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Posts Tagged ‘Belmont NC information’

Homeowner Association Rules

Friday, December 16th, 2011

Homeowner Associations (HOA) can be a good thing to protect your property values but occasionally you find a few that might go a little too far.  Here are some interesting stories concerning unusual HOA guidelines.  Irl Dixon

No Mothers-In-Law Allowed: The 7 Craziest Local Laws and HOA Rules

By:

Published: September 21, 2010

Get up to speed with the most outrageous laws and homeowners association rules.

Even celebrities such as Earvin “Magic” Johnson and Samuel L. Jackson can be at odds with an HOA. Here are seven crazy examples of laws and HOA rules:

1. Can’t park your car in your own driveway.

In Odessa, Fla., a resident was fined by his board for parking his pickup truck in his own driveway because it wouldn’t fit in his garage. Not our problem, the HOA basically told him before slapping him with a lawsuit. After a protracted legal battle, he has since won the right to park his car, but only after two years and $200,000 in legal fees.

2. Don’t plant too many roses.

While foreclosure is an increasingly real threat to homeowners, few expect to lose their house based on gardening infractions. But that’s exactly what happened to a Rancho Santa Fe, Calif., resident who planted too many roses on his property. After $70,000 in fees, he lost his legal battle against the HOA and ultimately lost his home to the flower debacle.

3. Indoor drying only.

As seen in a Colbert Report expose, a Bend, Oregon, resident was shocked by her HOA’s rejection of her outdoor clothesline. Her natural drying method was dubbed a hazard, and they began levying fines that totaled nearly $1,000. She eventually took down the offending line, even after the Right 2 Dry movement got behind her.

4. No mothers-in-laws allowed.

If you’re a married man in Iowa, the government grants you a special privilege: you’re allowed to bar your mother-in-law from your home. While certainly useful to men trying to ditch their spouse’s mom, this law does not extend to women.

5. Only use sanctioned paint.

What appears to be an inoffensive pale blue house has caused a stir recently in one Georgia neighborhood. Unaware of his HOA’s rules, a homeowner painted his house before having the color officially approved by his board. And with a $25 per day fee levied every day his house bares the offending hue, he’s already racked up $6,800 in fines on top of legal fees.

6. No service dog for the hearing impaired.

A Fort Collins, Colo., HOA fined a hearing-impaired resident for keeping Pookee, her Pomeranian service dog. The HOA even threatened to put a lien on the property. All this despite the fact that Fair Housing Act requires condo and home owner associations to make reasonable accommodations in their procedures and rules to allow a person with disability to reside in a unit. This includes allowing service animals.

Have an issue related to service animal? Contact your local HUD office or local or state human rights agency.

7. Don’t use ‘inconsistent’ shingles.

As if it wasn’t tragedy enough when a plane fell out of the sky destroying a Sanford, Fla., man’s home, his HOA then challenged his rebuilding efforts. It threatened litigation because the shingles and elevation in his new house’s plans didn’t match his neighbors’.

Bending the rules

If you fight the law, you may lose. But there are ways to work with the restrictions of a HOA and still get your way. The first line of defense is to make sure you understand the HOA or condo association rules before you purchase the property.

If, after you move in, you’d like your home’s appearance to differ from that of your neighbors, you’ll need to submit a “variance” form of request. This request can be accepted or rejected at the board’s will, so it’s good to alert them early in your planning process. One tip to gain HOA support? Understand the challenges and perspective of HOAs, follow the rules to a tee, and offer to help them gain community support for their initiatives. Maybe even run for office. If you can’t beat ‘em, you might as well join ‘em.

What’s the strangest local government or HOA rule you’ve ever heard of?

“Visit Houselogic.com for more articles like this. Reprinted from HouseLogic.com with permission of the NATIONAL ASSOCIATION OF REALTORS®.”

Saving Your Storm Damaged Trees In Belmont

Wednesday, December 7th, 2011

Tips to Save Your Storm-Damaged Trees

By: Dona DeZube

Published: November 17, 2011

Don’t assume your storm-damaged tree needs to be cut down. Trees can easily bounce back if you follow these tips for pruning and storm protection.

Too often, inexperienced arborists recommend thinning interior branches. That’s exactly the wrong thing to do to avoid storm damage.

“For storm protection and recovery, you should be doing the opposite,” Gilman says. “Removing branches from the end of long limbs and retaining the interior branches.”

Even if a storm is strong enough to blow the leaves completely off a tree and bust branches, the tree can remain viable and ready for a comeback. “One episode from a storm is not enough to kill the tree,” Gilman says. The energy reserved in the tree’s roots and limbs will fuel new leaves either that year or the next year.

Storm recovery tips for trees

  • Remove broken, separated, or hanging branches, but don’t prune any live wood that’s healthy. The tree needs the energy stored in its limbs to heal itself.
  • Check for cracks where branches connect to larger limbs. If you see cracks, cut the limb back to the next healthy, whole branch.
  • Make smooth pruning cuts — don’t leave small stumps or ragged pieces jutting out from your damaged tree. Leave the collar — the thickened base of a limb where it attaches to the tree — intact. Collars help heal pruning cuts.
  • Straighten and stake a small damaged tree (4” trunk diameter or less) that’s knocked down. Water it frequently as you would a new tree.
  • After flooding from a hurricane, water trees and plants freely to flush the salt water out of the soil.

When a tree can’t be saved

  • If a tree leans over your house, car, or areas where people walk or play, it has to come down.
  • If your tree is hanging over or touching power lines, removing it isn’t a do-it-yourself task. Call a professional tree removal firm for help.

Cost for tree removal varies according to the size and location of the tree. Expect to pay between $800 and $3,000 to remove a medium-sized tree.

Check tree roots after the storm

A few months after the storm, use a pitch fork to check the big roots coming out of the trunk to make sure they’re alive beyond the first foot or two of their length. Healthy roots are brownish or gray with hard, whitish centers. Dying roots are soft.

If your pitchfork hits solid root, great. If not, you may have to take down your tree before it falls down.

“Visit Houselogic.com for more articles like this. Reprinted from HouseLogic.com with permission of the NATIONAL ASSOCIATION OF REALTORS®.”

Gaston County Real Estate 3rd Quarter Activity Report

Wednesday, November 23rd, 2011

Below are some statistics you might find interesting for Gaston County Real Estate activity in the first three quarters of 2011.   As you can see from the graph, the supply of homes for sale is down 19% from the first three quarters of last year but sales are up 4%.  As I’ve been saying, if you need to move your property, it is not a bad time, especially for Belmont Real Estate as you will see at the end of this piece.  The graph also shows activity for 2009.

Some more good news is that the median sales price is up slightly by almost 1%.  Unfortunately, the average sales price is down to just under $130,000.  Buyers are getting approximately 88% of their asking price and the average property is on the market about 167 days.  Both figures are a reflection of the times.  

The next graph shows the Historical Median Sales prices dating back to 2006.  As you can see, the county took a big dip in sale prices in 2009 but has climbed back up.   We’ve still got a little to do to get the median sales prices back to mid 2007  levels.

I have some additional information on Belmont Real Estate Sales for the 3rd Quarter.  Unfortunately, it is broken down into zip codes and as we all know, there are some areas of Mt. Holly, Cramerton, and Gaston County at large included in Belmont’s zip code.  The good news is that in the 28012 area, the Median Sales price is $185,000!  That’s well above the Gaston County average and 8% higher than last year.  The percent of original sales price is slightly down to 89.2% (a 1.1% drop from 2010 levels) but that is still better than the county as a whole.  Days on market has dropped 17.6% to 151 days.  Again, that is far better than the county at large which averages 167 days on market. 

Finally, to emphasize what I have been saying about Belmont Real Estate in general, 65 sales were reported as closed in the last nine months for a whopping 30% increase over last year!  That represents more sales than in any other zip code in Gaston County including the larger ones for Gastonia.

This information is courtesy of the Carolina Multiple Listing Services, Inc and is provided by the Charlotte Regional Realtor Association.

Irl Dixon

Belmont Real Estate activity for November 13-20, 2011

Tuesday, November 22nd, 2011

Here is this week’s report of Belmont Real Estate activity for the week of November 13-20, 2011.  The information is what has been reported to the Carolina MLS during the last week and is only for homes inside the Belmont City limits.

Again, there were only 6 homes listed this week but several were properties that have been listed as new with different Realtors.  Prices range from $139-419,000.  There is one foreclosure at a real great price in Adams Bluff and oe more new construction in the new South Point Village subdivision.  Three homes closed last week.  One was a foreclosure, one was a owner occupied re-sale and the third was new construction in Stowe Pointe.

Only one townhome was listed last week.  It was in the Southwood Arms beside the high school.

That’s it for Belmont Real Estate activity for this week.   Irl Dixon

October Data For Gaston County Real Estate Sales

Friday, November 18th, 2011

Here is the data for Gaston County Real Estate sales and listings for the month of October as reported to the Carolina Multiple Listing System.

 Listings held steady compared to September with only one less property listed.  Sales, on the other hand, dropped going from 147 in September to 129 in October.  This is not unusual as we get nearer to the holidays.  Both listings and sales were only down slightly from last year as the graph shows.

The second chart shows that on a year to date basis, property listings for Gaston County are down 18.6%.  That’s 623 less properties on the market than last year!  As I keep saying, it is still a good time to put you home up for sale due to the lack of competition.  Sales are also down but only 10.2% for the year to date.   

Irl Dixon

Mold Remediation in Belmont, NC

Monday, November 14th, 2011

I recently sold a home that had a mold issue in the crawl space area.  It really caught me off guard.  The home was only 6-7 years old, had plenty of ventilation, and had a vapor barrier. 

The following article is a good outline of the process we did to remedy the problem.  Let me say it was fairly expensive.  Always get 2 or 3 estimates.  The person the inspector recommended was almost double the price of the person who actually did the work.   Irl Dixon

 

 

Mold Remediation: What to Expect When You Hire An Expert

By: Karin Beuerlein 

Published: October 13, 2010 

Mold remediation can be a pricey venture. Here’s what to look for and expect when you call in the professionals. 

Who you gonna call? 

Mold remediation is the Wild West of home improvement. The field largely is unregulated, and anybody can call himself an expert and call just about anything mold. There’s no required separation between who diagnoses the problem and who fixes it. And home inspectors, who evaluate your home’s major systems, don’t necessarily know much about mold remediation.

When you need professional mold remediation, look for an independent consultant with credentials in mold remediation and investigation. Such professionals should: 

  • Demonstrate completion of industry-approved coursework in mold investigation given by the American Board of Industrial Hygiene or the American Council for Accredited Certification (formerly the American Indoor Air Quality Council).
  • Provide a written report that includes lab results of air and surface samples.
  • Work independently from a mold remediation outfit.
  • Refrain from selling you products.

Investigate the mold 

Mold remediation begins with an eyeball investigation that takes anywhere from 20 minutes to 2 hours, depending on where the problem is hiding–in plain sight or behind walls.

Next, the consultant may suggest taking air and surface samples, necessary only to identify your particular mold for health or legal reasons. Always ask the mold remediation consultant why he wants to take samples: He should be able to articulate whatever hypothesis he is trying to confirm. 

Make a mold removal plan 

If cleanup is a simple DIY project, the consultant will advise you about procedures, protective equipment, and tools. He should also tell you where/what moisture problem gave birth to the spores.

If cleanup is beyond amateur status, the consultant should draw up a mold remediation and removal plan that a professional mold remediation company or trusted demolition and building contractor will follow. Make sure the professionals you hire have a long track record, provide references, and are bonded and insured.

Cleanup can be as simple as spraying and disinfecting drywall, or as complex as: 

  • HVAC disinfection
  • Drywall, stud, and insulation removal
  • Cleaning personal belongings
  • HEPA (high-efficiency particulate air) filtration

How much it costs 

Mold consultant: $250-$500 (which might include air and surface samples: always ask). 

Air samples: $18-$225 apiece, depending on the laboratory. 

Simple mold removal: $500 for surface mold removal. 

Extensive mold remediation: $6,000-plus for severe infections that require extensive demolition, disinfection, and restoration. 

Check your insurance 

Homeowners insurance typically covers mold remediation and removal only if the problem results from a sudden emergency already covered under your policy, such as a burst pipe. Insurance usually doesn’t pay if the mold resulted from chronic moisture, deferred maintenance, or floodwaters (unless you carry flood insurance).

As always, consult your insurance agent before contracting for work.

“Visit Houselogic.com for more articles like this. Reprinted from HouseLogic.com with permission of the NATIONAL ASSOCIATION OF REALTORS®.”

Energy Savers For Your Belmont Home

Monday, October 31st, 2011

9 Unexpected Energy (and Money) Savers

By:  

Published: December 13, 2010 

Here are a few surprising and simple ways to cut your energy bill this season. 

Put lamps in the corners: Did you know you can switch to a lower wattage bulb in a lamp or lower its dimmer switch and not lose a noticeable amount of light? It’s all about placement. When a lamp is placed in a corner, the light reflects off the adjoining walls, which makes the room lighter and brighter.

Switch to a laptop: If you’re reading this article on a laptop, you’re using 1/3 less energy than if you’re reading this on a desktop.

Choose an LCD TV: If you’re among those considering a flat-screen upgrade from your conventional, CRT TV, choose an LCD screen for the biggest energy save.

Give your water heater a blanket: Just like you pile on extra layers in the winter, your hot water heater can use some extra insulation too. A fiberglass insulation blanket is a simple addition that can cut heat loss and save 4% to 9% on the average water-heating bill.

Turn off the burner before you’re done cooking: When you turn off an electric burner, it doesn’t cool off immediately. Use that to your advantage by turning it off early and using the residual heat to finish up your dish.

Add motion sensors: You might be diligent about shutting off unnecessary lights, but your kids? Not so much. Adding motion sensors to playrooms and bedrooms cost only $15 to $50 per light, and ensures you don’t pay for energy that you’re not using.

Spin laundry faster: The faster your washing machine can spin excess water out of your laundry, the less you’ll need to use your dryer. Many newer washers spin clothes so effectively, they cut drying time and energy consumption in half—which results in an equal drop in your dryer’s energy bill.

Use an ice tray: Stop using your automatic icemaker. It increases your fridge’s energy consumption by 14% to 20%. Ice trays, on the other hand, don’t increase your energy costs one iota.

Use the dishwasher: If you think doing your dishes by hand is greener than powering up the dishwasher, you’re wrong. Dishwashers use about 1/3 as much hot water and relieve that much strain from your energy-taxing water heater. Added bonus: you don’t have to wash any dishes. 

“Visit Houselogic.com for more articles like this. Reprinted from HouseLogic.com with permission of the NATIONAL ASSOCIATION OF REALTORS®.”

Belmont Halloween Bash

Wednesday, October 26th, 2011

The City of Belmont will hold its annual Halloween Bash in Downtown Belmont on Saturday night, October 29th  from 5-9 PM.  There will be plenty of games for the kids (everyone wins every time), a Moon Bounce, Super Slide, and Cupcake Walks.  The event is usually held just north of the railroad tracks on Main Street which will be closed for the event.  There will also be a costume contest at 6:30PM.  This is one of Belmont’s most popular and best attended events.  Don’t miss it.   Irl Dixon

Keeping Your Belmont Property Maintained

Wednesday, September 21st, 2011

Windows need constant attention to prevent expensive replacement costs.  Here are a few tips on how you can add extra life to a major asset for your Belmont property.  Irl Dixon

Save Money by Repairing Windows

By: Dave Toht

Published: March 9, 2010

Repairing worn windows, rather than replacing them, can save you thousands of dollars.

Fact is, none of the symptoms mentioned above necessitate new windows. By repairing windows with a few dollars and some sweat equity, most problems can be remedied. In addition, you’re likely to improve the energy efficiency of the windows you fix. You can avoid the cost of window replacement by addressing some of these scenarios.

All-wood windows

When maintained, wood windows can last 100 years or more; if left unpainted, they quickly degrade. However, even after years of neglect, the damage is often superficial, looking worse than it is. There’s no need to assume the window must be rebuilt. Areas of rotted wood can be renewed with penetrating liquid epoxy. Fill holes in sills and sashes with epoxy putty–it sands easily and is paintable.

Cost: About $20 for enough epoxy putty to mend a 3×5-foot window, $10 for paint and primer to protect your work. Allow three to six hours per window for the restoration.

Because sashes and stops wear with age, wood windows are prone to gaps where air can penetrate. Popular spring bronze weather stripping has a V-shape cross section. The flexible shape applies continual pressure against the window sash and permanently seals gaps while allowing sash movement. Other weather-stripping solutions include tubular vinyl and adhesive foam.

Cost: About $21 for enough spring bronze weather stripping to seal a 3×5-foot window. Allow an hour per window for installation.

Older double-hung wood windows have counter weights to assist raising the sashes. These can be repaired to working order, but the real problem is that the weights and pulleys require a sizeable cavity in the wall that’s not insulated. This void contributes to heat loss. New replacement lifting mechanisms attach to the sash, allowing the cavity to be filled with expandable foam.

Cost: $38 for a replacement lifting mechanism, $4 for spray foam insulation. Allow four hours per window for installation.

Non-wood windows

Windows made of vinyl, fiberglass, and aluminum will last at least 20 years. Unfortunately, the gaskets that seal their sashes don’t have the same life expectancy. Repair holes and small rips by removing the sash and applying silicone sealant to the damage. To replace the gaskets, contact the window manufacturer or a specialty supplier for replacements.

Caulk any punctures or cracks in vinyl- or aluminum-clad windows to prevent water damage to the wood core. Repair loose aluminum sashes by tightening the screws at the corners; try coating the screw threads with a dry-locking compound made for especially for screws.

Cost: A few dollars for silicone or replacement gaskets and parts. Allow an hour or so per window.

Energy savings

Any repairs that improve the ability of your windows to seal against air leakage will yield energy savings. The worse shape your windows are in, the greater the potential savings on your fuel bill—a Vermont field study suggests that sealing a single loose window can save $14 to $20 annually.

But don’t expect more than a couple hundred dollars overall—even some total replacements don’t yield more than that. The real savings is the money you didn’t spend on replacement windows.

Glass issues

In most wood windows, glass is “glazed” in place, held with small metal pieces called points and sealed with putty. Even when the glass is sound, cracked and missing putty should be replaced. Glazing takes practice but is well worth the trouble.

Cost: $6 for points and putty; $32 for two pieces of single-pane glass to refit a 3×5-foot window. Allow three hours per window.

Replace cracked single-pane glass. To remove the old glass from a vinyl window, pry away the vinyl stop with a putty knife. On aluminum windows, the glass is wrapped with a rubber gasket and held by a metal strip. Remove both to free the glass. To re-install, a bead of silicone seals the glass on a vinyl window; for a metal window, clean and reuse the rubber gasket.

Cracked or fogged double-pane windows should be resealed or replaced by a glass fabricator—find them in the Yellow Pages or online directory.

Cost: $175 for double-pane glass to refit a 3×5-foot window.

Hardware failures

Before replacing a balky cranking mechanism on a casement or awning window, try cleaning it and lubricating with white lithium grease. If that doesn’t do the trick, replace the mechanism.

Cost: About $3.50 for lithium grease; $40 should you need a new mechanism. Allow a half hour for lubrication per window; two hours for replacement.

Broken or paint-encrusted sash latches should be replaced.

Cost: From about $10 for a standard brass latch to $40 for an antique reproduction. Latches come in a range of finishes, from brushed metal to colored enamel. Allow about 15 minutes for the switch out.

Dave Toht has written or edited more than 60 books on home repair and remodeling, including titles for The Home Depot, Lowe’s, Better Homes & Gardens, and Reader’s Digest. A former contractor, Dave was editor of Remodeling Ideas magazine and continues to contribute to numerous how-to publications. He has glazed more windows than he cares to remember.

“Visit Houselogic.com for more articles like this. Reprinted from HouseLogic.com with permission of the NATIONAL ASSOCIATION OF REALTORS®.”

The History of the Chronicle Mill and Village in Belmont, NC

Thursday, August 25th, 2011

The Chronicle Mill in Belmont, NC

On February 26, 1901, a meeting was held in the Belmont Southern Railway depot waiting room to organize a new mill in Gaston County.  While not an ideal place to start a new company, Belmont offered few options at that time.  Attending that meeting were R.L. Stowe, Sr., R.P. Rankin, George A. Gray, and John F. Love. 

During the meeting, it was decided to name the new enterprise the Chronicle Mill since the building would sit near the site of Major William Chronicle’s home.  The Major was killed on October 3, 1780 during the Revolutionary War at the battle of Kings Mountain.

The capital stock of the company was initially only $75,000 but would later be increased to $125,000.  It was decided at this meeting to begin construction of the mill, buy equipment, and start building homes for the workers who would be employed.  In April, another meeting was held where it was determined the mill would have 5,000 spindles.

In those days bricks cost $3.75 per thousand and labor was $1.75 per thousand.  The mill homes cost an average of $100 per room.  A three room gabled house with a porch and a shed room cost approximately $325.  A four room house with a front and back porch, hallway, and four fireplaces with two chimneys cost $400.  A five room house cost about $450 and a six room one about $600.  The superintendent’s house was often one and a half stories and cost about $1,500.  An interesting thing I learned when selling the old superintendent’s homes at both the Chronicle and the National Mill Villages was that both homes were hooked up to the mill as their power source. 

A rule of thumb called for one mill worker per room in each house.  This was not hard to accomplish since child labor was the rule in the early 1900 textile world.  If a mill needed a certain number of employees, say 350 for example, then you would need a village of homes containing 350 rooms total.  If the houses averaged 3.5 rooms, you would need 100 homes.

Many of the mill companies across the south built identical cookie cutter homes.  Goshen Woods in North Belmont and Adams Bluff in East Belmont were examples.  For the Chronicle Village, the Stowes decided to add a little variety of styles and sizes to accommodate the different tastes of their workers. 

The mill was finished and opened for business on February 28, 1902.  In April, the first shipments were sent out from the Chronicle Mill to the buying public.   Unfortunately, the plant met immediate disaster.  On June 8, 1902, a tornado struck Belmont and took off part of the roof and destroyed several of the houses.  The mill continued operating the next day minus the roof which was replaced within a week.   The building was remodeled in 1965 which accounts for it’s current look.  Irl Dixon

Source:  Blythe, LeGette, Robert Lee Stowe—Pioneer in Textiles, 1965

Market Recap

  • Avg. Sales Price: 379,000

  • Avg. Days on Market: 69

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