Posts Tagged ‘Real Estate Agent’
Thursday, November 5th, 2009
Here are just a few I suggest to my clients…
What is the neighborhood (and your neighbors) like?
Are there certain area features that would affect the value of this property in the future?
What are the realty taxes on the home? What are the utilities?
What home repairs have been made in the past three years?
How far do I have to travel for schools, public transit, and shopping?
What major repair expenses do I have to look forward to within the next three to five years?
What is the traffic flow in front of or near the property…any main roads, bus routes, etc.?
Are there any utility easements or encroachments over the property?
Is there a fairly recent survey that shows all the buildings and additions on the property?
There are so many things one should check before making a home purchase. I can send you my complete list if you would like. Or, if there are any of the above questions that you don’t have a clear answer to – call me, and I will see what I can do to find the answers for you.
All my services come with a satisfaction guarantee – and are completely free of charge to you. My job is to have you fully informed before you make a costly buying decision! My #904-233-1341 or my web site where you can go to find all listings in the five county Northeast Florida area which includes Jacksonville Beach and the other beaches. Go to www.FindaPlaceWithStyleNgrace.com. Then to the Property Search Page.
Tags: Add new tag, Buy a Home, Buy a Home in Jacksonville Beach, Buying a Single-Family Home in Jacksonville Florida, Jacksonville Beach Home Appraisals, Jacksonville Beach Home Buying Process, Jacksonville Beach Homes, Jacksonville Beach Real Estate Market, Jacksonville Florida Real Estate, Jacksonville Real Estate, Real Estate Agent
Posted in Buy a House, Homes | No Comments »
Monday, September 7th, 2009
I have used this phrase to emphasize a point. The point being how often someone tells me about the one home they didn’t purchase when they had a chance; the home they wished they had purchased due to it’s current “much higher” value! Unfortunately we will not hear a bell and the government can not say, or know, when we reach the bottom of the real estate market in Jacksonville, Florida, Jacksonville Beach, or anywhere else. However, if you have been considering purchasing that single-family home, condominium, second home, or, you are a first time home buyer, and you are interested in this data for this very reason, please find it below. This area and the State of Florida data is compelling, and so makes me think the bell should possibly be shined up a bit…so here you are:
State of Florida Home Sales 7/09 Compared to 7/08 + 28% Jacksonville Florida Home Sales +16% Same Period
Other areas and cities: Daytona Beach+20% Ft Lauderdale+35% Ft Myers+137% Ft Pierce+27% Ft Walton Beach+15% Lakewood+14% Melbourne+14% Miami+54% Ocala+63% Orlando+38% Panama City+15% Tampa+21%
Average Interest Rate Ending period Sept 3, 2009: 30 yr Fixed - 5.08% Freddie Mae
Low mortgage rates are helping to keep housing affordable, according to government housing VP and chief economist, Frank Mothaft. Seven of the top eight most affordable months for purchasing a home have occurred during the last twelve months, with the Most Affordable months being tracked since 1971! As a result, pending sales of existing homes rose for the sixth straight month in July of this year, and July sales were the strongest since June 2007. Call me with any questions about property, homes or financing.
All Single-Family Homes and Condominiums Available in the MLS, as well as Short Sales and Foreclosures are available on my web site at: http://FindaPlaceWithStyleNgrace.com. My email is: gracehughesjax@gmail.com. My Direct contact number is 904-233-1341 with questions.
Tags: Bottom of Real Estate Market, Buy a Home in Jacksonville Beach, Buying a Single-Family Home in Jacksonville Florida, Home Buyers in Jacksonville Beach, Housing Market, Jacksonville Beach Buy a House, Jacksonville Beach Buyers, Jacksonville Beach Condo, Jacksonville Beach First Time Home Buyers, Jacksonville Beach Mortgage Rates, Jacksonville Beach Real Estate Market, Jacksonville Florida Real Estate, Jacksonville Real Estate, Low mortgage rates, Pending Home Sales, pending sales of existing homes, Real Estate, Real Estate Agent, State of Florida Home Sales
Posted in Bottom of Real Estate Market, Buy Condominium, Buy a House, Condos, First Time, First Time Home Buyer, Homes, Housing Affordable, Low mortgage rates, Pending Home sales in Jacksonville Florida, Property Investment, Real Estate, Real Estate Agent, State of Florida Home Sales | No Comments »
Wednesday, September 2nd, 2009
Actually there are many things you need to know about a home before you make a purchase, and here are “just a few” of the questions you need to have answered before moving forward with that purchase of a home:
- What is the neighborhood (and your neighbors) like? Are there certain area features that would affect the value of this property after you buy or in the future?
- What are the realty taxes on the home and what are the costs of utilities?
- What home repairs have been made in the past three years?
- How far do I have to travel for schools, public transit, and shopping?
- What major repair expenses do I have to look forward to after the purchase or within two years after purchase?
- Are there any utility easements or encroachments over the property?
- Is there a fairly recent survey that shows all the buildings and additions on the property?
- Has the property had a Home Inspection done when the present owners bought that you could check to see what minor and major problems there were? Have your Realtor ask for a list of these problems, if there were any.
- Has the homeowner signed a Property Disclosure statement?
My goal is to have you fully informed before you make a costly home buying decision! If there are any of the above questions that you don’t have a clear answer to for any home in Jacksonville you are considering purchasing – call me, and I will see what I can do to find the answers for you. All of my services come with a satisfaction guarantee – and are completely free of charge to you. If you would like a “Complete” list of questions to ask, please respond by email to gracehughesjax@gmail.com or call direct to 904-233-1341 and leave a message, or send a message with a blog entry. My web site: http://FindaPlaceWithStyleNgrace.com. (more…)
Tags: Add new tag, Buy a Home, Buy a Home in Jacksonville Beach, Buying a Single-Family Home in Jacksonville Florida, Housing Market, Jacksonville Beach Buy a House, Jacksonville Beach Buyers, Jacksonville Beach Condo, Jacksonville Beach Home Buyers, Jacksonville Beach Home Buying Process, Jacksonville Beach Short Sales, Jacksonville Florida Real Estate, Jacksonville Real Estate, purchase dream home, Purchase Dream Home in Jacksonville Beach Florida, Purchase Dream Home in Jacksonville Florida, Purchase that dream home, Purchase That Dream Home in Jacksonvillel Florida, Real Estate Agent
Posted in Buy Condominium, Buy a House, First Time Home Buyer, Homes, Homes for Sale, Real Estate, Real Estate Agent | 5 Comments »
Tuesday, September 1st, 2009

NEW CONSTRUCTION, RED OAK FLOORS, GRANITE & MANY UPGRADES!
BEAUTIFUL TOWNHOME! - 3 bedroom - 3 baths $ 590,000
2300+ SQ FT Granite – Wood Floors - Open Flr Plan
Florida Terrace – Stucco – Garage
NORTH BEACH in Jacksonville Beach, Florida 32250
mls #463698
New construction town home in the heart of the beaches with ocean and beach views. Real gourmet island kitchen w/ custom cabinets, granite counters & lots of high end finishes through out. Red oak wood flooring & stairs. Spacious ”Florida” terrace with great ocean views. This is not your typical town home, open floor plan w/ unique features & upgrades!
Tags: Add new tag, Buy a Home, Buy a Home in Jacksonville Beach, Buying a Single-Family Home in Jacksonville Florida, Home Buyers in Jacksonville Beach, Homeowners, Housing Market, Jacksonville Beach Buy a House, Jacksonville Beach Buyers, Jacksonville Beach Condo, Jacksonville Beach Home Appraisals, Jacksonville Beach Home Buyers, Jacksonville Beach Home Buying Process, Jacksonville Beach Homes, Jacksonville Beach Homes for Sale, Jacksonville Beach Real Estate, Jacksonville Beach Real Estate Market, Jacksonville Florida Real Estate, Ocean Views, Oceanfront Condominium, Real Estate Agent, Second home, Second home buyer, Sell a House, Upside Down Real Estate
Posted in Homes, Homes for Sale, Luxury Homes, MLS, MLS Service | No Comments »
Sunday, August 30th, 2009
Tags: Add new tag, auction sale, condo short sale property, distressed property, foreclosure, Jacksonville Florida Real Estate, public sale, Real Estate Agent, sale at auction
Posted in First Time Home Buyer | 2 Comments »
Tuesday, August 25th, 2009
- OCEAN FRONT CONDOMINIUM IN JACKSONVILLE BEACH FLORIDA AT A GREAT PRICE FOR “ANY” OCEANFRONT HOME OR CONDO!- GREAT BUY FOR SECOND HOME BUYER, TOO -
- 3 BEDROOM – 2 BATH CONDO HOME - End Unit $524,500
- OCEANFRONT VIEWS From Every Room - 1700 Square Feet -
- Beautifully appointed - with Granite, Marble & Wood - mls#474862
- The Waterford Condominiums at Jacksonville Beach, Florida
- Call Grace Hughes, Realtor, GRI, e-Pro, LMC with EXIT Real Estate Gallery - 904-233-1341 or email at gracehughesjax@gmail.com. See all MLS Listings at: http;//www.FindaPlaceWithStyleNgrace.com
Tags: Buy a Home, Buy a Home in Jacksonville Beach, First Time Home Buyer Tax Credit, Home Buyers in Jacksonville Beach, Housing Market, Jacksonville Beach Buy a House, Jacksonville Beach Buyers, Jacksonville Beach Condo, Jacksonville Beach Home Appraisals, Jacksonville Beach Home Buying Process, Jacksonville Beach Homes, Jacksonville Beach Real Estate Market, Jacksonville Florida Real Estate, Jacksonville Real Estate, Oceanfront Condominium, Real Estate Agent, Second home, Second home buyer
Posted in Condos, MLS, TOWN HOME | No Comments »
Thursday, August 6th, 2009
First quarter data from 2009 reflects that 20% (Zillow.com) of all homeowners in the United States are in this situation. Being underwater is a term used meaning, if you were to sell your home in today’s real estate market, you would need to bring money to the closing table, unless your lender agrees to take less than is owed. Some areas of the states including California, Las Vegas, Nevada and two areas of Florida indicate even higher numbers than 20%. The local Jacksonville, Florida market sales data reflects about forty to fifty percent of all sales are either homes in the Short Sale process (pre-foreclosure) or they are bank owned, the foreclosure has already taken place. Then it is called an REO property.
So what should you do if you are nearing this situation? You have lost your job, have to transfer to get a better job, getting a divorce, or in any situation that will impact your income negatively?
First, call your lender immediately and explain exactly what is happening with your financial situation. Banks will sometimes go for a loan modification, however, they are less likely to do this if you have already missed payments. Additionally many loss mitigation specialists or loan work-out specialists are over- loaded with files due to the market as it is. So it will take some persistence and negotiating on your part, and possibly on the part of an experienced real estate agent to get their attention and reach an agreement. However, do persist even if there is a slight chance they will work out some kind of settlement. It is better than having a foreclosure on your credit report.
Currently I have several listings in the Short Sale process, so if you are needing someone to talk with about the Short Sale process, feel free to give me a call. The price in your area or neighborhood will reflect whether the sale price will be lower than the dollar amount you owe on your property. I can do the research and let you know the area market price. I can also help you make contact with the lender to see how they will respond to a Short Sale process being put in place.
You can reach me by clicking on the blog entry box to the right to send a message or send an email to gracehughesjax@gmail.com. Call me at 904-233-1341 with questions.
My web site is: http://FindaPlaceWithStyleNgrace.com.
Tags: Homeowners, Housing Market, Jacksonville Beach Buy a House, Jacksonville Beach Buyers, Jacksonville Beach Condo, Jacksonville Beach Foreclosed Homes, Jacksonville Beach Foreclosures, Jacksonville Beach Home Appraisals, Jacksonville Beach Home Buying Process, Jacksonville Beach Real Estate Market, Jacksonville Beach Short Sales, Jacksonville Real Estate, Real Estate Agent, sale at auction, Sell a House, Upside Down Real Estate
Posted in Appraisal, Foreclosure Property, Foreclosures, Homes, Housing Market, Questions and Answers, Real Estate, Short Sales | 6 Comments »
Thursday, July 30th, 2009
With Interest Rates Low and a Good Selection of Homes, It’s A Great Time to Purchase a Home in Jacksonville Beach and the greater Jacksonville, Florida area!
The National Association of Realtors reports pending home sales show a sustained uptrend rising for four consecutive months with very favorable housing affordability and a First Time Home Buyer credit boosting activity. The last time there were four consecutive monthly gains was in October of 2004. The NAR chief economist said, “Rises in contract activity show buyers are becoming more active, even as they face much more stringent loan underwriting standards.”
Some buyers are purchasing Short Sale homes that are being sold for less than the amount owed on the property. If your agent approaches the distressed homeowner of any Short Sale property with sensitivity to their situation this improves the odds an agreement can be reached and helps the lender because the lender can remove a non-productive asset or potential foreclosure from their books. There is also a better chance one can negotiate to get repair cost covered after a Home Inspection when a home is in the Short Sale stage as opposed to Foreclosure stage. It can take a few weeks to ninety days to get an acceptance or rejection from the lender however it can pay off in the long run.
Pre-Foreclosure or Short Sale? The most important point is the need for you to work with a Realtor that is experienced in handling these types of sales. I will be happy to advise whether you have a question or a comment, plan to purchase, or need to list your home as a Short Sale. You can reach me by email at gracehughesjax@gmail.com or call at 904-233-1341 with questions.
I will cover Auction, REO and Foreclosure properties with my next blog.
Click here for Short Sales and Foreclosures in Jacksonville Beach.
Go to my web site at http://FindaPlaceWithStyleNgrace.com. Be sure to check the boxes for Short Sales and Foreclosures in any other areas of town.
Tags: Add new tag, Buy a Home in Jacksonville Beach, Home Buyers in Jacksonville Beach, Jacksonville Beach Buy a House, Jacksonville Beach Buyers, Jacksonville Beach Condo, Jacksonville Beach Home Buyers, Jacksonville Beach Home Buying Process, Jacksonville Beach Real Estate Market, Jacksonville Beach Short Sales, Jacksonville Florida Real Estate, Jacksonville Real Estate, Oceanfront Condominium, Real Estate Agent
Posted in Bidding REO Properties, Buy Condominium, Buy a House, Foreclosure Property, Foreclosures, Homes for Sale, Housing Market, Luxury Homes, Property Investment, Questions and Answers, Real Estate, Real Estate Agent, Short Sales | 1 Comment »
Friday, July 10th, 2009
If you are considering the purchase of a home in a specific area or neighborhood, talk to people in the neighborhood, pick up fliers from the Real Estate Professionals’ Listed homes, as well as the For Sale by Owners’ homes. Talk not only to the area home owners but to service people, like home builders or remodeling specialists, insurance agents and mortgage brokers or others that may have some contacts in your specific area or neighborhood. Additionally your computer gives you a wide choice of web sites. However be wary, for some of the information you may glean from the Internet may be skewed due to age or various other reasons.
The value of a home depends on so many things, in addition, of course, to the latest sales in the area or neighborhood. Like, for instance, the square footage, the age of the home, the size of the lot, the location of the lot in the neighborhood, the lot amenities, the neighborhood amenities, the home amenities, the materials used, the quality of the work, etc. I may have missed a few items and I am not a professional appraiser, however, please realize, as a Realtor®, I work with the MLS (Multi-Listing Service) daily and know how to find up-to-the-minute sales data in your neighborhood, even the homes that have been sold For Sale By Owner, if they have closed.
The absolute best way to know you are paying a competitive price is to ask a Real Estate Professional to do a search for you requesting the latest sales in the neighborhood. Many people do not realize a Realtor® can request a specific sub-division or neighborhood by name, like Jacksonville Beach or Atlantic Beach, or Deerwood Estates or Kernan Chase. If there have been no sales in the neighborhood, then the real estate agent will search the greater area of the town or city you want. This type of search is done in the same database a Real Estate Appraiser uses to find the latest market data. This doesn’t mean Real Estate agents are Appraisers because there are so many factors that can impact a home’s value. It just means we are certified to access the data for you, explain how to analyze it and apply it , and have it available, if you decide to make an offer. The Multi-Listing database search is called a Certified Market Analysis or Competitive Market Analysis, a CMA in Realtor® lingo.
So please know if you are relocating to this area, have been planning to downsize to a condominium or smaller single family home, or, if you are a First Time Home Buyer, you will get the very latest home sales data from me before you make a offer. As a Real Estate Professional, I make this promise to you. I can be reached at gracehughesjax@gmail.com or give me a call on my business number at 904-249-6545, and ask to be connected to my cell phone.
To find homes listed for sale in the Jacksonville or Jacksonville Beach MLS area, or the Greater Jacksonville five county MLS area, including Atlantic Beach, Ponte Vedra Beach and Neptune Beach, log onto my web site at: www.FindaPlaceWithStyleNgrace.com or call me Direct at 904-233-1341.
Tags: Add new tag, Buy a Home, Buy a Home in Jacksonville Beach, Buying a Single-Family Home in Jacksonville Florida, First Time Home Buyer Tax Credit, Home Buyers in Jacksonville Beach, Housing Market, Jacksonville Beach Buy a House, Jacksonville Beach Buyers, Jacksonville Beach Condo, Jacksonville Beach Home Appraisals, Jacksonville Beach Home Buyers, Jacksonville Beach Home Buying Process, Jacksonville Beach Homes, Jacksonville Beach Homes for Sale, Jacksonville Beach Real Estate, Jacksonville Beach Real Estate Market, Jacksonville Florida Real Estate, Jacksonville Real Estate, Real Estate Agent, Sell a House, selling home
Posted in Appraisal, Bidding REO Properties, Buy Condominium, Buy a House, Condos, Estates, Foreclosure Property, Foreclosures, Homes, Homes for Sale, Housing Market, Luxury Homes, Property Investment, Questions and Answers, Real Estate, Real Estate Agent, Relocation, Second home buyer, Short Sales | 3 Comments »
Thursday, July 2nd, 2009
Under guidance of FHA approved lenders bridge loans can now be developed so First Time Home Buyers can use this money to pay closing costs, buy down their interest rate, or pay a larger than required down payment. This information is from Realtor.org. The tax credit can not be used to pay the minimum down payment of 3.5% required by FHA, however, one can get a gift from a relative or interested party to pay the 3.5% required, then apply the $8,000 tax credit to make an additional down payment, if they wish. Since this breaking news many are considering using the credit to pay the closing costs, if they have the minimum down payment.
The First Time Home Buyer Tax Credit was enacted earlier this year to help encourage households to enter the housing market while interest rates are low and affordability is high. The $8,000 credit is available to households that haven’t owned a home in at least three years and does not have to be repaid. It is fully reimbursable so households can get the credit in the form of a payment.
The tax credit dollar amount decreases for single buyer’s earning more than $75,000 and up. For home buyers filing jointly it decreases from $150,000 and up. The buyer does not need to repay the tax credit, if he or she occupies the home for three years or more. However, if the property is sold during the three-year period , the credit will be recouped on the sale.
You will find many affordable homes on my web site at: www.FindaPlaceWithStyleNgrace.com. If you would like to know more about the First Time Home Buyer Tax Credit, please contact me at gracehughesjax@gmail.com or Call me at 904-233-1341. I am not an accountant, however, I can put you in touch with the people that can make it happen, if you qualify.
Tags: Buy a Home, Buying a Single-Family Home in Jacksonville Florida, Down Payment, First Time, First Time Home Buyer Tax Credit, Housing Market, Jacksonville Beach Condo, Jacksonville Beach First Time Home Buyers, Jacksonville Florida Real Estate, Real Estate, Real Estate Agent
Posted in Buy Condominium, Buy a House, Condos, First Time, Homes, Housing Market, Questions and Answers, Real Estate, Real Estate Agent, Tax Credit | No Comments »