If you are buying a home with a tax credit, the credit has been extended to be under contract by April 30^th of 2010 and closing by June 30^th 2010 for first time buyers and now individuals whom have lived in their purchased home for 5 years or more.

Also with the rural housing program you can purchase a home – 0 – down if it and you qualify.

VA -0- down to $417,000 and with a down payment to over $1,000,000.

FHA ‘s down payment remains at 3.5% and a ceiling of $361,250 in Thurston County and in Pierce County $567,000

This is a great time to buy and or move up in a home.

Interest rates at the time of this writing are 4.75% on a 30 year fixed loan. WOW! Take advantage of this folks, before these rates take a turn around.

Repo houses are taking months to close depending on lender and program backups, especially the rural housing and short sale purchases.

Looking forward to hearing from you if you have questions.