I recently bought a home and within two months, the outside air compressor died. I called my home warranty company in Niceville, and they sent out an AC company representative the next day. Shortly after, I had a new compressor and we were back in business AND it only cost me the service fee of $55. Without my home warranty, it would have been over $700! So, a home warranty is a great thing to have when buying a home in Niceville. They usually run about $400/year for the basic warranty and can be renewed every year.
Things to do when selecting a home warranty company:
Be sure you know what the home warranty covers: read, read, read! Some warranties are very simply and straight forward and some are lengthy and difficult to understand. If you have questions, call the warranty company directly and ask specific questions.
Be sure you understand the specific steps that must be followed when something breaks down in your home. DO NOT call a plumber, for example, if you have a plumbing problem. Call the home warranty company so they can send out their own preferred plumbing representative.
Know what the service fee amount is. In my case, our home warranty has a $55 service fee; some can be $75 depending in what warranty program you choose.
Know what additional add-ons you can get. For example, most standard warranties do not cover a washer and dryer, but you can add them to your warranty for a small additional fee. You can also add swimming pool, spas, septic systems, garage door openers……
A home warranty might seem like an unnecessary cost, but when it comes time to replace an AC unit or a kitchen appliance, believe me, the service fee is a whole lot less than an new AC!