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Theresa Embler

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11835 Fishing Point Dr. Ste. 205
Newport News, VA
757-223-7478


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Top 5 Ways to Properly Finance Buying a Home

Posted by Theresa Embler | on Thursday, March 17th, 2011 at 3:56 pm
Category: Mortgages.
Tags: , , , , , , ,

For any consumers that is considering buying a home, there are a few things that you are going to want to do so that you can properly purchase your home, and make it the best financial decision it can be.

1. Get your credit in order so that you can get a low interest rate and also the best terms. This may be just getting a free copy and eliminating any unpaid debts, and not having to much debt to your income.

2. Shop around for different lenders that are going to give you the best deals, and check places like FHA or the bank that you currently have a good lending history with.

3. Put down as much as you possibly can. This is going to possibly allow you to avoid paying PMI and it is also going to help you rest easier. The lender may also be willing to give you a lower interest rate since you aren’t as high of a risk.

4. Don’t ever stretch out your limits or live beyond your means. If you live in a home that you can easily afford, you are going to be able to pay if off quickly, and this is going to be the best way to buy.

5. Add a cosigner if you are married or engaged to get your interest rate down as far as you possibly can. Having two incomes that can easily cover one mortgage is going to help you get approved faster.

For more information on how you can properly finance buying your home, get a hold of us today!

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A Real Estate Career in Virginia

Posted by Theresa Embler | on Thursday, March 17th, 2011 at 3:51 pm
Category: Real Estate Agent.
Tags: , , , , , , ,

Could a real estate career in the great state of Virginia be for you? It could be if you are a self-motivating, self-starter who enjoys working a flexible work schedule and odd hours. Flexibility in this profession is key so to be successful you must be willing to meet with clients when it works best for them which sometimes can mean evening and weekends. A successful agent knows how to prioritize their responsibilities and motivate themselves to get work done on a schedule. Real estate is a good career choice for someone who likes to stay active during the work day and has a competitive nature.

Virginia offers a diverse population and a successful agent in this state will enjoy meeting new people and be comfortable working with different types of people. Virginia is made up of many different areas from coastal areas near the ocean, to large metro areas near our nation’s capital, to small village and towns, all rich in history and rooted in tradition. Virginia offers many different opportunities in residential real estate, commercial real estate, industrial and office brokerage, property management, land development, real estate appraisal, and urban planning. Requirements to become a licensed agent in Virginia are fairly standard and there are many options for training at one of many accredited and registered real estate schools or community colleges.

For more information about a successful real estate career in Virginia, please feel free to give me a call. I look forward to hearing from you.

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