Posts Tagged ‘Las Vegas mortgage’
Friday, April 1st, 2011
One of the best area’s in Southwest Las Vegas Nv!!! Central to everything and within walking distance to schools and parks! This 3bdrm 2ba single story home has new 12in tile throughout living areas, Ceiling fans in each room for your confort, has been freshly painted, Fireplace in living area, Kitchen has granite countertops with 3 seat bar, Smart efficient floor plan, All appliances included including washer and dryer, Mature landscaping no grass for low maintenance with small shed for storage, Covered patio for shade, Garage has epoxy coating and storage space, Very clean home and ready for immediate occupancy. Owners will consider 1,150 per month, no pets, no smoking and tenants will have to purchase renters insurance. If interested in this home please contact me at JCarrion@Century21.com
Tags: Home For Rent, Homes, Las Vegas, Las Vegas Lease, Las Vegas mortgage, Las Vegas Real Estate, las vegas realestate, Las Vegas Rental, Lease, Leasing, Nevada, rental, Rentals
Posted in Real Estate | No Comments »
Friday, January 28th, 2011
We started our day early 8:20am to be exact. Took our darling daughter to school and then checked and answered all our 50 some emails. Called title companies, banks, lending institutions, Real estate Agents, and clients. Upon checking emails we had a long awaited short sale approved looked over all the documentation for that and found no issues then sent it out to all parties involved. Now will look up properties for tomorrow’s meet with client should be showing about 5 to 10 homes all this in the first hour and half of day love it!!
Tags: Alliante Realestate, Banking, banks, Financial Institution, Foreclosure, Greenvalley Real estate, Henderson Realestate, Las Vegas, Las Vegas mortgage, las vegas nevada, las vegas realestate, Las Vegas Realtor, Las Vegas Short sales, nevada real estate, North Las Vegas Real estate, Realtor, Short Sale, Sin City, Summerlin Realestate, Suncity Summerlin Realestate
Posted in Real Estate Agent | No Comments »
Friday, October 22nd, 2010
The median price range dropped slightly to $129,900 in Las Vegas this week. The interest rates for a 30yr fixed rate dropped again this week to 4.265% with the 15yr fixed rate rising a bit to 3.779%. Short sales still dominate the market but with the the foreclosure fiasco with the banks it seems that buyers are leery of short sales even more than they have been in the past. Word has it that the banks are not stopping the foreclosures in Nevada as there does not have to be a judge to sign off on the foreclosures in this state. Most buyers are not willing to wait around the time that it takes to wait on a short sale and the bank owned homes move much quicker so this is the route buyers are leaning more towards as the prices are no difference from a short sale.
Tags: Banking, Foreclosure, Foreclosures, las vegas market, Las Vegas mortgage, las vegas realestate, Las Vegas short sale, nevada real estate, Notice of Default, Short Sale, Short Sales, Variable Rate
Posted in Housing Market | No Comments »
Friday, October 8th, 2010
The banks are halting foreclosures due to pressure from congress. Recently the banks have been in trouble again due to a former employee of Bank of America admitting to pushing files through to foreclosure without even looking at the circumstances, not even opening the file just stamping foreclosure on it and moving on to the next. The employee stated that the reason for this was that there was not enough staffing to go through each and every file. For those of us listing short sales we are not at all surprised at these allegations against Bank of America. The most famous line the employees with Bank of America have been taught to say is “It’s with the Investors!”. When you have other agents calling you on your listings and the first question out of the mouths are “Is the lender Bank of America? Yes “Click” This has been happening for at least a year now. Let’s be honest though is there any entity out there that will be able to make the banks do what is right. We all believe that this greed started from the top and then to add insult to injury even started at the top with bail outs. Now is the time that the common people get theirs, it’s time to get this mortgage fiasco which was created by our society’s big business greed under control but who will do this?
Tags: bank of america, Banking, banks, business, Financial Institution, investors, Las Vegas mortgage, las vegas realestate, las vegas realty, Las Vegas Short sales, Mortgage, Mortgage Broker Company, Short Sales
Posted in Uncategorized | No Comments »
Thursday, September 30th, 2010
Home owners whom are facing a hardship with their mortgage and are considering a short sale could see some light at the end of the tunnel. There is a new law which may come into effect in the near future which is called the H.R. 6133 this has been referred to the house committee of financial services by U.S. representatives. H.R. 6133: Prompt decision for qualification of short sale act of 2010 if passed in the near future would make it law for lenders or servicers of a home mortgage to respond to consumers short sale requests within 45 days on whether to allow the sale. This is great news for home owners because with most short sales it takes from four to eight months to reach a decision.
Tags: Las Vegas Home Owners, Las Vegas Homes, Las Vegas mortgage, Las Vegas Real Estate, Las Vegas Short sales, Short Sale
Posted in Uncategorized | No Comments »
Monday, September 27th, 2010
MOST INDIVIDUALS DO NOT KNOW THAT THE $700 TO $1,000 A MONTH THEY ARE PAYING IN RENT EACH MONTH THEY COULD BE PAYING THAT SAME AMOUNT IF NOT LESS TOWARDS THEIR OWN MORTGAGE. ONE OF OUR GOALS AS A REAL ESTATE COMPANY IS TO EDUCATE INDIVIDUALS ON LOOKING AT REAL ESTATE AS A LONG TERM INVESTMENT. RIGHT NOW YOU COULD PURCHASE A HOME OR CONDO IN LAS VEGAS NEVADA FOR $110,000. YOUR DOWN PAYMENT BEING 3.5% PLUS CLOSING COSTS WHICH WHEN ESTIMATED SHOULD BE $6,000. YOUR MONTHLY PAYMENT ON A LOAN AMOUNT OF $106.150, WHICH IS WHAT YOUR LOAN AMOUNT WILL BE MINUS THE DOWN PAYMENT , WOULD BE $703.01. THIS MONTHLY PAYMENT INCLUDES YOUR TAXES, INSURANCE AND PMI. PMI BEING AN INSURANCE YOU WILL PAY WHEN YOU DO NOT PUT 20% ON THE LOAN. RIGHT NOW IN LAS VEGAS DUE TO THE DROP IN HOUSING PRICES YOU COULD FIND MORE HOMES FOR THIS PRICE RANGE THAN YOU COULD TOWNHOMES OR CONDOS. THESE HOMES RANGE IN SQAURE FOOTAGE FROM 1,100 TO 2,300 AND ARE MOSTLY 3BDRM 2BA WITH THE LOT SIZES BEING 1700SQFT TO 6000SQFT. THE CONDO AND TOWNHOMES RANGE IN SQAURE FOOTAGE FROM 1,000 TO 2,100 WITH MOST BEING 2BDRM AND 2BA AND OF COURSE NO LOT SIZE. YOUR FIRST STEP IN PURCHASING YOUR HOME SHOULD BE TO SIT DOWN AND DO AN INCOME AND EXPENSE WORKSHEET THIS WILL GIVE YOU AN IDEA OF WHAT YOU HAVE EACH MONTH TO PAY FOR YOUR MORTGAGE. KEEP THIS IN MIND AFTER YOU HAVE COMPLETED AN INCOME AND EXPENSE WORKSHEET , THE MOST YOU WILL WANT TO BUDGET FOR A MORTGAGE PAYMENT IS 31% OF YOUR GROSS INCOME. SO IF YOU ARE MAKING $3,200 GROSS PER MONTH THAN YOUR MONTHLY MORTGAGE PAYMENT SHOULD NOT BE MORE THAN $992.00. AS YOU CAN SEE IN TODAY’S MARKET THE RENT YOU PAY OUT IS COMPARABLE TO IF NOT MORE THAN WHAT YOU WOULD BE PAYING TOWARDS A MORTGAGE.
Tags: Annual Percentage Rate, Appraisal, Appraised Value, Closing Cost, Consumer Finance Company, Financial Institution, Good Faith Estimate, Las Vegas mortgage, Las Vegas rents, Length of Loan, Loan Officer, Loan Process, Monthly payment, Mortgage, Mortgage Banker, Mortgage Broker Company, Mortgage Lender, rental, Variable Rate
Posted in Property Investment | No Comments »
Ave. Home Sale: $379,000
Avg. Sales Price: 379,000
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