7 Easy Steps to Grow Your Savings

1. Establish an emergency savings account

2.Save money for long-term goals

3. Make saving automatic

4. Start Small

5. Comparison Shopping

6. Turn a payment into savings

7. Save your windfall

Also highlighted will be 7 easy steps to creating a budget you can live with & a chart to help with examining your budget. Feeling secure with your finances is important to everyone! The better organized we are the more at ease we will feel. Take advantage of this information and use it as a guide to help with your future planning!   Post Inspired by Buffini & Co.

Whatever kind of party you’re having, the menu will likely involve the grill. During these uncertain economic times, grilling in your own backyard is not only fun for the entire family,it makes good financial sense.

The link features tips on hosting a successful outdoor party, along with a few great grilling recipes for refreshing salads and a party-planning checklist. Hopefully, this information will help you relax and enjoy your party as much as your guests will.

• 3 Bedrooms
• 2 Full Bathrooms
• beautiful wood flooring
• new windows
• rear driveway & garage

Just a short walk to the Train Station & Main Street Manayunk!

Click here for more details!

Some of the topics found on the linked flyer are:

• Warm it up with tips for kitchens & baths
• Choose Hard Flooring
• Create Storage Space
• Design with Light
• Staging Made Easy
• Easy Improvement Tips

This link will also include improvements that buyers in our current market are looking for and help with staging your home to show perfectly, whether you are preparing to sell or just hosting a party!

Information Inspired by Buffini & Co.

As part of its plan to stimulate the U.S. housing market and address the economic challenges facing our nation, Congress has passed legislation that grants a tax credit of up to $8,000 to first-time home buyers.

Here is more information about how the 2009 First-Time Home Buyer Tax Credit can help prospective home buyers become part of the American dream. Click here for a Tax Credit form.

Shaun Donovan, secretary of the U.S. Department of Housing and Urban Development, said that the Federal Housing Administration is going to permit its lenders to allow homeowners to use the $8,000 tax credit as a down payment. Click here to view.

Who Qualifies?

First-time home buyers who purchase homes between January 1, 2009 and December 1, 2009. To qualify as a “first-time home buyer” the purchaser or his/her spouse may not have owned a residence during the three years prior to the purchase.

Which Properties Are Eligible?

The 2009 First-Time Home Buyer Tax Credit may be applied to primary residences, including: single-family homes, condos, townhomes, and co-ops.

How Much Will the Credit Be?

The maximum allowable credit for home buyers is $8,000. Each home buyer’s tax credit is determined by two factors:

1. The price of the home-the credit is equal to 10% of the purchase price of the home, up to $8,000.
2. The buyer’s income-single buyers with incomes up to $75,000 and married couples with incomes up to $150,000-may receive the maximum tax credit.

If the Buyer(s)’ Income Exceeds These Limits, Can He/She Still Get a Credit?

Yes, some buyers may still be eligible for the credit. The credit decreases for buyers who earn between $75,000 and $95,000 for single buyers and between $150,000 and $170,000 for home buyers filing jointly. The amount of the tax credit decreases as his/her income approaches the maximum limit. Home buyers earning more than the maximum qualifying income-over $95,000 for singles and over $170,000 for couples are not eligible for the credit.

Will the Tax Credit Need to Be Repaid?

No. The buyer does not need to repay the tax credit, if he/she occupies the home for three years or more. However, if the property is sold during the three-year period, the credit will be recouped on the sale.

Even if you aren’t looking for the latest high-tech gadgets, today’s smart appliances will save money on energy bills and help the environment.

In this month’s Item of Value, we’ve examined the latest in smart house technology. You will find information about the whole-house remote control, energy-efficient appliances and innovative products that benefit the environment. We’ve also included a list of high-tech questions to consider when buying a new home.

Modern technology is revolutionizing the way we live in our homes, and we want to help!

Information Provided by Buffin & Company

563 Conarroe Street Philadelphia, Pa 19128
To check it out, click here!