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Dick and Kathy Littleton
Realtor/Broker
    Years of Experience: 38 Combined

    GRI - Graduate, Realtor Institute
    CRS - Council of Residential Specialists
    ABR - Accredited Buyer's Representative
    SRES - Senior Real Estate Specialist

Direct: 931-920-6775

Office: 931-503-8000



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Prudential PenFed Realty
2503 Wilma Rudolph Blvd.
Clarksville, TN 37040
931-503-8000


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Clarksville Home Inspections

Home inspections before purchasing a house…do you need one?

Tuesday, February 12th, 2013

If you are in the market to buy a home, you need to know the importance of home inspections.  NAR states that 84% of home buyers requested an inspection in their contract.  This is a very important step and not a time to try to save yourself some money by skipping the inspection or using your handy uncle instead of a professional.  While typically costing the home buyer a few hundred dollars, this professional opinion from a home inspector  when making such a significant purchase is imperative.

What does the typical home inspection include?  Usually, the inspector’s report will review the present condition of the home’s heating and cooling system, interior plumbing, electrical systems, roof, attic, visible insulation, walls, ceilings, floors, windows, doors, foundation, basement and visible structure.  If problems or symptoms are found, the inspector may recommend further evaluation.  Any specific testing must be requested in your Offer to Purchase.  Please talk to your agent about inspections and testing when you write your offer.  And remember, a home inspection contingency has a deadline so arrange for an inspection right away after your offer has been accepted.  You should receive a written report from the home inspector which you can discuss with your agent.  Any significant findings means you have a decision to make…proceed with the purchase or not, if the findings cause serious concern.

Article provided by First Weber Blog

Typical Mistakes Made at Home Inspections

Friday, March 2nd, 2012

When you are buying a home, the home inspection is one of the more important parts of the process.  If you don’t get a home inspection, you may pay for a house that has a leaky roof, poor wiring, termite and other pest damage, dangerous asbestos qualities in the air, a crumbling foundation, or more! After you’ve purchased the house, there is little you can do if you’ve waived your right to a home inspection.  They’re absolutely necesary.

Even some people who get home inpsections make huge mistakes in dealing with these findings.  What do you do if your home inspector finds a problem?  What do you do if your inspector misses something huge? How you react is up to you but don’t make the following home inpsection mistakes:

Mistake #1: Not Signing a Contract with your Home Inspector

Some inpsectors are sent by the city in order to ensure that the home is inhabitable or able to be renovated. However, when it comes to buying a home, you’ll more than likely need to work with an inspector who works for an inspection company.  In this case, always sign a contract.

Home inspections usually cost between $300 and $2000, depending on the size of the home and the types of things the person is inspecting. Read the contract carefully so that you understand exactly what you are getting for you money. There should also be something in the contract guaranteeing you against mistakes and omissions so that if the home inspector is wrong or doesn’t see a huge problem, you can get your money back or otherwise take care of the problem.

Mistake #2: Not Considering  your Payment Options

In todays’ market, it is a buyer’s world.  That means that homeowners often offer incentives to potential buyers.  Find out when the last time the seller had the home inspected.  If it’s been five years or more, ask them to partially pay for a new home inspection.  You might not decide to purchase the house, but if this is the case, the homeowner will have the home inspection results to show other potential buyers.

Mistake #3: Hiring an Inspector Affiliated with a Contractor

Inspection is a tricky business. If your home inspector is affiliated with a contractor af any kind, there’s the chance that his review of the home might be dishonest.  He may say that your foundation needs work, for example, but in reality, that might be just to direct your business toward the contractor.

Many states have strict laws as to how an inspector must work.  In some cases, it is illegal for an inspector to be affiliated with a contractor or to do any kind of contracting work himself.  In other states, this is not illegal.  Regardless, be very careful about who you hire.  Ask for recommendations and samples of their work before you shell out any money.

Mistake #4: Not Understanding your Home Inspection

If you don’t understand your home inspection, why get one in the first place?  Make sure that the results you are given are easy to understand so that you can make a good choice about purchasing the house or not.  If there is something that you don’t understand, ask the inspector to explain it to you.

In addition, the home’s current residents should completely understand the home inpsection as well.  This is especially important if you decide not to buy or are asking for a credit to fix a problem that was uncovered.  Provide them with a copy of the inspection report, as well as the phone number and other contact information of the inspector.

Again the biggest mistake you can make in regards to home inspections is to not get one at all.  Current homeowners aren’t necessarily out to trick you into buying a property with a ton of problems.  However, they’ve probably lived in the home for years or even decades in many cases.  They may simply not know that there are any problems.  By getting a home inspection, you’re protecting yourself and potentially avoiding making what could be a bad investment. Home inspections should be a part of every real estate transaction.

Article provided by REBAC.

Five Home Inspections You Would Rather Not Flunk

Monday, February 27th, 2012

The first thing a high school girl does when getting in a vehicle is to check her makeup in the mirror and the radio stations.

By the same token, most homebuyers are just as superficial when looking at a house to buy – checking the neighborhood for big dogs, garage bands or good lighting and perennials – the homeowners’ equivalent  to makeup and radio.

With a few simple tests and inspections before buying  a house suggested by the Environmental Protection Agency and Home Inspectors, home owner wannabes can be home free – with minimal cost and effort – in a family-safe environment of their choosing.

Before getting to the list, here is a quick mention of methamphetamine. Tests for meth production are not necessary for most houses and are not required by most local law enforcement unless there were reports made to police.  If a report was made it will be logged with the city, and the real estate agent is required to disclose that information to you.

No. 1: Radon

Naturally occurring Radon gas has been identified as the second leading cause of lung cancer in the United States. It is first on most lists of things to check when moving into a previously owned house.  It usually enters the home through cracks in the foundation.

The EPA estimates that one in 15 homes in the United States has a high level of radon.  Real estate agents, contractors and home inspectors can help you test for radon, and short-term tests for homeowner use are available at local home improvement stores.

“Open communication with neighbors and an Internet search will help you glean much helpful information as radon is often a problem consistent from property to property in a given area.” said Doug Seal of James L. Hacking Construction.

Options may be a simple as sealing the basement floor or installing simple ventilation.

No. 2: Foundation

Cracked foundations are second on the list for two reasons. Left unaddressed, they can be a nightmare in addition to admitting radon.  Cement and cinder blocks crack over time, especially if they weren’t sealed on the exterior side – which hasn’t been standard procedure until the last few years.  Leaking water can lead to both structural threats – rot and termites – and health issues – mold and mildew.

Though there are a number of sealants that can be applied from the inside, having a lot of hydrostatic pressure from the outside of the foundation will render any special coatings meaningless.

Previous water damage is not necessarily a black ball for the house.  There are things that can be done to steer water away and into new drainage, and some well-planned landscaping can do the same.  But moisture in the house spells trouble, and a thorough walk around may save you time and trouble in foundation repairs, replaced carpets and wall coverings, as well as mold damage.

Home mold tests check for dangerous black mold, but bear in mind that keeping a nose out is the best defense.

No. 3: Lead Pipes/Paint

Lead pipes and paint are third.  Lead pipes were replaced in the late 1940′s, and the earliest galvanized steel pipes which came next still contained lead for a few years, until manufactures changed over to zinc.  Much of the material used to join copper pipes as recently as the mid 1980′s contained lead as well.

The easiest way to take care of water in lead pipes is with a filtration system, and the easiest way to test for lead in the water is to grab a simple test.

Vintage homes, ones built before 1978, will have lead-based paint.  Whether on interior or exterior surfaces, it’s not harmful unless the paint is ingested, but those eating walls or chewing on window sills are generally children.

The danger is when cured lead paint flakes, peels or is chewed off of outside surfaces, where particles can be ingested or contaminate a vegetable garden.  The interior paint has probably been painted over more than a few times and is well encapsulated in a Latex-based product.

When remodeling, contractors generally prefer to simply remove lead paint-covered exteriors rather than attempting to strip layers of lead.

A simple paint chip can reveal the nature of the paint.

No. 4: Asbestos

Asbestos is fourth.  Asbestos was commonly used as insulation for boilers, furnaces, and water pipes leading from radiators.  It was also used in vinyl flooring, cement-and-fiber siding, and composite roofing materials.

The health threat from Asbestos comes from the softer form found in insulation. When it is disturbed, it sends up a cloud of dust toxic when inhaled.  When you see a white cloth covering ductwork, it is safe to assume that it’s asbestos and is not safe to remove without a licensed professional.  A quick check of the homes’ construction and a talk with neighbors can help you confirm the presence of Asbestos, and a realtor worth his/her salt can as well.

No. 5: Thermal Inspections

Thermal inspections dramatically illustrate the differences between electrical wiring in a new home and an older home by use of colorful photos.  Older home wiring was not typically grounded- easy to tell as older meant two prongs and newer means three.

Also, the electrical box in your grandpa’s house, or an older one you are wishing to purchase had either 60 or 100 amps, where modern homes have 200 – the new standard.

Grandpa’s house was probably not fitted with a Ground Fault Interrupter circuit, which is responsible for cutting the power if anything plugged into the current contacts water – important for bathrooms and kitchens.

A simple infrared scan can point our hotspots where the power is overloaded before anyone gets burned.

Article provided by Davison Cheney

Frequently Asked Questions About Home Inspections

Wednesday, May 18th, 2011

  The real estate profession and the task of buying a new home has changed drastically over the past 25 years.  It has evolved from a “let the buyer beware” mentality, to the current state of disclosing everything known that might adversely affect the buyers and the property they purchase.  Enter the Home Inspector.

  Are home inspections mandatory?  No, they are optional.  Is it a good idea to have an inspection done?  You bet it is. Okay, if it is such a great idea, what do I need to know about my home inspection and the person who does it?  Here are a few tips to consider.

  First and foremost, home inspectors should be certified as well as being licensed by the State of TN.   A home inspection done by a non-licensed person, regardless of the person’s experience and qualifications, carries little to no weight.  While it may make the buyer feel more comfortable that his neighbor’s brother’s cousin has a construction background, inspections done by non-licensed individuals lack the “teeth” to be enforced, whether it be in getting repairs done or opting out of a contract.

  Do I need to be there while my inspection is being done?  That’s usually between you and the inspector.  Inspections may take 3-4 hours and can involve going onto the roof and crawling under a house.  Most inspectors don’t want the buyer hanging over his shoulder or carrying on a steady dialogue while doing their jobs.  Can’t say as I blame them.  It may be better to let the inspector do his job and then plan to meet at the property when he is finished so that any areas of concern can be pointed out and explained.

  If my inspection reveals items that the inspector suggests should be addressed, does the seller have to do all of them?  Absolutely not.  Unless these items were mentioned in the purchase contract, they are now strictly negotiable.  Both parties are provided with an “out” here if they can’t come to an agreement on who does what.

  This brings up another point.  Some buyers expect a seller to try and put a 20 year old house in brand new condition, even though it was priced as a 20 year old house.   It doesn’t work that way.  The older the house that is being purchased, the more normal wear and tear a buyer should expect.  Just because the home inspector makes note of an item that may not be 100% (like a settling crack), that doesn’t mean you expect the seller to address that item.  Sort of like buying a car with 85,000 miles, you expect it to run but it won’t run like a brand new one and the tires may have some wear on the treads.

  Can I get an inspection on a brand new house?  You sure can. Sometimes a builder or his sub-contractors may overlook something in the building process.  This is the one place where a buyer can expect most anything on the inspection report to be corrected by the seller.  After all, new means new and you aren’t expecting defects or flaws in a new house.  (within reason, of course)

  How much should I expect to pay?  The inspector sets the fee and usually depends on the size of the house.  The fee is normally paid as soon as the inspection report is completed directly to the inspector.

  In short, get a home inspection when you buy.  Choose someone who is licensed, someone who has a good reputation, be reasonable in your expectations, don’t forget to bring some common sense along with you and remember that there are no perfect houses.

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