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karenrand
Karen Rand
Realtor
    Years of Experience: 7

Direct: 941-662-0195

Office: 941-473-8484

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Re/Max Alliance Group
2230 South McCall Rd
Englewood, FL
941-473-8484

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Foreclosures

Foreclosures expected to grow

Friday, April 9th, 2010

From a leading REO Servicing company, they say the amount of REO’s that will become available will grow as we approach the end of the 2nd quarter.  Here’s what they had to say…

REO volumes have made small increases during the 1st quarter of this year. This growth was largely due to the moratoriums being lifted at the end of last year. Be ready for growing volume in 2010. We anticipate growth around the end of the 2nd quarter and building throughout the year.

Check out one of the REO houses that I just listed. http://karenrand1.point2agent.com/Listing/ViewListingDetailsAuthenticated.aspx?ListingID=14247174&Preview=false&TabID=163204

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Default can spur revenge desire

Tuesday, April 6th, 2010

We have all seen or heard about foreclosure homes and the damages or missing items from these houses.  Almost every Foreclosed home I have shown or sold have had these same issues.  Previous owners are resentful of the bank taking over their house and causing damaged.  They say a bank averages 55k to process a foreclosed home.  Do you really think they should be replacing the applainces or light fixtures or even cabinets for that matter.  These banks are taking big hits when previous owners spur revenge.  Make sure you have a certified inspection when buying a home.  Check out the article for more details.

http://www.floridarealtors.org/NewsAndEvents/article.cfm?id=237364

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Short Sale and Foreclosure Resource for Englewood Florida

Friday, March 12th, 2010

I have recently taken the SFR (Short Sale and Foreclosure Resource) certification course to assist all new and old customers with Short Sales and Foreclosures in Englewood Florida and the surrounding areas.  There is a lot of information the public is not aware of on these topics.  Make me your Realtor of choice and I can share my wealth of information.  I will share a couple interesting things that were mentioned by the instructor.

* Short Sales may only effect your credit score as low as 50 points where a Foreclosure could be around 200 points. 

* It costs a bank on average $55k to handle a foreclosure.  They really don’t want the Real Estate. 

*Attention all investors!!!! Looking for a great return on your money?  HUD has waved some of the guidelines for flipping houses.     Now is the time to be buying a house in Englewood Florida or the surrounding areas.  In the past, FHA would not insure a mortgage on a home owned by a seller for less than 90 days. This ruling has been temporarily lifted and will give investors access to a wider range of foreclosed properties. The waiver will take effect on February 1, 2010 and will be effective for one year.  See the attached article.  http://ezinearticles.com/?New-HUD-Measures-on-Foreclosed-Properties-Are-a-Great-Opportunity-For-Investors&id=3688106

To learn more, please contact me.  I look forward to assisting you.

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Investment homes in Englewood Florida

Thursday, March 4th, 2010

Whether you are looking for a second home to become a snow bird or perhaps looking for a great investment property in the Englewood Florida area, you have found your Realtor.  There is no better time than now to look into buying a home.  I’ve been working with foreclosures and short sales for over 2 years now.  I have completed dozens of successful transactions and guide you through the process with minimal stress.  I know buying a home can be a big decision but choosing the right Realtor will make it an enjoyable process.  Check out the foreclosure home that I just sold for 77,900 (link below).  Buyer’s are tickled pink.

http://inside-real-estate.com/karenrand/files/2010/03/Gerald3.jpg

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Foreclosure Bargains Getting Harder to Find

Friday, February 26th, 2010

Home buyers hoping to snag a really good deal on a foreclosed home are finding it increasingly difficult because supply is shrinking. The number of foreclosures that are available for sale nationwide fell to 617,000 in December, down from 845,000 in November 2008, reports Barclays Capital. Not only have attractive homes in popular neighborhoods already been snapped up, but also government help for distressed buyers is delaying more foreclosures. Demand is driving up prices. Investors say typical prices have climbed from 75 percent of appraised value to 85 percent or higher when there are bidding wars.

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Short Sales in Englewood Florida

Friday, February 26th, 2010

So you’ve heard the word SHORT SALE but you don’t really know what it means?

A short sale is a sale of real estate in which the sale proceeds fall short of the balance owed on the property’s loan. It often occurs when a borrower cannot pay the mortgage loan on their property, but the lender decides that selling the property at a moderate loss is better than pressing the borrower. Both parties consent to the short sale process, because it allows them to avoid foreclosure, which involves hefty fees for the bank and poorer credit report outcomes for the borrowers. This agreement, however, does not necessarily release the borrower from the obligation to pay the remaining balance of the loan, known as the deficiency.

I have had several successful short sale transactions in the Englewood Florida area and nearby communities.  If you are faced with this situation please contact me.

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