Program offered through the County of Riverside’s Economic Development Agency?

There is currently a program in place that offers qualified Homebuyer’s to reduce their federal tax equal to a portion of the interest paid on their mortgage loans. This effectively raises a buyer’s purchasing power by affording a higher monthly payment than they would otherwise afford due to the credit they could get back on their taxes. Lenders on the approved list take this into consideration when buyers apply for their loan.

The borrower can claim a tax credit of 15% of the interest paid during that year.

For more information, read the specifics here: Mortgage Credit Certificate Program.

Why sell NOW???

Wednesday, September 22nd, 2010


Why not sell now?  It is a great time to buy, but in this market – it can also be a good time to sell!

First of all, inventory is somewhat low.  Currently in the Riverside area, there are only 32,879 single family homes and condos currently for sale.  While the number of homes is higher than Sept. 2009 – at 27,493, it is still lower than the previous three years with Sept. 2008 – at 48,794, Sept. 2007 – at 59,183 and Sept. 2006 – at 47, 561 (statistics provided by  That means for today’s homeseller, there is not many homes to compete with.  It is more likely that a well cared for property that shows well and is priced well will sell in today’s market.

Secondly, today’s homeseller in a standard sale position is at a better advantage than those homes in a sacrificed position, such as a short sale.  Any buyer out there that is willing and able to move quickly will not consider a short sale due to the timely process in negotiating with the bank.  In addition, a standard sale property is more appealing when the home and landscaping is maintained in comparison with a foreclosure property with a whole yard of “dead grass.”  That being said the current standard sale inventory is lower than the short sale and foreclosure inventory, putting the standard sale homeseller in a better position.

The third point is that it is the best time to buy in years!  Today’s homebuyer is well armed with the best interest rates the housing market has seen in 30 years and with excellent  homebuyer program opportunities.  Riverside County as well as many other areas throughout the nation are offering incentive programs to help people become homeowners.  There are many diverse and enticing programs that can put today’s buyer in a home who may not have afforded one in a market with higher interest rates or a lack of buyer programs.  Take advantage of the market as a seller and put your home in a position to be chosen.

In addition, leveraging equity in homeownership can be done in this market.  Now may be the best time to move up or move down.  A smart homeowner can recognize that they may not gain as much profit on the sale of the current home, but the reward is in taking advantage of today’s low interest rates.  Thus leveraging the equity of the current house by the future equity in the next house.  The affordability factor is greater now than ever to make lifestyle changes that can potentially have excellent long term benefits when the market fully recovers.

Finally, putting a home on the market in the 4th quarter takes advantage of the serious buyers.  It is good to know that while your house is on the market through some of the holidays, the only people coming through at this time of year are the buyers that are serious about making a purchase.  So, although the number of showings you have as a seller may be lower at this time of year, the showings you are having are buyer’s who are serious about homeownership.

What? A home loan at a 4% interest rate?

Wednesday, September 8th, 2010

Yes…..that’s correct!

Although interest rates have been holding steady at historically low rates – more benefits are available for first time homebuyers in California.

The California Housing Financing Agency is offering a program for first time homebuyers that meet certain requirements to encourage homebuying through the CALHFA FHA program.  This program is specific to FHA loans that buyer’s secure as a primary, occupied residence with loan limits of $417,000.

In addition, another benefit could come into play with a minimal buyer contribution of 1% of the sales price.  The California Homebuyer’s Downpayment Assistance Program (CHDAP) is available for homebuyers who have not owned a property for the previous three years and meet moderate income requirements.

With such excellent benefits – homebuyer’s need to take advantage of these programs as well as the tax benefits of homeownership – and start shopping for a new home now!

Homebuyer Program offered to Riverside County, California

Thursday, August 19th, 2010

Property for sale at 24083 Augusta Dr. in the Trilogy neighborhood currently listed for sale with Marianne Jones of Advantage Real Estate Services

Do you really want to own a home in Riverside County?

Congratulations - you may qualify for up to $58,000 in purchase price assistance!

The County of Riverside Economic Development Agency is currently offering a Neighborhood Stabilization Homeownership Program (NSHP).  This program offers purchase price assistance of 20% for the purchase of foreclosed homes in targeted areas within Riverside County.  The NSHP is designed to help address the issue of abandoned and foreclosed homes as well as aide homebuyers who have NOT owned a home in the last three years and who do NOT have an annual income greater than 120% of the area median income as published by HUD.  See income chart below effective May 12, 2010:

Household Size Maximum Annual Income
1 $54,600
2 $62,400
3 $70,200
4 $78,000
5 $84,250
6 $90,500
7 $96,700
8 $102,950

The program provides for a silent second loan in the amount of 20% of the purchase price of the home.  This portion of the loan will be secured by a deed of trust and recorded in second position, while the first loan has to be a fully amortized 30 year fixed rate loan.  The use of participating lenders and the attendance of an 8 hour homebuyer education class is required to apply for the program.  However inconvenient this may be – the benefit of up to $58,000 in home loan assistance may be well worth the time and effort!

Homes such as the one featured above in the Trilogy community and many others qualify for the program.  That particular home is currently listed for $224,900.  Please contact me for more information on this program.

Welcome to Riverside CA Real Estate!

Tuesday, August 17th, 2010

Welcome to Ysolette Nicoson’s website and blog!  I hope you find beneficial and informative perspective on my blog, as my goal is to give market and area updates on the Southern California area – specifically in Riverside County.  

The end of summer can typically bring about a slower housing market.  However, with exceptionally low interest rates and with a demand for quick close properties - standard sales are in higher demand.   The short sale process timeline can take anywhere from 3 to 6 months or more while lenders review their acceptable bottom line and negotiate to protect their financial interest as best possible.   Standard sales are the preference for many buyers who want a 45 day escrow.  If you have considered selling your home as a standard sale in the Southern California area – it would be well worth your while to meet with a knowledgable and experienced Realtor to determine the best possible price in today’s current market conditions.  While many of today’s sellers are hesitant to sell due to the thought of not having as much equity in the property as they might have had a couple of years ago – smart sellers recognize the benefits of being a buyer in today’s market and maximizing their buying power while the housing price correction is now in place and interest rates are holding steady at incredibly all time lows.

 As of today’s posting, the following statistics are reflective of today’s market for Corona, Riverside and Temecula.








*Statistics are inclusive of four properties currently listed for sale from 4.8 million to 12.5 million.

The city of Riverside from Mount Rubidoux

Please feel free to contact me in regards to any information posted here.   Thank you!

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