Are you struggling to pay your mortgage payments? Have you experienced a significant decrease in income? Are you already behind in your payments? Do you owe more on your home than it is worth? If you answered “yes” to some or all of these questions, you may want to visit www.makinghomeaffordable.gov
The federal government is offering 2 different types of help for home owners who are struggling to make their mortgage payments.

Loan Modification: If you can no longer afford to make your monthly loan payments, you may qualify for a loan modification to make your monthly mortgage payment more affordable. Millions of borrowers who are current, but having difficulty making their payments and borrowers who have already missed one or more payments may be eligible.

Loan Refinance: If you are a homeowner who is current on your mortgage payments but unable to refinance to a lower interest rate because your home value has decreased, you may be able to refinance.

To see if your home in Idaho Falls qualifies for either of these programs, make sure to visit www.makinghomeaffordable.gov.

Watch this video for stories of people just like you, who found themselves in trouble with their mortgage.
You Tube Video – Getting the Help You Need