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A new financial survey assessing spending habits of Americans reveals that 61 percent of Americans were adversely affected by the recession, and many plan to permanently change their debt and spending habits.

One in four (25 percent) say they would like to be less reliant on credit and debt in the future, 21 percent plan to keep a lid on spending on non-essentials, and 18 percent think they will save and invest more. 15 percent say they will now develop and stick to a financial plan.

Touting resiliency, Keith Brannan, vice president of Financial Security Planning for Country Financial says, “Making permanent. positive changes in how we all handle our money will make a big difference in achieving long-term financial security. Despite the financial set-backs that may have been outside of our control, most families can still build a financially secure future for themselves with proper planning.”

With the two year anniversary of the recession approaching, Americans predict a gradual road to recovery. As we begin to emerge from the recession, 48 percent of those surveyed rate the way their family coped with the effects of the economic downturn as excellent or good, more than half (52 percent) of this group believe it will take at least two years for their financial situation to recover…

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