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Irl Dixon
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Belmont Halloween Bash

Wednesday, October 26th, 2011

The City of Belmont will hold its annual Halloween Bash in Downtown Belmont on Saturday night, October 29th  from 5-9 PM.  There will be plenty of games for the kids (everyone wins every time), a Moon Bounce, Super Slide, and Cupcake Walks.  The event is usually held just north of the railroad tracks on Main Street which will be closed for the event.  There will also be a costume contest at 6:30PM.  This is one of Belmont’s most popular and best attended events.  Don’t miss it.   Irl Dixon

Maintaining Your Chimney

Thursday, October 6th, 2011

Here’s an interesting article on chimney maintenance.  How many of you have had your chimney inspected in the last few years?  Well, if you are burning wood in your fireplace, you may be taking a big chance.  You might be surprised what is inside your chimney.  I remember sitting in my living room one day when I heard a big thud.  I looked over to the fireplace to see a huge pigeon staring at me.  I don’t know who was the most surprised, me or the bird. 

If you are planning to sell your Belmont home, you may want to ask your Realtor (hopefully me) how to handle past fireplace maintenance on a sale.  I am seeing a growing trend where home sellers are saying out front that fireplaces are considered “as is.”  Due diligence has made that a risky way to handle it.  See my article on Due Diligence in an earlier post.  Irl Dixon

Chimney Maintenance for Warmth and Safety

By: Wendy Paris 

Published: August 31, 2009 

Chimney maintenance and a fireplace inspection can make the difference between warm safety and drafty danger. 

Annual inspections keep flames burning right 

Creosote—combustible, tar-like droplets—is a natural byproduct of burning wood. The more wood you burn, the wetter or greener the wood, and the more often you restrict airflow by keeping your fireplace doors closed or your damper barely open, the more creosote is produced.  

Soot build-up, while not flammable, can hamper venting. One half-inch of soot can restrict airflow 17% in a masonry chimney and 30% in a factory-built unit, according to the CSIA. Soot is also aggressively acidic and can damage the inside of your chimney. 

The more creosote and soot, the more likely you are to see signs of chimney fire—loud popping, dense smoke, or even flames shooting out the top of your chimney into the sky. Chimney fires damage the structure of your chimney and can provide a route for the fire to jump to the frame of your house. 

“If the chimney is properly maintained, you’ll never have a chimney fire,” says Ashley Eldridge, the education director of the CSIA.  

The best way to ensure your chimney isn’t an oil slick waiting to ignite? Get it inspected. 

Three inspection levels let you choose what you need 

A level-one inspection includes a visual check of the fireplace and chimney without any special equipment or climbing up on the roof. The inspector comes to your house with a flashlight, looks for damage, obstructions, creosote build-up, and soot, and tells you if you need a sweep. If so, he’ll grab his brushes, extension poles, and vacuum, and do it on the spot.  

“You should have it inspected every year to determine if it needs to be swept. An annual inspection will also cover you if the neighbor’s children have thrown a basketball in it, or a bird has built a nest,” says Eldridge. 

A level one typically runs about $125. Add a sweep, and you’re talking another $80, or about $205 for both services, according to CSIA. 

Consider a level-two inspection if you’ve experienced a dramatic weather event, like a tornado or hurricane; if you’ve made a major change to your fireplace; or bought a new house. This includes a level-one investigation, plus the inspector’s time to visit the roof, attic, and crawl space in search of disrepair. It concludes with a sweep, if necessary, and information on what repair is needed. The price will depend on the situation. 

A level three inspection is considered “destructive and intrusive” and can resemble a demolition job. It may involve tearing down and rebuilding walls and your chimney, and is usually done after a chimney fire. The cost will depend on the situation.  

Small steps can improve your fireplace’s efficiency 

Besides the annual sweep, improve your fireplace’s functioning with responsible use.  

  • Only burn dry, cured wood—logs that have been split, stacked, and dried for eight to 12 months. Cover your log pile on top, but leave the sides open for air flow. Hardwoods such as hickory, white oak, beech, sugar maple, and white ash burn longest, though dry firewood is more important than the species. Less dense woods like spruce or white pine burn well if sufficiently dry, but you’ll need to add more wood to your fire more often, according to CSIA. 
  • Wood, only wood! Crates, lumber, construction scraps, painted wood, or other treated wood releases chemicals into your home, compromising your air quality. Log starters are fine for getting your fire going, but they burn very hot; generally only use one at a time. 
  • Close your damper when not using the fireplace to prevent warm indoor air—and the dollars you’re spending to heat it—from rushing up the chimney. 
  • On a factory-built, prefab wood-burning fireplace, keep bifold glass doors open when burning a fire to allow heat to get into the room. 
  • Have a chimney cap installed to prevent objects, rain, and snow from falling into your chimney and to reduce downdrafts. The caps have side vents so smoke escapes. A chimney sweep usually provides and can install a stainless steel cap, which is better than a galvanized metal one available at most home improvement retailers because it won’t rust, says Anthony Drago, manager of Ashleigh’s Hearth and Home in Poughkeepsie, N.Y. 
  • Replace a poorly sealing damper to prevent heat loss. “You can get a top-mounted damper that functions as a rain cap, too, an improvement over the traditional damper because it provides a tighter closure,” says CSIA’s Eldridge.
  • Install carbon monoxide detectors and smoke detectors in your house—near the fireplace as well as in bedroom areas.
  • If you burn more than three cords of wood annually, get your chimney cleaned twice a year. A cord is 4-feet high, by 4-feet wide, by 8-feet long, or the amount that would fill two full-size pick-up trucks.
  • To burn fire safely, build it slowly, adding more wood as it heats and keeping your damper completely open to increase draw in the early stages. Burn the fire hot, at least occasionally—with the damper all the way open to help prevent smoke from lingering the fireplace and creosote from developing. 

By the way, fireplaces aren’t officially rated for energy efficiency because they’re so varied. Depending on the source of information, they can be 10% to 30% efficient in converting fuel to heat. 

No inspection will turn a masonry or factory-built fireplace into a furnace, but it can improve efficiency somewhat, decrease the amount of heating dollars you’re sending up the chimney, and increase your enjoyment of your hearth time by reducing smoke. If a sweeping prevents a chimney fire, you’re talking about the difference between another ordinary January day, and the potential loss of your home, or even life.

“Visit Houselogic.com for more articles like this. Reprinted from HouseLogic.com with permission of the NATIONAL ASSOCIATION OF REALTORS®.”

The History of the Chronicle Mill and Village in Belmont, NC

Thursday, August 25th, 2011

The Chronicle Mill in Belmont, NC

On February 26, 1901, a meeting was held in the Belmont Southern Railway depot waiting room to organize a new mill in Gaston County.  While not an ideal place to start a new company, Belmont offered few options at that time.  Attending that meeting were R.L. Stowe, Sr., R.P. Rankin, George A. Gray, and John F. Love. 

During the meeting, it was decided to name the new enterprise the Chronicle Mill since the building would sit near the site of Major William Chronicle’s home.  The Major was killed on October 3, 1780 during the Revolutionary War at the battle of Kings Mountain.

The capital stock of the company was initially only $75,000 but would later be increased to $125,000.  It was decided at this meeting to begin construction of the mill, buy equipment, and start building homes for the workers who would be employed.  In April, another meeting was held where it was determined the mill would have 5,000 spindles.

In those days bricks cost $3.75 per thousand and labor was $1.75 per thousand.  The mill homes cost an average of $100 per room.  A three room gabled house with a porch and a shed room cost approximately $325.  A four room house with a front and back porch, hallway, and four fireplaces with two chimneys cost $400.  A five room house cost about $450 and a six room one about $600.  The superintendent’s house was often one and a half stories and cost about $1,500.  An interesting thing I learned when selling the old superintendent’s homes at both the Chronicle and the National Mill Villages was that both homes were hooked up to the mill as their power source. 

A rule of thumb called for one mill worker per room in each house.  This was not hard to accomplish since child labor was the rule in the early 1900 textile world.  If a mill needed a certain number of employees, say 350 for example, then you would need a village of homes containing 350 rooms total.  If the houses averaged 3.5 rooms, you would need 100 homes.

Many of the mill companies across the south built identical cookie cutter homes.  Goshen Woods in North Belmont and Adams Bluff in East Belmont were examples.  For the Chronicle Village, the Stowes decided to add a little variety of styles and sizes to accommodate the different tastes of their workers. 

The mill was finished and opened for business on February 28, 1902.  In April, the first shipments were sent out from the Chronicle Mill to the buying public.   Unfortunately, the plant met immediate disaster.  On June 8, 1902, a tornado struck Belmont and took off part of the roof and destroyed several of the houses.  The mill continued operating the next day minus the roof which was replaced within a week.   The building was remodeled in 1965 which accounts for it’s current look.  Irl Dixon

Source:  Blythe, LeGette, Robert Lee Stowe—Pioneer in Textiles, 1965

Between Two Rivers Celebration in Belmont

Thursday, August 18th, 2011

Don’t forget the “Between Two Rivers” celebration this Saturday, August 20th, in Downtown Belmont!!!  String Bean Fresh Market and Deli is presenting the festival.  The gates open at 12 Noon when the first of 10 bands performs on one of 2 stages.  The cost is $10 per person and the proceeds go to the Wounded Warrior Project and Gaston Hospice.  Below is the band schedule for each stage.

Belmont Middle School 2011 Football Schedule

Monday, August 8th, 2011

Below is the 2011 football schedule for the Belmont Middle School Wildcats.  Practice starts on August 17.  Gaston County is lucky to have Middle School sports this year.  Many school systems are struggling in North Carolina.  Irl Dixon

 

Belmont Middle School

 

2011 Football Schedule

 

8/31 – Bye week

9/7 – Grier

9/14 – W.C. Friday

9/21 – @ York Chester

9/28 – Bessemer City

10/5 – John Chavis

10/12 – @ Stanley

10/19 – Playoffs

10/26 – County Championship

Belmont NC Real Estate Restrictive Covenant File

Tuesday, July 26th, 2011

 

Belle Meade Subdivision in Belmont, NC

My Restrictive Covenant file is starting to take shape.  If you look to the right, you will see the current list which includes Adams Bluff, Goshen Woods, Cottonwood & Chronicle (same), South Fork Crossing, Point Crossing, Abbey Place, Linford Park, Water’s Edge, South Point Ridge, and Belle Meade.  Still to come will be neighborhoods such as Greystone, Stowe pointe, Pinsto, Eagle Park, Shannon Ridge, Hawthorne, the new South Point Village and several others.

Is Your Belmont Home Properly Insured?

Monday, July 18th, 2011

Here’s a good article to read on insuring your house.  It’s tailored to 1st time buyers but everyone should read it.  Are you insured enough?  Most people think they are because they bought a standard policy but here are a couple horror stories for you.

I wrote a contract on a home in Belmont a couple years ago.  The house was near a creek but I didn’t give it much thought because the creek was waaaay down the hill.  Guess what?  No the house never flooded and in my opinion never will but it did show up on the FEMA flood maps as in a flood zone.  The seller didn’t know it!  His lender didn’t know it!  FEMA revised their flood maps and included his whole property in the zone even though there was no chance water would ever reach it.  Because of that, my buyer would have needed flood insurance on his loan.  The deal quickly fell apart and the poor seller never did get his house sold.

A friend of mine has a home at the end of the street which backed up to the sewer line.  Now the problem was she had a basement and one day the city sewer backed up.  Just think about that a minute!  How would you like to come home from work to that one day.  Well the city said it was not their problem and refused to help.  She then went to her insurance agent.  SHE WASN’T COVERED!!!  She needed a special rider on her policy to cover that kind of problem for a basement.

One day I read that people who had upstairs laundries might not be covered for water damage to their downstairs.  I called my agent and asked him if I was.  Nope, I wasn’t.  He said I also wasn’t covered if the upstairs commodes were to leak.  I quickly added a rider.

So don’t assume you are covered for everything.  Ask questions.  Irl Dixon

7 Home Owners Insurance Tips

By: Richard Koreto 

Published: December 10, 2010 

The new year is a good time to take stock of your home owners insurance coverage. 

1. Make sure you can rebuild all, not just part of, your house

Don’t make the mistake of assuming that just because your home’s value has gone down that the cost of materials and labor have gone down, too. For example, home construction costs rose 1.3% from January 2009 to January 2010, according to construction cost consultants Marshall and Swift/Boeckh, even while many homes were falling in value. Make sure your home owners insurance pays you for full rebuilding costs in the event of a disaster. 

2. Check your flood insurance

The National Flood Insurance Program can help by making affordable flood insurance available, but there are limits to how much coverage you can get, and it isn’t available everywhere. In addition, the NFIP has only been approved for a series of short-term renewals. (That is, Congress has been extending its provisions for only short periods and has not committed to making it permanent.)  Keep an eye on the NFIP to make sure the program remains in force.

If you can’t participate in NFIP or need more extensive coverage, see if you can buy flood insurance from your existing carrier. Flood insurance rarely comes with a standard home owners policy.  

3. What’s new in your life?

If you’re recently divorced, and you got the house, make sure your ex-spouse’s name is off the policy. Did you build a playground for your children? Install a swimming pool? These may change your liability needs. Talk to your agent and compare your life status this year with last year’s to update your home owners insurance. 

4. Maybe your valuables are worth more

Your art, jewelry, antiques, and other collectibles may have appreciated in value over the years. If your home owners insurance policy doesn’t have accurate values on these items, your company may not reimburse you for the full value in the event of fire or other home disaster. 

5. Tally up any home improvements

Have you made any renovations or additions to the home, such as an expanded garage, new bathroom, or home theater in the basement? Your house may now be worth more and your home owners insurance needs to reflect that. Create a home inventory video and keep it in a safe place outside the home. 

6. Give your trees the once-over

Hire an arborist to look at the trees on your property, and check with your home owners insurance agent to see if your policy covers you if one of your trees falls on the neighbor’s car. An arborist can tell you if your trees are healthy and advise whether they should be removed or trimmed. 

7. Watch the nickels and dimes

Hunt for any special discounts that can reduce your home owners insurance premiums. For example, you may be eligible for a discount if you have an automobile or valuable articles policy with the same company has your home owners insurance policy.

These home features can also give you discounts on your home owners insurance–but only if your insurer knows you have them: 

  • Burglar or fire alarms
  • Gated community patrol service
  • Storm shutters
  • Temperature monitoring system to protect against freezing, connected to a central station alarm
  • Permanently installed, electrical back-up generator

Richard J. Koreto, a freelance writer, is the former editor of several professional financial magazines and the author of Run It Like a Business, a practice management book for financial planners. He and his wife own a pre-Civil War house in Rockland County, N.Y., and a country house in Martha’s Vineyard.

“Visit Houselogic.com for more articles like this. Reprinted from HouseLogic.com with permission of the NATIONAL ASSOCIATION OF REALTORS®.”

Belmont Residents Get New Trash Service

Wednesday, May 25th, 2011

Belmont has awarded the new contract for its trash pickup service to a company named Waste Pro.  The green roll out cans and the smaller recyclable bin that were provided by the former contractor will be a thing of the past.  According to Belmont’s City Manager, Barry Webb, the new service will provide 2 gray roll out  trash cans.  One will be for normal trash and will be picked up once a week.  The second roll out will be for recyclables and will be picked up every two weeks.  So, get ready.  Belmont residents will now need to make space for 2 large trash cans instead of one.  I will try to post the pickup schedule for Belmont neighborhoods if it is changed from the current one.

  Irl Dixon

Belmont Rocks With First Friday Night Live

Saturday, May 21st, 2011

Friday Night Live

Chairmen of the Board

Probably the largest crowd to ever see a Friday Night Live concert in Belmont filled Main Street last night.  Thousands of people came to hear Chairmen of the Board and they weren’t all from Belmont according to concert organizer Vincent Hill of Caravan Coffee.  Vince said he talked to people from as far away as Raleigh last night.  It was a great start.  The next concert will be June 3rd with Hip Pocket as the featured band.

Garibaldifest, Belmont’s Friday Night Live, Mount Holly Nights, and Whitewater River Jam Band Concert Schedules for 2011!!!

Friday, May 20th, 2011

Here it is!  This is a chronological menu of summer events and concerts in Belmont, Mt. Holly, and the Whitewater Center for 2011.  Belmont kicks things off with a big weekend starting tonight at 7 PM with a Friday Night Live concert  and the Garibaldifest all day Saturday.  Mount Holly Nights concerts  alternate Fridays with Belmont’s Friday Night Live.  The Whitewater River Jam Band series is mostly on Thursdays with a big Memorial Day Celebration scheduled for Sunday, May 29th that includes 3 bands and fireworks at 9 PM.  And the best thing, except for a $5 parking fee at the Whitewater Center, all this stuff is FREE!

If I learn of more events in the works, I will add them in order.  Bookmark this post so you can refer to it all summer long.  Here we go!

May 20, 2011  Friday Night Live (Belmont)Chairmen of the Board—Main Street—7-10 PM  Music is free.  Wine and beer will be sold.

May 21, 2011  Garibaldifest—Stowe Park and Main Street—11AM-5PM.  Arts, crafts, games for kids, and entertainment at the Gazebo.  The entertainment includes:

11:30AM  Explosion Martial Arts

12:30PM  South Point Baptist – Frank Justice

1:30PM Carolina Dance Explosion

2:30PM Dance Specialties 

3:30PM Zumba – Belmont Fitness – Jamie Jones

 

May 26, 2011  Leadville Social Club—Whitewater Center—7 PM

May 27, 2011  Mount Holly Nights—Coming Up Brass—Main Street—7-10 PM

May 28, 2011  Belmont Classic 5K—8 AM

May 29, 2011  Whitewater CenterMemorial Day Celebration featuring:

Trampled By Turtles

The Apache Relay

American Aquarium

Starts at 3 PM

 

June 2, 2011 Whitewater Center—The Victor James Band—7 PM

June 3, 2011  Friday Night Live (Belmont)—Hip Pocket—Main Street—7-10 PM  Music is free.  Wine and beer will be sold.

June 9, 2011  Whitewater Center—ToneBlazers—7 PM

June 10, 2011  Mount Holly Nights—The Catalinas—Main Street—7-10 PM

June 16, 2011  Whitewater Center—Mike Strauss Band—7 PM

June 17, 2011  Friday Night Live (Belmont)—Billy Scott and the Party Prophets—Main Street—7-10 PM  Music is free.  Wine and beer will be sold.

June 18, 2011  Juneteenth—Stowe Park—Food and entertainment.

June 23, 2011  Whitewater Center—Thompson Brothers Band—7 PM

June 24, 2011  Mount Holly Nights—The Embers—Main Street—7-10 PM

June 30, 2011  Whitewater Center—Alan Barrington—7 PM

July 1-3, 2011  Red, White, and Belmont—Stowe Park—Arts, crafts, games, and rides for kids.  Ride schedule is as follows: Friday 7-10 PM, Saturday 10 AM-10 PM, Sunday 1-9:30 PM.  Fireworks at 9:30 PM on Sunday.

July 1, 2011  Friday Night Live (Belmont)—The Tams—Main Street—7-10 PM  Music is free.  Wine and beer will be sold. 

July 7, 2011  Whitewater Center—Exit 54—7 PM

July 8, 2011  Mount Holly Nights—The Showmen—Main Street—7-10 PM

July 1-3, 2011  Red, White, and Belmont—Stowe Park—Arts, crafts, games, and rides for kids.  Ride schedule is as follows: Friday 7-10 PM, Saturday 10 AM-10 PM, Sunday 1-9:30 PM.  Fireworks at 9:30 PM on Sunday.

July 14, 2011  Whitewater Center—Elonzo—7 PM

July 15, 2011  Friday Night Live (Belmont)—Coastline—Main Street—7-10 PM  Music is free.  Wine and beer will be sold.

July 21, 2011  Whitewater Center—Matt MacKelcan Band—7 PM

July 22, 2011  Mount Holly Nights—The Holiday Band—Main Street—7-10 PM

July 28, 2011  Whitewater Center—Lindy Dobbins and the Red Velvet Manx—7 PM

July 29, 2011  Friday Night Live (Belmont)—Band of Oz—Main Street—7-10 PM  Music is free.  Wine and beer will be sold.

August 4, 2011  Whitewater Center—Rock Highway—7 PM

August 5, 2011  Mount Holly Nights—The Fantastic Shakers—Main Street—7-10 PM

August 11, 2011  Whitewater Center—Town Mountain—7 PM

August 12, 2011  Friday Night Live (Belmont)—Coming Up Brass—Main Street—7-10 PM  Music is free.  Wine and beer will be sold.

August 13, 2011  Senior Hometown Hoedown—Park Street Methodist Church—7-10 PM—Dinner and dance—$10

August 18, 2011  Whitewater Center—Overmountain Men—7 PM

August 19, 2011  Mount Holly Nights—Maurice Williams & the Zodiacs—Main Street—7-10 PM

August 25, 2011  Whitewater Center—Wild Rumpus—7 PM

August 26, 2011  Friday Night LiveToo Much Sylvia—Carolina Connection—Main Street—7-10 PM  Music is free.  Wine and beer will be sold.

September 1, 2011  Whitewater Center—Chasing Edison—7 PM

September 2, 2011  Mount Holly Nights—Chairmen of the Board—Main Street—7-10 PM

September 8, 2011  Whitewater Center—Lefty Williams Band—7 PM

September 9, 2011  Friday Night LiveThe Embers—Main Street—7-10 PM  Music is free.  Wine and beer will be sold.

September 15, 2011  Whitewater Center—Jeff Luckadoo—7 PM

September 16-17, 2011  Caravan Summer Sizzlin’—Downtown—Grilling contest with free taste testing.

September 22, 2011  Whitewater Center—Soul Watt—7 PM

September 29, 2011  Whitewater Center—Green Vegas—7 PM

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