There is a lot of “Mis-Information” out there regarding the different ways to stop foreclosure.  Many clients that Short Sale with me started the foreclosure process thinking that there was an “Easy Fix” or some “Government Program” that their bank would reach out to offer them before it was “Too Late.”

What people don’t realize is that these “Government Programs” were a catastrophic failure.

I have seen so many people lose their house because they thought they were ‘Working It Out” with their lender.

However, while their lender said that they were working with them, they kept the foreclosure process going.

Stats show that the majority of homeowners that try a loan mod, don’t get one and by the time they found out that their lender turned them down, it was too late in the process to execute any kind of “Plan B.”

So, 1st you must understand the foreclosure process in this state and second you need to find out what your options are.