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Sharon Gerhart

    10 Years Experience
    CRS: Certified Residential Specialist
    GRI: Graduate REALTOR® Institute

Direct: (406) 799-7709

Company Info

Northwest Realty Mt, Inc.

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Great Falls Real Estate Market

Good News in Great Falls

Monday, April 13th, 2009

Now is a great time to buy a home in Great Falls!  Interest rates are low (4.25% / 5.275%) and, yes, there is money available.

Did you know that the “mortgage crisis” really did not impact Montana as hard as it did the rest of the nation?  Out of the 50 states, with #1 being the hardest hit, Montana was ranked #45.  And in the state of Montana, Great Falls (my hometown) comes in at 3rd as being in the strongest financial condition.  That means our local lenders and Great Falls realtors do a pretty good job of trying to find the right fit for each buyer, not only the right Great Falls home, but the right financial program.

Speaking of financial programs, we have several available.  For instance, if you are in a low income bracket, we can assist you through Neighborworks. One of its programs provides down payment assistance through a deferred loan program where the Great Falls buyer makes no payments and the loan does not accrue interest, but is payable when you sell, die or otherwise convey deed.  Neighborworks also has a lender’s pool program available for down payment and closing cost assistance.  Both of these program are based on economic need.

The Great Falls real estate market is in good condition compared to most of the states. Contact me for more information about these financial programs or finding the right home.

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