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	<title>Kimberly Phipps Real Estate Blog</title>
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	<description>Homes for Sale in Logan, UT &#124; Logan Real Estate &#124; Buying a House in Logan, UT</description>
	<lastBuildDate>Fri, 29 Jan 2010 05:22:42 +0000</lastBuildDate>
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		<title>8 Surprising Household Deodorizers</title>
		<link>http://inside-real-estate.com/kimberlyphipps/2010/01/29/8-surprising-household-deodorizers/</link>
		<comments>http://inside-real-estate.com/kimberlyphipps/2010/01/29/8-surprising-household-deodorizers/#comments</comments>
		<pubDate>Fri, 29 Jan 2010 05:22:42 +0000</pubDate>
		<dc:creator>Kimberly Phipps</dc:creator>
				<category><![CDATA[Home Improvement]]></category>
		<category><![CDATA[cache valley]]></category>
		<category><![CDATA[cleaning]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[logan utah]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://inside-real-estate.com/kimberlyphipps/?p=45</guid>
		<description><![CDATA[When odors turn a room sour, try these gentle home remedies. Deodorize Your Clothes Problem: Musty Clothes Your vintage woolens are back in style, but they bear stale odors picked up during their stint in fashion purgatory. Solution: Spritz garments with a small amount of vodka (spot-test first). Straight vodka kills bacteria, but it doesn&#8217;t [...]]]></description>
			<content:encoded><![CDATA[<p>When odors turn a room sour, try these gentle home remedies.</p>
<p><strong>Deodorize Your Clothes<br />
Problem: Musty Clothes</strong><br />
Your vintage woolens are back in style, but they bear stale odors picked up during their stint in fashion purgatory.</p>
<p><strong>Solution</strong>: Spritz garments with a small amount of vodka (spot-test first). Straight vodka kills bacteria, but it doesn&#8217;t leave a scent. Hang clothes to dry in a well-ventilated area.</p>
<p><strong>Deodorize Your Kitchen Sink<br />
Problem: Stinky Sink</strong><br />
The garbage disposal is great for keeping the dregs of dinner from lingering, but the resulting odors are more stubborn.</p>
<p><strong>Solution</strong>: Give the disposal something nicer to chew on. Run hot water, drop orange peels down the hatch, and turn on the switch. Lemon, lime, and grapefruit rinds also do the trick.</p>
<p><strong>Deodorize Your Freezer<br />
Problem: Odor on Ice</strong><br />
Those UFOs (unidentified frozen objects) in the freezer make your piecrust smell like a substance from another planet.</p>
<p><strong>Solution</strong>: Wipe the freezer with a cotton pad dampened with pure vanilla extract. Refrigerator shelves will benefit from a wipe-down with a 50-50 mix of white vinegar and water.</p>
<p><strong>Deodorize Your Car<br />
Problem: Car Fumes</strong><br />
Your car has been there for you through every trip to the vet, the recycling center, and fast-food joints, but you don&#8217;t want to be reminded of that every time you get behind the wheel.</p>
<p><strong>Solution</strong>: Drop a potpourri wax tart into a cup holder. The tarts, used in fragrance burners, are sold by candle makers.</p>
<p><strong>Deodorize Food Storage Containers<br />
Problem: Storage Stench</strong><br />
Saving leftovers for lunch is virtuous; chucking containers because you can&#8217;t get rid of the smell of vegetable curry isn&#8217;t.</p>
<p><strong>Solution</strong>: Soak plastic containers in warm water and baking soda overnight. Bathe glass jars in a mixture of one teaspoon powdered mustard and one quart warm water.</p>
<p><strong>Deodorize Your Carpet<br />
Problem: Scents Underfoot</strong><br />
Carpets can collect unpleasant odors, particularly in high-traffic areas and in spots where pets like to nap.</p>
<p><strong>Solution</strong>: Cordon off the zone and sprinkle liberally with baking soda, then vacuum up a few hours later. Can&#8217;t keep everyone away that long? Do a quarter of the rug at a time.</p>
<p><strong>Deodorize Your Pet&#8217;s Bedding<br />
Problem: Essence of Rover</strong><br />
Your dog may be able to tell you&#8217;re cooking hamburger from across the room, but you shouldn&#8217;t be able to smell his favorite blanket from the same distance.</p>
<p><strong>Solution</strong>: Toss it in the dryer (for 30 minutes, set on medium heat) with a home-dry-cleaning bag and cloth from Dryel (dryel.com).</p>
<p><strong>Deodorize Your Basement<br />
Problem: Subterranean Smells</strong><br />
Guests wouldn&#8217;t know that your beautifully appointed basement used to be a dank concrete bunker―until they take a whiff.</p>
<p><strong>Solution</strong>: Cut an onion in half, place it on a plate, and leave it in the basement overnight. Once the initial salad-bar aroma dissipates, you&#8217;ll have fresh (non-oniony) air. Like magic!</p>
<p><em>(Article found on realsimple.com)</em></p>
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		<title>Plan a (Relatively) Stressless House Move</title>
		<link>http://inside-real-estate.com/kimberlyphipps/2010/01/25/plan-a-relatively-stressless-house-move/</link>
		<comments>http://inside-real-estate.com/kimberlyphipps/2010/01/25/plan-a-relatively-stressless-house-move/#comments</comments>
		<pubDate>Mon, 25 Jan 2010 18:09:20 +0000</pubDate>
		<dc:creator>Kimberly Phipps</dc:creator>
				<category><![CDATA[Relocation]]></category>
		<category><![CDATA[cache valley real estate]]></category>
		<category><![CDATA[Homes]]></category>
		<category><![CDATA[kimberly phipps]]></category>
		<category><![CDATA[moving tips]]></category>

		<guid isPermaLink="false">http://inside-real-estate.com/kimberlyphipps/?p=37</guid>
		<description><![CDATA[Tips on how to hire a mover (or move yourself), pack your belongings properly, and move your home with relative ease. Whether your last move was across the country or across the street, it probably ended with two words: “Never again!” But you don’t always have the luxury of staying in the same place forever. [...]]]></description>
			<content:encoded><![CDATA[<p class="MsoNormal"><strong><span style="font-size: 18pt">Tips on how to hire a mover (or move yourself), pack your belongings properly, and move your home with relative ease.</span></strong></p>
<p class="MsoNormal" style="margin-bottom: 0.0001pt"><span style="font-size: 12pt">Whether your last move was across the country or across the street, it probably ended with two words: “Never again!” But you don’t always have the luxury of staying in the same place forever. Sooner or later, you find yourself surrounded by cardboard boxes and packing tape again. Don’t despair.</span></p>
<p>Here, you’ll learn how to hire a mover (or move yourself), pack your belongings properly, and do it all with relative ease. Take this advice―and maybe the two words that end your next move will be, simply, “I’m home.”</p>
<p class="MsoNormal">
<p class="MsoNormal" style="margin-bottom: 12pt"><strong><span style="font-size: 12pt">Choosing a Mover. </span></strong><span style="font-size: 12pt">Of course, there is more than one way to move. Depending on the size of your home, the distance of the move, your budget, and the amount of time you have to get yourself situated, you might choose to rent a truck and move yourself, hire a mover to do the job, or use a “you pack; we drive” service. Here’s the lowdown on each option.</span></p>
<p><strong>Do it yourself.</strong> Are you comfortable driving a big truck on busy highways and narrow streets? Do you live in a fairly small home and have a few strong, very good friends you can recruit to help you? If so, moving yourself might be a good option, and an economical one, since you’re not paying a mover to load, drive, and unload your stuff. It’s also the option that gives you the most control.</p>
<p>Just be aware of hidden costs, such as insurance for the rental truck (your auto policy probably doesn’t cover this, and neither will the credit card you rent the truck with), gas, and the rental or purchase of special equipment you’ll need, like dollies and quilted furniture covers.</p>
<p>U-Haul and Budget are the biggest and best-known truck-rental firms. Both have different-size trucks for long-distance and local moves. Their largest trucks (26 feet for U-Haul, 24 feet for Budget) are big enough to move six to eight furnished rooms (including up to four bedrooms). Be careful not to underestimate all that you have to move, though. Extra trips might require more money―for the truck rental, mileage, and gas (and refreshments for your friends).</p>
<p>To check rates, reserve equipment, and find rental locations near you, go to <a href="http://www.uhaul.com/" target="_new"><span style="font-size: 12pt">uhaul.com</span></a><span style="font-size: 12pt"> or </span><a href="http://www.budgettruck.com/" target="_new"><span style="font-size: 12pt">budgettruck.com</span></a><span style="font-size: 12pt">. You might get better rates if you rent your truck midweek and midmonth and reserve it as far in advance as possible (as soon as you have an exact date for your move).</span></p>
<p class="MsoNormal" style="margin-bottom: 0.0001pt"><strong><span style="font-size: 12pt">You pack and load; they drive.</span></strong><span style="font-size: 12pt"> Several nationwide companies, such as ABF U-Pack Moving and Broadway Express, offer what they call self-move service. ABF U-Pack will move you only if you’re going out of state and more than 500 miles. Broadway Express will move you any distance, but shorter moves are relatively expensive because certain minimum charges apply. Both services deliver a trailer or a van to your house, where you load it. They then provide a professional driver, who takes your things to your new home, where you unload them.</span></p>
<p>This option saves you the hassle of driving a truck, and it is less expensive than using a full-service mover. You share the space on the truck with other customers (if you don’t need it all) and pay for only the space you use. Both companies have calculators on their websites to estimate the costs (see Web Resources on next page). You can get an initial quote by phone, fax, or e-mail, but be aware that actual charges will be higher if you exceed your estimated load.</p>
<p><strong>Hiring a full-service mover.</strong> If you can’t afford to spend a lot of time getting from here to there, you’re moving a long distance, or you have a lot of stuff, this is your best bet. Good professional movers have the experience and equipment to move you quickly while avoiding damage to your property. “The first thing we do is protect the property by putting down floor runners, covering railings and doors, and putting down floorboard if we’re moving heavy appliances,” explains Jon Hollander, an owner of Hollander Storage &amp; Moving Company, based outside of Chicago. Many movers will even pack everything for you ― a convenience that can be worth the additional cost (20 to 30 percent of the price of your move), especially if you have limited time.</p>
<p>There are bad moving companies. Of the more than 1,100 industries that the Better Business Bureau keeps tabs on, the moving industry ranked 14th in consumer complaints in 2003. So be sure to carefully check out anyone you’re considering (See <a href="http://www.realsimple.com/static/pdfs/moving.pdf"><span style="font-size: 12pt">Moving Checklists</span></a><span style="font-size: 12pt">).</span></p>
<p class="MsoNormal" style="margin-bottom: 0.0001pt"><span style="font-size: 12pt"> </span></p>
<p class="MsoNormal" style="margin-bottom: 0.0001pt">
<p class="MsoNormal" style="margin-bottom: 0.0001pt"><strong><span style="font-size: 12pt">Web Resources</span></strong></p>
<p class="MsoNormal" style="margin-bottom: 0.0001pt"><span style="font-size: 12pt">Find out what you can expect to pay for a “you pack and load; they drive” move with a moving calculator.</span></p>
<p class="MsoNormal" style="margin-left: 43.5pt"><!--[if !supportLists]--><span style="font-size: 10pt;font-family: Symbol"><span>·<span style="font-family: &quot;Times New Roman&quot;font-style: normal;font-variant: normal;font-weight: normal;font-size: 7pt"> </span></span></span><!--[endif]--><a href="http://www.broadwayexpress.net/" target="_new"><span style="font-size: 12pt">broadwayexpress.net</span></a><span style="font-size: 12pt"> </span></p>
<p class="MsoNormal" style="margin-left: 43.5pt"><!--[if !supportLists]--><span style="font-size: 10pt;font-family: Symbol"><span>·<span style="font-family: &quot;Times New Roman&quot;font-style: normal;font-variant: normal;font-weight: normal;font-size: 7pt"> </span></span></span><!--[endif]--><a href="http://www.upack.com/" target="_new"><span style="font-size: 12pt">upack.com</span></a></p>
<p class="MsoNormal" style="margin-bottom: 0.0001pt"><span style="font-size: 12pt">Get help determining how many boxes you’ll need for your move.</span></p>
<p class="MsoNormal" style="margin-left: 43.5pt"><!--[if !supportLists]--><span style="font-size: 10pt;font-family: Symbol"><span>·<span style="font-family: &quot;Times New Roman&quot;font-style: normal;font-variant: normal;font-weight: normal;font-size: 7pt"> </span></span></span><!--[endif]--><a href="http://www.budgettruck.com/" target="_new"><span style="font-size: 12pt">budgettruck.com</span></a><span style="font-size: 12pt"> </span></p>
<p class="MsoNormal" style="margin-left: 43.5pt"><!--[if !supportLists]--><span style="font-size: 10pt;font-family: Symbol"><span>·<span style="font-family: &quot;Times New Roman&quot;font-style: normal;font-variant: normal;font-weight: normal;font-size: 7pt"> </span></span></span><!--[endif]--><a href="http://www.uhaul.com/" target="_new"><span style="font-size: 12pt">uhaul.com</span></a></p>
<p class="MsoNormal" style="margin-bottom: 0.0001pt"><span style="font-size: 12pt">Research the business practices of the movers you’re considering.</span></p>
<p class="MsoNormal" style="margin-left: 43.5pt"><!--[if !supportLists]--><span style="font-size: 10pt;font-family: Symbol"><span>·<span style="font-family: &quot;Times New Roman&quot;font-style: normal;font-variant: normal;font-weight: normal;font-size: 7pt"> </span></span></span><!--[endif]--><span style="font-size: 12pt">The Better Business Bureau, </span><a href="http://www.bbb.org/" target="_new"><span style="font-size: 12pt">bbb.org</span></a></p>
<p class="MsoNormal" style="margin-left: 43.5pt"><!--[if !supportLists]--><span style="font-size: 10pt;font-family: Symbol"><span>·<span style="font-family: &quot;Times New Roman&quot;font-style: normal;font-variant: normal;font-weight: normal;font-size: 7pt"> </span></span></span><!--[endif]--><a href="http://www.movingadvocateteam.com/" target="_new"><span style="font-size: 12pt">movingadvocateteam.com</span></a></p>
<p class="MsoNormal" style="margin-left: 43.5pt"><!--[if !supportLists]--><span style="font-size: 10pt;font-family: Symbol"><span>·<span style="font-family: &quot;Times New Roman&quot;font-style: normal;font-variant: normal;font-weight: normal;font-size: 7pt"> </span></span></span><!--[endif]--><a href="http://www.movingscam.com/" target="_new"><span style="font-size: 12pt">movingscam.com</span></a><span style="font-size: 12pt"><br />
</span></p>
<p class="MsoNormal" style="margin-bottom: 12pt"><strong><span style="font-size: 12pt">What You’ll Need. </span></strong><span style="font-size: 12pt">When planning your move, don’t forget the packing supplies. You can expect to spend around $250 or more on what’s needed to move the belongings of a couple or a small family. And keep in mind, it’s always better to get too many materials than too few. You don’t need last-minute box-gathering trips adding to the stress of your move. Here’s a list of what to have on hand.</span></p>
<p><strong>Regular boxes.</strong> If you’re moving good stuff―and why would you pay to move bad stuff?―you should use good boxes. If you have used boxes and they’re in decent shape (not bent, torn, or damp), go ahead and use those. Hollander, however, recommends that you buy new boxes, made of strong corrugated cardboard (with an edge-crush test rating of at least 32 pounds per inch printed on the box). They cost from $1 to $5 each, depending on the size, but are less expensive when purchased in bulk. Whether you choose old or new boxes, make sure you have a variety of sizes to accommodate the different items you need to move.</p>
<p>So how many boxes do you need? “That’s like asking, ‘How long is a piece of string?’ ” Hollander says. As a rule of thumb, you should count on using at least 100 boxes for a sparsely furnished three-bedroom home, says Neil Vansant of Atlantic Relocation Services, a full-service mover in Atlanta that specializes in corporate moves.</p>
<p class="MsoNormal" style="margin-bottom: 12pt"><strong><span style="font-size: 12pt">Specialized boxes.</span></strong><span style="font-size: 12pt"> For dishes and other fragile or heavy items, make sure to use “dish barrels,” which cost between $5 and $7 and are made of double-walled cardboard.</span></p>
<p>Wardrobe boxes, with a metal bar for hanging clothes, greatly simplify the packing and unpacking. Some movers may supply you with free wardrobe boxes for your move, which they’ll collect once you unpack them―make sure to ask before you place your box order. Expect to pay $7 to $15 each, depending on the size, if you have to buy them.</p>
<p>Long flat-frame boxes are ideal for protecting most large pieces of art and mirrors. These, too, may be provided by movers. If you’re moving yourself, you can purchase them from truck-rental companies.</p>
<p><strong>Tape and tape guns.</strong> Brown packing tape, not surprisingly, is ideal. Never use masking tape or duct tape―they don’t stick well to cardboard. A couple of heavy-duty tape guns―one for you, one for your spouse or a friend―make taping and cutting a lot quicker. To pack up the contents of seven to eight rooms, you’ll need at least 440 yards of two-inch-wide tape. (Tape rolls come in 55- and 110-yard sizes.)<br />
<strong><br />
Packing paper.</strong> This is a professional mover’s secret weapon. Sold in 10- and 25-pound packages, packing paper (unprinted newsprint) is the most economical and versatile material for protecting nearly everything you’re moving. Use it for wrapping fragile items, and crumple it up for padding. “People think we use way too much paper,” Vansant says, “but it really creates the protection you need.” And unlike bubble wrap, it can be recycled. Many moving-supply companies sell specialized packing accessories―such as little foam bags and cardboard “cell kits” to protect glassware and other fragile items―but Vansant stresses that almost everything can be packed with simple packing paper.</p>
<p>Because it can stain, regular newspaper should be used only for extra padding around already wrapped items. For an average seven- to eight-room move, professional movers use as much as 120 pounds of packing paper.<strong> </strong></p>
<p class="MsoNormal" style="margin-bottom: 0.0001pt"><strong><span style="font-size: 12pt">Bubble wrap.</span></strong><span style="font-size: 12pt"> It is expensive compared with packing paper but comes in handy to protect artwork framed behind glass and extremely fragile china and glassware, which should be wrapped in bubble wrap and then in packing paper.</span></p>
<p><strong>Box cutters.</strong> They will help make unpacking a breeze.</p>
<p><strong>Permanent markers.</strong> Get thick ones to mark your boxes for easy identification. Label boxes on the sides, not the tops, which may be covered by other boxes.</p>
<p><strong>Mattress bags and furniture pads.</strong> If you’ve hired a full-service moving company, it will supply everything needed to protect your furniture as part of your total move cost. If you’re doing it yourself, you’ll have to buy the bags for $3 to $6 and rent the pads for about $10 per dozen. Both are available from the leading truck-rental companies.</p>
<p><strong>Dollies and hand carts.</strong> If you’re moving yourself, your back will thank you for using wheels to move heavy loads. Dollies and hand carts can be rented for about $10 a day wherever you get your truck. You can also buy furniture slides there. These go beneath the feet of heavy items, such as a couch, allowing you to easily slide them across the floor without damaging it.</p>
<p class="MsoNormal"><span> </span></p>
<p class="MsoNormal" style="margin-bottom: 0.0001pt"><em><span>Information gathered from </span></em><a href="http://www.realsimple.com/"><em><span>www.RealSimple.com</span></em></a><em><span>. Article written by </span></em><em><span style="font-size: 12pt">Adam Bluestein.</span></em></p>
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		<item>
		<title>Kitchen Appeal</title>
		<link>http://inside-real-estate.com/kimberlyphipps/2010/01/22/kitchen-appeal/</link>
		<comments>http://inside-real-estate.com/kimberlyphipps/2010/01/22/kitchen-appeal/#comments</comments>
		<pubDate>Sat, 23 Jan 2010 00:48:03 +0000</pubDate>
		<dc:creator>Kimberly Phipps</dc:creator>
				<category><![CDATA[Home Improvement]]></category>
		<category><![CDATA[cache valley]]></category>
		<category><![CDATA[Homes]]></category>
		<category><![CDATA[kitchen]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://inside-real-estate.com/kimberlyphipps/?p=35</guid>
		<description><![CDATA[When you&#8217;re selling your home, one of the biggest selling points is the kitchen. Here are some handy tips on how to improve the appearance of your kitchen. Cleanliness is Everything For most buyers, the kitchen is one of the key rooms. Keep it clean and sparkling at all times. Clear the Counters Clear counters [...]]]></description>
			<content:encoded><![CDATA[<p><!-- InstanceEndEditable --> <!-- InstanceBeginEditable name="text" --></p>
<h3>When you&#8217;re selling your home, one of the biggest selling points is the kitchen. Here are some handy tips on how to improve the appearance of your kitchen.</h3>
<h3>Cleanliness is Everything</h3>
<p>For most buyers, the kitchen is one of the key rooms. Keep it clean and sparkling at all times.</p>
<h3>Clear the Counters</h3>
<p>Clear counters make the room appear larger and easier to work in. Put seldom-used appliances under the counter, in moving boxes, or sell them at a garage sale.</p>
<h3>The Stove and Oven</h3>
<p>Clean the burners and the oven. Clean the ventilation hood with a good grease cutter and replace the filter. If any burner trays are damaged, they are cheap and easy to replace.</p>
<h3>The Fridge</h3>
<p>De-personalize the refridgerator door by removing all of the magnets, pictures, and notes. While most buyers won&#8217;t open the fridge door, a box of baking soda in the fridge will freshen any odors.</p>
<h3>Sinks</h3>
<p>To really whiten a porcelain sink, spread paper towels in the bottom and saturate with bleach for an hour or so. Remove water spots from a stainless steel sink with rubbing alcohol, club soda, or vinegar on a sponge. Fix any leaking faucets.</p>
<h3>Floors</h3>
<p>Repair or replace damaged linoleum, tile, or grout. Check with your insurance carrier as floor damage might be covered under your homeowener&#8217;s policy.</p>
<h3>Kitchen Cabinets</h3>
<p>Cabinets often reveal a kitchen&#8217;s age and affect the buyer&#8217;s perception. Try cleaning them with an all purpose cleaner to take off grease and dirt. If necessary, re-paint them with a high-gloss enamel. For a modern, new look, try new knobs.</p>
<h3>The Pantry</h3>
<p>Buyers want to see lots of storage in a kitchen. Go through your pantry to see what you can dispose of and neatly organize the rest of it. There are many closet and cabinet organizing systems available at discount stores.</p>
<h3>Lighten Up</h3>
<p>If your kitchen is dark and dreary, a fresh coat of paint on the walls and ceiling will make a dramatic difference. Stay with bright, neutral colors, such as white, beige, or light grey. Replace any burned out bulbs and, if necessary, replace the curtains.</p>
<h3>Doors and Drawers</h3>
<p>Adjust and lubricate all door hinges and drawer guides. Remove as much of the unused items as you can at a yard sale or store in moving boxes.</p>
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		<title>Title Insurance FAQ</title>
		<link>http://inside-real-estate.com/kimberlyphipps/2010/01/20/title-insurance-faq/</link>
		<comments>http://inside-real-estate.com/kimberlyphipps/2010/01/20/title-insurance-faq/#comments</comments>
		<pubDate>Wed, 20 Jan 2010 19:24:08 +0000</pubDate>
		<dc:creator>Kimberly Phipps</dc:creator>
				<category><![CDATA[title insurance]]></category>
		<category><![CDATA[faq]]></category>
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		<category><![CDATA[title insurance premiums]]></category>

		<guid isPermaLink="false">http://inside-real-estate.com/kimberlyphipps/?p=23</guid>
		<description><![CDATA[What Protection Does Title Insurance Give? It insures that the record title is good subject only to the exceptions expressly set out in the Policy. It also insures against certain matters which do not appear of record such as forgery identity of parties incompetence of former owners interest of missing heirs and status of individuals [...]]]></description>
			<content:encoded><![CDATA[<p><b>What Protection Does Title Insurance Give?</b><br />
It insures that the record  <a id="a392">title</a> is good subject only to the exceptions expressly set out in  the Policy. It also insures against certain matters which do not appear of  record such as forgery identity of parties incompetence of former owners  interest of missing heirs and status of individuals not having the &#8220;right&#8221; to  sell property.</p>
<p><b>What Risks Are Not Covered? </b><br />
The standard owners policy and  standard <a id="a241">mortgage</a> policy are based on public records of the <a id="a330">recording</a> district in which the land is located. It does not insure  against matters which would only be disclosed by actual inspection or <a id="a376">survey</a> of the property. It does not insure against certain matters  not shown by the public records such as unrecorded easements liens or money  obligations; unrecorded utility rights of way public or private roads community  driveways and other types of encumbrances or against the rights or claims of  persons in possession of the property which are not shown by the public records.</p>
<p><b>Can Protection Be Obtained Against Matters Not of Record?</b><br />
Upon <a id="a16">application</a> the issuing company may specially cover matters which are  disclosed by a physical inspection and/or a survey of the property subject to  any exceptions which the inspection will determine to be proper. An additional  risk premium is charged for this type of coverage. Insurance of this kind is  called Why Should I Have It Re-Issued to My Purchaser When I Sell?<br />
The  coverage of your policy is against all matters that appeared of record up to the  date of issuance of your policy. Since that time many documents may have been  recorded some of which may affect the title to your land. Taxes and assessments  may have accrued and be unpaid. There may have been actions in court affecting  your title. The purchaser is entitled to have full information and protection as  to the condition of the title right up to the date of his purchase. In addition  there may be matters of record which would prevent either the seller or buyer  from selling buying or mortgaging land until such matters have been cleared.  These items include such things as federal tax liens judgments incompetence  divorce actions and other conditions which the <a id="a396">title search</a> may  disclose.</p>
<p><b>How Are Premiums for Title Insurance Determined? </b><br />
Title Insurance  Premiums are determined by the amount and type of coverage provided. Unlike  other insurance premiums however the <a id="a394">title insurance</a> premium is  paid only once as the policy is effective for so long as title or &#8220;ownership&#8221;  remains in the name of the insured or his heirs or devises. Rates are filed with  the insurance commissioner who regulates the activities of title insurers.</p>
<p><i>(Information gathered from www.mortgage101.com)</i></p>
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		<item>
		<title>Logan Utah Housing Trends</title>
		<link>http://inside-real-estate.com/kimberlyphipps/2010/01/18/logan-utah-housing-trends/</link>
		<comments>http://inside-real-estate.com/kimberlyphipps/2010/01/18/logan-utah-housing-trends/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 16:50:07 +0000</pubDate>
		<dc:creator>Kimberly Phipps</dc:creator>
				<category><![CDATA[Housing Market]]></category>
		<category><![CDATA[affordable homes]]></category>
		<category><![CDATA[cache county inventory]]></category>
		<category><![CDATA[cache valley real estate]]></category>
		<category><![CDATA[Homes for Sale]]></category>
		<category><![CDATA[logan utah]]></category>
		<category><![CDATA[market conditions]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://inside-real-estate.com/kimberlyphipps/?p=20</guid>
		<description><![CDATA[It is currently a buyers market in Logan Utah as housing inventory levels are approaching record highs. Properties are still selling, especially affordable homes. For the most part, home prices are not expected to decline. The Cache Valley real estate market has slowed since August of 2007, but the Logan trends have not been nearly [...]]]></description>
			<content:encoded><![CDATA[<p>It is currently a buyers market in Logan Utah as housing inventory levels are approaching record highs. Properties are still selling, especially <a href="http://www.realestatelogan.com/starterhomes.htm">affordable homes.</a> For the most part, home prices are not expected to decline. The Cache Valley real estate market has slowed since August of 2007, but the Logan trends have not been nearly as drastic as those in Salt Lake, Davis, Weber, and Utah Counties.</p>
<p class="feedTitle"><a href="http://loganrealestate.blogspot.com/">Logan Utah Real Estate Market Conditions</a></p>
<ul>
<li><span class="headline"><a href="http://loganrealestate.blogspot.com/2010/01/number-of-homes-for-sale-in-logan.html" target="_blank">Number of Homes for Sale in Logan Rising Quickly</a></span>
<div>
<div>I just ran a quick check of the number of <a href="http://www.cachevalleyhomesforsale.com/">homes for sale in Cache County</a>, and was astonished to see that in just a week, the number of <a href="http://www.loganrealestatesearch.com/">Logan Real Estate</a> inventory had risen by nearly 5%. Exactly one week ago, Cache County had 687 residential real estate listings. Right now there are 720.</div>
<div>Last year we didn&#8217;t hit inventory levels this high until the March when the Spring listing season typically hits. March and April are typically big months for listing homes for sale.</div>
<div><a href="http://1.bp.blogspot.com/_Kp4uV81xT5Q/S0ucL8qQLqI/AAAAAAAAA5E/ywUYuHRUdHU/s1600-h/cache_county_real_estate_inventory.png"><img style="margin: 0px auto 10px;text-align: center;width: 398px;height: 320px" src="http://1.bp.blogspot.com/_Kp4uV81xT5Q/S0ucL8qQLqI/AAAAAAAAA5E/ywUYuHRUdHU/s400/cache_county_real_estate_inventory.png" border="0" alt="" /></a></div>
<div>Some of the increase in inventory can be attributed to the $6,500 move up tax credit. People want to sell by April so they can get the government money when they buy their new homes. However, this sharp spike in the number of homes for sale in Logan is alarming. Home prices will continue to decline as long as there are more homes on the market than there are buyers. At last years pace of home sales, we have more than 9 months of <a href="http://cache.countyutahrealestate.com/">Cache County real estate</a> inventory right now.</div>
<div class="blogger-post-footer"><img src="https://blogger.googleusercontent.com/tracker/6627208078331598325-80612805725598032?l=loganrealestate.blogspot.com" alt="" width="1" height="1" /></div>
</div>
</li>
<li><span class="headline"><a href="http://loganrealestate.blogspot.com/2010/01/2009-home-sales-in-cache-county-down-9.html" target="_blank">2009 Home Sales in Cache County Down 9%</a></span>
<div>While the last quarter of the year saw improvements in home sales in Cache County, overall 2009 real estate sales were substantially down compared with 2008.</p>
<div>For <a href="http://paw.utahcornerstone.com/fine/real/estate/newsearch">MLS listed homes</a>, there were just 979 <a href="http://www.alansharpbarker.com/search_cache_valley_homes_for_sale.htm">Cache County Homes</a> sold, down 9% from the 1073 homes sold in 2008. Compared with 2007, when 1295 residential homes in Cache County Sold, home sales were down almost 25%. This is the lowest year of total home sales since 2003.</div>
<p><a href="http://4.bp.blogspot.com/_Kp4uV81xT5Q/S0YttKezjVI/AAAAAAAAA40/wyIi5r4tnD4/s1600-h/annual_home_sales_in_cache_county.png"><img style="margin: 0px auto 10px;text-align: center;width: 320px;height: 227px" src="http://4.bp.blogspot.com/_Kp4uV81xT5Q/S0YttKezjVI/AAAAAAAAA40/wyIi5r4tnD4/s320/annual_home_sales_in_cache_county.png" border="0" alt="" /></a></p>
<div>
<div style="text-align: left"><span class="Apple-style-span" style="color: #0000ee"><span style="text-decoration: underline"><br />
</span></span></div>
<div>Prices of homes sold were down by 4.78%. This doesn&#8217;t necessarily mean that all <a href="http://cache.countyutahrealestate.com/">Cache County Real Estate</a> depreciated 5%, but it does tell us that the homes that sold were less expensive. In all reality starter homes just slightly depreciated, and more expensive homes likely depreciated in value much more than 4.98%.</div>
<div><a href="http://2.bp.blogspot.com/_Kp4uV81xT5Q/S0Yw9YiE_eI/AAAAAAAAA48/9ymZH0-08Fk/s1600-h/annual_cache_county_home_sales_prices.png"><img style="margin: 0px auto 10px;text-align: center;width: 320px;height: 227px" src="http://2.bp.blogspot.com/_Kp4uV81xT5Q/S0Yw9YiE_eI/AAAAAAAAA48/9ymZH0-08Fk/s320/annual_cache_county_home_sales_prices.png" border="0" alt="" /></a></div>
<div>It will be interesting to see what happens with real estate sales in 2010. Many economists are predicting that <a href="http://www.utahrealestate4sale.com/">Utah Real Estate</a> will have <a href="http://shelbycardall.com/2009/12/22/has-the-market-bottomed-out/">bottomed out</a> by the end of the summer.</div>
</div>
<div class="blogger-post-footer"><img src="https://blogger.googleusercontent.com/tracker/6627208078331598325-5606550406449298647?l=loganrealestate.blogspot.com" alt="" width="1" height="1" /></div>
</div>
</li>
<li><span class="headline"><a href="http://loganrealestate.blogspot.com/2010/01/logan-utah-real-estate-december-numbers.html" target="_blank">Logan Utah Real Estate December Numbers</a></span>
<div><a href="http://www.utahcornerstone.com/logan_utah_real_estate.htm">Logan Utah Real Estate</a> sales during December were almost identical to a year ago. From the <a href="http://www.realestatelogan.com/utah_homes.htm">MLS Listings</a> sold during December, there has been reported one more home sold, and the average and median prices of homes sold was just slightly down.</p>
<p>December of 2009 had 62 residential homes in Logan listed on the MLS sell. These homes had a median sales price of exactly $150,000 and an average price of $172,734.</p>
<p>At this time last year, there were 61 <a href="http://www.alansharpbarker.com/logan_real_estate.htm">Logan UT Real Estate</a> listings reported as sold. These homes had a median price of $151,840, and an average price at $161,499. The average price is almost $10,000 higher this year, in large part because there were two Cache Valley Homes priced above $450,000 that sold in 2009, while there weren&#8217;t any homes that expensive that sold last year.</p>
<p><img src="http://spreadsheets.google.com/oimg?key=0AisNbnkIm5vCcE5ZV1RETVpqX2FqUUJMZ3hoQ2E1WFE&amp;oid=16&amp;v=1262725649054" alt="" /></p>
<p>There are currently 693 <a href="http://www.cachevalleyhomesforsale.com/cache_county_utah_real_estate.htm">homes for Sale in Cache County Utah</a>. This is the lowest level of inventory since February. There are 9 more homes on the market right now than there were a year ago. At December&#8217;s home sales pace, Cache Valley has 11.24 months of inventory. Until this goes down home prices will remain soft.</p>
<p>December is the first month in quite some time that is mostly unaffected by stimulus. Although the government tax credits were extended, and still in effect, they were late enough that there were likely very few closings during December that were a direct result of the new <a href="http://loganrealestate.blogspot.com/2009/11/have-you-lived-in-tour-home-for-five.html">$6,500 tax credit</a>.</p>
<p>If this is any indication of future home sales for Cache County, statistically we can expect a similar year for <a href="http://www.alansharpbarker.com/">real estate in Cache Valley</a>.</p>
<div class="blogger-post-footer"><img src="https://blogger.googleusercontent.com/tracker/6627208078331598325-8189522735689732535?l=loganrealestate.blogspot.com" alt="" width="1" height="1" /></div>
</div>
</li>
<li><span class="headline"><a href="http://loganrealestate.blogspot.com/2010/01/q4-cache-county-home-sales-up-16.html" target="_blank">Q4 Cache County Home Sales up 16%</a></span>
<div>Home Sales in Cache County were up by 16% compared with the fourth quarter of 2008. So far, the there have been 249 <a href="http://www.cachevalleyhomesforsale.com/">Cache County Homes</a> that have reported as sold on the <a href="http://paw.utahcornerstone.com/fine/real/estate/newsearch">MLS</a>. These home sales numbers are very comparable with the fourth quarter of 2007 when the housing crisis in Logan really began.</p>
<div><span class="Apple-style-span" style="font-family: arial,sans,sans-serif;font-size: 100%"><span class="Apple-style-span" style="font-size: 13px"><br />
</span></span></div>
<p><img src="http://spreadsheets.google.com/oimg?key=0AisNbnkIm5vCcE5ZV1RETVpqX2FqUUJMZ3hoQ2E1WFE&amp;oid=27&amp;v=1262631986090" alt="" /><br />
While home sales were up compared with last year, the median and average price of <a href="http://cache.countyutahrealestate.com/">Cache County Real Estate</a> was substantially down. It was the lowest fourth quarter levels in four years actually. The median home sales price was $154,800, down 7.36% from the median sales price during Q4 of 2008. The average sold price of <a href="http://www.realestatelogan.com/cache_valley_real_estate.htm">Cache County Homes</a> was $170,743, down 4.82% from the average 2008 price of $179,743.<br />
<img src="http://spreadsheets.google.com/oimg?key=0AisNbnkIm5vCcE5ZV1RETVpqX2FqUUJMZ3hoQ2E1WFE&amp;oid=26&amp;v=1262632762553" alt="" /></div>
</li>
</ul>
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		<title>Best Bet Home Improvements</title>
		<link>http://inside-real-estate.com/kimberlyphipps/2010/01/14/best-bet-home-improvements/</link>
		<comments>http://inside-real-estate.com/kimberlyphipps/2010/01/14/best-bet-home-improvements/#comments</comments>
		<pubDate>Fri, 15 Jan 2010 02:07:25 +0000</pubDate>
		<dc:creator>Kimberly Phipps</dc:creator>
				<category><![CDATA[Home Improvement]]></category>
		<category><![CDATA[cache valley]]></category>
		<category><![CDATA[home investment]]></category>
		<category><![CDATA[logan utah]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://inside-real-estate.com/kimberlyphipps/?p=17</guid>
		<description><![CDATA[If you&#8217;re looking to improve the appearance of your home for resale, or you just want an updated look for your own enjoyment, there are a few things you must consider before beginning any costly project. Sure, you can spend a lot on something purely for the personal pleasure of having it &#8211; like that [...]]]></description>
			<content:encoded><![CDATA[<p>If you&#8217;re looking to improve the appearance of your home for resale, or you just want an updated look for your own enjoyment, there are a few things you must consider before beginning any costly project. Sure, you can spend a lot on something purely for the personal pleasure of having it &#8211; like that outdoor Jacuzzi under the attached gazebo- or you can go the practical route and make an improvement that will increase your home&#8217;s market value, such as installing energy efficient air-conditioning or repairing those shabby shingles. Be forewarned, however, and don&#8217;t expect to recoup your costs on both counts. Many real-estate brokers agree that just because you put $25,000 worth of improvements into your home doesn&#8217;t mean that your house is worth $25,000 more!</p>
<p>Exactly how much of your investment you&#8217;ll investment you&#8217;ll recoup depends on a number of factors, such as the &#8220;big picture&#8221; housing market, the value of the homes in your neighborhood, when you plan to sell and the exact nature of the improvement. Also, consider that the longer you live in your home after a project is completed, the less likely you are to recoup its value. Just try to convince a potential buyer that Harvest Gold is cutting edge.</p>
<p>Below are some examples of a few improvements that usually pay off- and some that rarely make a difference (no matter how much you paid for them) when it comes time to sell your home.</p>
<p><strong>Painting</strong></p>
<p>If you&#8217;re planning to sell your home in a year or two, a fresh coat of a neutral-toned paint could make the sale easier. A professional exterior paint job may also recoup close to 75% of its cost. Let&#8217;s face it- we all like things fresh-looking.</p>
<p><strong>Kitchen</strong></p>
<p>With just a few basic improvements, your kitchen can practically pay you back with interest! New paint, wallpaper and flooring are always appreciated; plus, you might even consider sanding, staining or painting worn-looking cabinets. Replacing old cabinet hardware is a low-cost improvement that makes a big difference in appearance. According to Remodeling magazine, the average spent on major kitchen remodeling is around $39,000; refinishing an outdated one averaged $15,000. The full kitchen remodeling recouped 80% of its cost, the more moderate remodeling was valued at 87%.</p>
<p><strong>Area Conversions</strong></p>
<p>Generally speaking, increasing the functional space of your home holds its value longer than remodeling just to make the house look better. It&#8217;s also much less expensive than adding an addition to your home. Converting attic space into a bedroom, for example, usually costs around $30,000 and returns about 73% of its cost, according to Remodeling magazine. Turning your basement into extra living space costs, on average, $40,000, with a recoup average of about 69% of your costs.</p>
<p><strong>Extra Bathroom</strong></p>
<p>You usually can&#8217;t go wrong by adding an extra bathroom. At an average cost of $14,200, a new full bath can recoup 81% of its total cost!</p>
<p><strong>Deck</strong></p>
<p>Adding a deck is a very cost-efficient way to add square footage to your house. Decks cost around $6,000 and generally recoup 75% of their value. Compared to other outdoor improvements (except painting) that&#8217;s an excellent return.</p>
<p><strong>New Windows</strong></p>
<p>Your utility bill savings may make up for iffy resale value, however, a good set of standard windows should get you around 68% back. If you start getting too fancy with custom shapes and sizes, though, don&#8217;t expect to get as much return.</p>
<p><strong>Swimming Pool</strong></p>
<p>In a word- don&#8217;t! Unless you&#8217;re putting it in for you and your family to enjoy, it&#8217;s commonly agreed that a swimming pool has no resale value at all. Reason #1? Sure, they sound nice, but pool are very expensive to maintain. Running a close second is the fear of pool accidents- that&#8217;s something nobody wants to experience.</p>
<p><strong>Picture-Perfect Gardens</strong></p>
<p>Another nicety, but who&#8217;s going to spend all that time- and money? If the potential buyer is not horticulturally inclined, chances are your floral handiwork won&#8217;t add to the offering price. The same can be said for expensive fences and stone walls- they look nice, but buyers don&#8217;t pay up for them.</p>
<p><strong>Basic is Better</strong></p>
<p>It may not sound very exciting, but it&#8217;s the basic improvements you make to your home that may have the greatest return on its value: a beautiful new bathroom won&#8217;t make up for a leaky roof. So if you&#8217;re thinking of selling your house in the next year or so, be sure to address any problems the home may have before you, say, install those sunken gardens you&#8217;ve always dreamed of.</p>
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		<item>
		<title>Showing Appeal</title>
		<link>http://inside-real-estate.com/kimberlyphipps/2010/01/13/showing-appeal/</link>
		<comments>http://inside-real-estate.com/kimberlyphipps/2010/01/13/showing-appeal/#comments</comments>
		<pubDate>Wed, 13 Jan 2010 21:07:15 +0000</pubDate>
		<dc:creator>Kimberly Phipps</dc:creator>
				<category><![CDATA[Showing Appeal]]></category>
		<category><![CDATA[cache valley]]></category>
		<category><![CDATA[improve home appearance]]></category>
		<category><![CDATA[logan utah]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://inside-real-estate.com/kimberlyphipps/?p=13</guid>
		<description><![CDATA[There are many things you can do to improve the appearance of your home for a showing. Here are some great tips: Repair a Leaky Roof One small stain on a ceiling will cause most buyers to worry about the whole roof and move on. Find and fix the leak and save the warranty. Repair any [...]]]></description>
			<content:encoded><![CDATA[<p><!-- InstanceEndEditable --><!-- InstanceBeginEditable name="text" --></p>
<h3>There are many things you can do to improve the appearance of your home for a showing. Here are some great tips:</h3>
<h3>Repair a Leaky Roof</h3>
<p>One small stain on a ceiling will cause most buyers to worry about the whole roof and move on. Find and fix the leak and save the warranty. Repair any damage to the ceiling. For white ceilings, try spraying bleach and water on the yellow spot (be sure to cover the carpet.)</p>
<h3>This and That</h3>
<p>Tighten loose knobs, fix leaky faucets and toilets, lubricate squeaky hinges, replace dirty filters, secure loose shingles, fix holes in screens, repair broken window panes.</p>
<h3>Reduce Clutter</h3>
<p>We all collect things which we rarely use. This is a good time to thin out some of your accumulations. Remove clothes from closets, linens from the hall closet, and collectibles from the fireplace mantel. You will need to pack it anyway, so why not start now?</p>
<h3>Front Entrance</h3>
<p>Use high pressure water to clean the front porch. Clean or repaint the front door. Use a toothpick to clean around the door bell. Add brass accents and blooming plants.</p>
<h3>Repair a Wet Basement</h3>
<p>Many times the problem can be solved simply with covers over window wells or redirecting down spouts. If the cause is more extensive, call a professional and get a quote. Then disclose to the buyer.</p>
<h3>Exterminate</h3>
<p>One bug &#8211; dead or alive &#8211; can make a bad impression on a buyer. Call in a professional to rid your home of insects such as termites, ants, wasps, and cockroaches. Repair any insect damage.</p>
<h3>Kitchen</h3>
<p>Clear the counters and store seldom used small appliances, storage containers, and large baking pans. Change the cabinet handles for an updated look. Wax the floor.</p>
<h3>Bathrooms</h3>
<p>If even after cleaning, the bathroom still looks dingy, consider replacing the vanity, sink, and toilet. It&#8217;s also often affordable to replace flooring in a bathroom.</p>
<h3>Fireplace</h3>
<p>Remove the ashes from the fireplace. Lay some fresh logs to make it look inviting.</p>
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		<item>
		<title>Logan and Northern Utah Housing Market Trends</title>
		<link>http://inside-real-estate.com/kimberlyphipps/2010/01/04/logan-and-northern-utah-housing-market-trends/</link>
		<comments>http://inside-real-estate.com/kimberlyphipps/2010/01/04/logan-and-northern-utah-housing-market-trends/#comments</comments>
		<pubDate>Mon, 04 Jan 2010 06:04:54 +0000</pubDate>
		<dc:creator>Kimberly Phipps</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://inside-real-estate.com/kimberlyphipps/?p=9</guid>
		<description><![CDATA[Logan Utah Housing Trends It is currently a buyers market in Logan Utah as housing inventory levels are approaching record highs. Properties are still selling, especially affordable homes. For the most part, home prices are not expected to decline. The Cache Valley real estate market has slowed since August of 2007, but the Logan trends [...]]]></description>
			<content:encoded><![CDATA[<p>Logan Utah Housing Trends</p>
<p>It is currently a buyers market in Logan Utah as housing inventory levels are approaching record highs. Properties are still selling, especially <a href="http://www.realestatelogan.com/starterhomes.htm">affordable homes.</a> For the most part, home prices are not expected to decline. The Cache Valley real estate market has slowed since August of 2007, but the Logan trends have not been nearly as drastic as those in Salt Lake, Davis, Weber, and Utah Counties.</p>
<p class="feedTitle"><a href="http://loganrealestate.blogspot.com/">Logan Utah Real Estate Market Conditions</a></p>
<ul>
<li><span class="headline"><a href="http://loganrealestate.blogspot.com/2009/12/multi-family-home-sales-in-logan.html" target="_blank">Multi Family Home Sales in Logan Improving</a></span>
<div><a href="http://4.bp.blogspot.com/_Kp4uV81xT5Q/SzpVUwQME-I/AAAAAAAAA4s/4fZy_I_FQkw/s1600-h/IMG_0140.JPG"><img style="margin: 0pt 10px 10px 0pt;float: left;width: 150px;height: 200px" src="http://4.bp.blogspot.com/_Kp4uV81xT5Q/SzpVUwQME-I/AAAAAAAAA4s/4fZy_I_FQkw/s200/IMG_0140.JPG" border="0" alt="" /></a><br />
Home Sales of <a href="http://www.realestatelogan.com/investment_properties.htm">Multi Family Homes in Logan</a>, Duplexes, Triplexes, and Fourplexes are improving. They are definitely not outstanding, but over the last three months they have been up compared with the rest of the year.</p>
<div>There are currently 9 <a href="http://www.realestatelogan.com/duplex.htm">Duplexes for Sale in Logan</a>, and 26 Tri and <a href="http://www.alansharpbarker.com/investmentproperty.htm">Fourplexes for Sale</a>. This includes most of the Multi-Family properties for sale in Cache County. Outside of Logan there are three additional duplexes for sale found in <a href="http://www.smithfieldutahrealestate.com/">Smithfield</a> and <a href="http://www.hyrumutrealestate.com/">Hyrum</a>, and one additional fourplex for sale.</div>
<div>In the last year 15 Duplexes in Cache County have sold. With the current 12 on the market, this gives Cache County 9.6 months of inventory at the annual rate. But, during the last three months 5 Cache County Duplexes have sold. This is just 7.2 months of inventory at the past three month pace.</div>
<div>Inventory of tri and four-plexes has also seen improvement, but the numbers are still pretty dismal. Cache County currently has 27 tri/fourplex properties for sale. In the last year, just 13 of these properties have sold. This is more than 2 Years of inventory! But, over the last three months there have been 4 fourplexes sold, which lightens the blow a little bit and brings the active inventory down to 20 months.</div>
<div>Overall there still just isn&#8217;t a lot of buyer activity for investment properties in Logan. By far, duplex purchases have been the most popular. It&#8217;s a tough market to try and sell four-plexes.</div>
<div>You can view all the MLS listed <a href="http://paw.utahcornerstone.com/fine/real/estate/search_multi_unit">Duplex&#8217;s, Triplexes, and Fourplexes for sale in Logan</a> here.</div>
<div class="blogger-post-footer"><img src="https://blogger.googleusercontent.com/tracker/6627208078331598325-5339044396376326919?l=loganrealestate.blogspot.com" alt="" width="1" height="1" /></div>
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<li><span class="headline"><a href="http://loganrealestate.blogspot.com/2009/12/cache-county-sellers-are-getting-closer.html" target="_blank">Cache County Sellers are Getting Closer to Ask Price</a></span>
<div>Cache Valley home sellers have been getting 6.5% less than their original list price when selling their homes the last two months. This is closer to the original list price than we&#8217;ve seen in a while.</p>
<p>This tells us that either home buyers are offering more, or else sellers are now more realistic with their original list price. From April-September, the average sales price of <a href="http://cache.countyutahrealestate.com/">Cache County Utah Real Estate</a> was more than 10% less than the original list price.</p>
<div class="blogger-post-footer"><img src="https://blogger.googleusercontent.com/tracker/6627208078331598325-4135729630964272977?l=loganrealestate.blogspot.com" alt="" width="1" height="1" /></div>
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</li>
<li><span class="headline"><a href="http://loganrealestate.blogspot.com/2009/12/short-sales-in-logan-utah.html" target="_blank">Short Sales in Logan Utah</a></span>
<div>There are currently 12 <a href="http://www.realestatelogan.com/shortsales.htm">Short Sales in Logan Utah</a>, and 35 in the smaller Cache Valley cities. This is up slightly from last month. Currently, 6.37 percent of all active listings are Cache Valley Short Sales.</p>
<div>Five of the current Logan Short Sales have already been approved by the bank. This means the purchase transaction shouldn&#8217;t be much different than an ordinary transaction from the buyers standpoint. The other 62 Cache County properties listed as short sales still require bank approval before closing can actually take place. This means the real estate transaction could take many months, or may not actually even happen at all if the bank isn&#8217;t willing to allow the short sale.</div>
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		<title>Economic Round Up: In The News</title>
		<link>http://inside-real-estate.com/kimberlyphipps/2009/12/16/economic-round-up-in-the-news/</link>
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		<pubDate>Wed, 16 Dec 2009 20:00:11 +0000</pubDate>
		<dc:creator>Kimberly Phipps</dc:creator>
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		<description><![CDATA[In the News Consumer credit for October declined at a lesser rate than forecasted, dropping by $3.5 billion, or 1.7 percent to $2.48 trillion, according to figures released by the Federal Reserve last week. This beat economists’ expectations of a $9.4 billion drop, according to Bloomberg averages. Breaking down October’s credit performance, revolving credit, such [...]]]></description>
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<td><span>Consumer credit for October declined at a lesser rate than forecasted, dropping by $3.5 billion, or 1.7 percent to $2.48 trillion, according to figures released by the Federal Reserve last week. This beat economists’ expectations of a $9.4 billion drop, according to Bloomberg averages.</span></td>
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<td><span>Breaking down October’s credit performance, revolving credit, such as credit cards, fell by 9.3 percent to $8.88 billion for October. Non-revolving credit, such as loans for automobiles, crept up 2.6 percent to $1.59 trillion for the month.</span></td>
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<td><span>Advance estimates of U.S. retail and food services sales during November (adjusted for seasonal variation and holiday and trading-day differences, but not for price changes) were $352.1 billion, according to the U.S. Census Bureau. This puts November’s performance at 1.3 percent over October and 1.9 percent above November 2008. That said, total sales for the September through November 2009 period were down 2.1 percent from the same period a year ago, the Bureau said.</span></td>
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<td><span>The Bureau also reported that wholesale sales for October (again, adjusted for seasonal variations and trading-day differences but not for price changes) were $326.2 billion, up 1.2 percent from September. The latest figures showed that October’s sales of durable goods were up 0.8 percent from September but were down 11.1 percent from October 2008. Sales of nondurable goods were up 1.6 percent.</span></td>
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<td><span>In terms of specific categories, some notable performers were sales of computer and computer peripheral equipment and software, which were up 5.8 percent from last month; sales of electrical and electronic goods, which were up 5.3 percent; sales of petroleum and petroleum products, which were up 5.9 percent from last month; and sales of farm product raw materials, which were up 5.1 percent from September.</span></td>
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<td><span>Similarly, total inventories of merchant wholesalers (also adjusted) were $379.6 billion at the end of October, up 0.3 over September’s revised figures, but down 13.5 percent from October 2008. End-of-month inventories of nondurable goods were up 1.5 percent from September, but down 8.1 percent compared to last October. Inventories of farm product raw materials were up 11.4 percent from September; inventories of petroleum and petroleum products were up 4.6 percent from last month; inventories of metals and minerals, except petroleum, were down 1.5 percent from last month; and motor vehicle and motor vehicle parts and supplies were up 1.7 percent.</span></td>
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<td><span>This week, monitor the news for updates on the producer price index (December 15) and consumer price index (December 16) from the Bureau of Labor Statistics; capacity utilization and industrial production (December 15) from the Federal Reserve; building permits and housing starts (December 16) from the Census Bureau; and leading economic indicators (December 17) from the Conference Board.</span></td>
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