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Archive for December 2011

Homeowner Association Rules

Friday, December 16th, 2011

Homeowner Associations (HOA) can be a good thing to protect your property values but occasionally you find a few that might go a little too far.  Here are some interesting stories concerning unusual HOA guidelines.  Irl Dixon

No Mothers-In-Law Allowed: The 7 Craziest Local Laws and HOA Rules

By:

Published: September 21, 2010

Get up to speed with the most outrageous laws and homeowners association rules.

Even celebrities such as Earvin “Magic” Johnson and Samuel L. Jackson can be at odds with an HOA. Here are seven crazy examples of laws and HOA rules:

1. Can’t park your car in your own driveway.

In Odessa, Fla., a resident was fined by his board for parking his pickup truck in his own driveway because it wouldn’t fit in his garage. Not our problem, the HOA basically told him before slapping him with a lawsuit. After a protracted legal battle, he has since won the right to park his car, but only after two years and $200,000 in legal fees.

2. Don’t plant too many roses.

While foreclosure is an increasingly real threat to homeowners, few expect to lose their house based on gardening infractions. But that’s exactly what happened to a Rancho Santa Fe, Calif., resident who planted too many roses on his property. After $70,000 in fees, he lost his legal battle against the HOA and ultimately lost his home to the flower debacle.

3. Indoor drying only.

As seen in a Colbert Report expose, a Bend, Oregon, resident was shocked by her HOA’s rejection of her outdoor clothesline. Her natural drying method was dubbed a hazard, and they began levying fines that totaled nearly $1,000. She eventually took down the offending line, even after the Right 2 Dry movement got behind her.

4. No mothers-in-laws allowed.

If you’re a married man in Iowa, the government grants you a special privilege: you’re allowed to bar your mother-in-law from your home. While certainly useful to men trying to ditch their spouse’s mom, this law does not extend to women.

5. Only use sanctioned paint.

What appears to be an inoffensive pale blue house has caused a stir recently in one Georgia neighborhood. Unaware of his HOA’s rules, a homeowner painted his house before having the color officially approved by his board. And with a $25 per day fee levied every day his house bares the offending hue, he’s already racked up $6,800 in fines on top of legal fees.

6. No service dog for the hearing impaired.

A Fort Collins, Colo., HOA fined a hearing-impaired resident for keeping Pookee, her Pomeranian service dog. The HOA even threatened to put a lien on the property. All this despite the fact that Fair Housing Act requires condo and home owner associations to make reasonable accommodations in their procedures and rules to allow a person with disability to reside in a unit. This includes allowing service animals.

Have an issue related to service animal? Contact your local HUD office or local or state human rights agency.

7. Don’t use ‘inconsistent’ shingles.

As if it wasn’t tragedy enough when a plane fell out of the sky destroying a Sanford, Fla., man’s home, his HOA then challenged his rebuilding efforts. It threatened litigation because the shingles and elevation in his new house’s plans didn’t match his neighbors’.

Bending the rules

If you fight the law, you may lose. But there are ways to work with the restrictions of a HOA and still get your way. The first line of defense is to make sure you understand the HOA or condo association rules before you purchase the property.

If, after you move in, you’d like your home’s appearance to differ from that of your neighbors, you’ll need to submit a “variance” form of request. This request can be accepted or rejected at the board’s will, so it’s good to alert them early in your planning process. One tip to gain HOA support? Understand the challenges and perspective of HOAs, follow the rules to a tee, and offer to help them gain community support for their initiatives. Maybe even run for office. If you can’t beat ‘em, you might as well join ‘em.

What’s the strangest local government or HOA rule you’ve ever heard of?

“Visit Houselogic.com for more articles like this. Reprinted from HouseLogic.com with permission of the NATIONAL ASSOCIATION OF REALTORS®.”

November 2011 Marketing Data For Belmont And Gaston County

Tuesday, December 13th, 2011

Here is the sales and listings data for Gaston County for the month of November as reported to the Carolina Multiple Listing System.

There was about a 7% drop in new listings on the market as compared to November of 2010, however, sales were up slightly from last year as you can see on the graph below.  The percent of the original price received by the seller was up slightly to 90.3% of the asking price.  The median sales price increased to $118,000 but the average sales price greatly increased from $123,700 last year to over $140,000 this November!!!  The bad news is the marketing time is longer from an average of 128 days last November to 169 this year.  The total inventory of homes in Gaston County decreased from 1,673 properties in November 2010 to only 1,371 homes this November.  What this means is, if you need to sell your home, competition is down.

On the Year to Date side, the total listings for the year are down 17.7%.  Closed sales are also down but only by about have that percentage.  See the graph below.

The last graph tracks the Median Sales Price of properties for the last 3 ½ years.  For the last 12 months or so, Gaston County has matched the entire CMLS region.  Irl Dixon

Saving Your Storm Damaged Trees In Belmont

Wednesday, December 7th, 2011

Tips to Save Your Storm-Damaged Trees

By: Dona DeZube

Published: November 17, 2011

Don’t assume your storm-damaged tree needs to be cut down. Trees can easily bounce back if you follow these tips for pruning and storm protection.

Too often, inexperienced arborists recommend thinning interior branches. That’s exactly the wrong thing to do to avoid storm damage.

“For storm protection and recovery, you should be doing the opposite,” Gilman says. “Removing branches from the end of long limbs and retaining the interior branches.”

Even if a storm is strong enough to blow the leaves completely off a tree and bust branches, the tree can remain viable and ready for a comeback. “One episode from a storm is not enough to kill the tree,” Gilman says. The energy reserved in the tree’s roots and limbs will fuel new leaves either that year or the next year.

Storm recovery tips for trees

  • Remove broken, separated, or hanging branches, but don’t prune any live wood that’s healthy. The tree needs the energy stored in its limbs to heal itself.
  • Check for cracks where branches connect to larger limbs. If you see cracks, cut the limb back to the next healthy, whole branch.
  • Make smooth pruning cuts — don’t leave small stumps or ragged pieces jutting out from your damaged tree. Leave the collar — the thickened base of a limb where it attaches to the tree — intact. Collars help heal pruning cuts.
  • Straighten and stake a small damaged tree (4” trunk diameter or less) that’s knocked down. Water it frequently as you would a new tree.
  • After flooding from a hurricane, water trees and plants freely to flush the salt water out of the soil.

When a tree can’t be saved

  • If a tree leans over your house, car, or areas where people walk or play, it has to come down.
  • If your tree is hanging over or touching power lines, removing it isn’t a do-it-yourself task. Call a professional tree removal firm for help.

Cost for tree removal varies according to the size and location of the tree. Expect to pay between $800 and $3,000 to remove a medium-sized tree.

Check tree roots after the storm

A few months after the storm, use a pitch fork to check the big roots coming out of the trunk to make sure they’re alive beyond the first foot or two of their length. Healthy roots are brownish or gray with hard, whitish centers. Dying roots are soft.

If your pitchfork hits solid root, great. If not, you may have to take down your tree before it falls down.

“Visit Houselogic.com for more articles like this. Reprinted from HouseLogic.com with permission of the NATIONAL ASSOCIATION OF REALTORS®.”

Market Recap

  • Avg. Sales Price: 379,000

  • Avg. Days on Market: 69

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