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Gisele Perez
St. Louis County MO Realtor
    Years of Experience: 7

    ABR - Accredited Buyers Representative
    RELO- Relocation Certified
    BPO- Broker Price Opinion Certified

Direct: (314) 398-7158

Office: 636-296-1444



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Prudential Select Properties
3805 Vogel Rd.
Arnold Mo
636-296-1444

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Beautiful Home In St. Louis City at a Wonderful Price

Posted by Gisele Perez | on Monday, February 6th, 2012 at 8:07 pm
Category: Buy a House, Homes, Homes for Sale.
Tags: , , , , , ,

If you are searching for the perfect home in Saint Louis, MO, this is the place for you! This is the cream of the crop of St. Louis Real Estate. Move into this 2 bedroom, 2 full bath home, and enjoy the luxury! This is an absolutely stunning, completely renovated home with all major systems updated since 2000. Take a look at the custom kitchen renovation with slide out shelving, under/over cabinet accent lighting, Pella window with built in shades, and gleaming hardwood floors. The family room leads to an oversized deck with a hot tub. Enjoy the lovely summer days on the deck, under the awning, and look over the completely fenced-in level yard. The basement is very neat and clean, and offers a larger than normal walk-out to the back yard. Take a video tour by visiting City Living at Its Finest

For more information, call Gisele Perez at, 314-398-7158, visit us at www.theGETMOVINGteam.com, or e-mail us at gperez@psphomes.com. You can also call Prudential Select Properties, 636-296-1444.                   

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When Do You Know You Are Ready To Buy A House?

Posted by Gisele Perez | on Tuesday, January 10th, 2012 at 6:40 pm
Category: Buy a House, First Time Home Buyers, Housing Market.
Tags: , , ,

Figuring out if you are ready to buy a house — whether you’re a renter or you are aiming to move up or size down — can be a daunting task. But don’t despair, there are six easy questions that you can ask yourself that will indicate if you are ready to take the buying leap.

To begin with, ask yourself the question, “Am I familiar with the market?”

If you’ve been paying attention to how much houses are listed for in the neighborhoods you’re eyeing and have a realistic view of how much a house will cost you, you’re in good shape. But if you’re dreaming about that big corner house with no clue about it’s asking price, you may want to spend some more time becoming familiar with the market and how much houses are going for. You can accomplish this by simply calling /texting/or e-mailing me, Gisele Perez,  with the GET Moving team, and requesting a current market analysis of homes you are interested in.

Next question, “Do I have the money for a down payment and closing costs?”
The down payment is a percentage of the value of the property, and the percentage will be determined by the type of mortgage you select. Down payments usually range from 3 to 20 percent of the property value. Also, you may be required to have Private Mortgage Insurance (PMI or MI) if your down payment is less than 20 percent. Closing costs include points, taxes, title insurance, financing costs and items that must be prepaid or escrowed and other settlement costs. You can expect to pay between from 2 to 7 percent of the property value. Generally, buyers will receive an estimate of these costs from your lender after you apply for a mortgage. If your head is reeling after all of this information, don’t get overwhelmed. Make it easier on yourself and contact Nick Maddock with Preferred Home Lending,  nmaddock@ph-lending.com. He will explain all of the costs in detail and help you to determine your financial situation.
“How Much Can I Afford”
Freddie Mac states that as a general guide, your monthly mortgage payment should be less than or equal to a percentage of your income, usually about a quarter of your gross monthly income. Also, your income, debt and credit history go into determining how much you can borrow. As a general rule, your debt -credit card bills, car loans, housing expenses, alimony and child support — should not be more than about 30 to 40 percent of your gross income. This is another questions that Nick Maddock would be happy to help you with.
“Is Your Credit in Good Shape and is Your Credit Report Accurate?”
 Potential lenders will view your credit history — how much debt you’ve accrued, how many accounts you have open, whether your payments are made on time, etc. — to determine whether they’ll give you a loan. You should get a report from each of the three credit reporting companies: Equifax, Experian, and Trans Union to evaluate your report.  Also, major purchases, particularly a vehicle, can have a significant effect on your credit report.
“What Additional Expenses Will Come With Owning My Home?”
This includes homeowners insurance, utility bills, maintenance costs — roofing, plumbing, heating and cooling. Be careful with this question, as the answer can change depending on what kind of home you buy. Don’t hesitate to contact me, Gisele Perez, when you are ready to answer this question.
Once you have determined your answers to all of these questions, you are ready to buy! But don’t be discouraged if you don’t have all of your answers. Now is the time to contact the team that will help you with your home purchase. The more time you spend with them shows your dedication to your cause, and will make your home buying experience smoother and more efficient. So, don’t hesitate to conact Gisele and the GET Moving Team today!
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Listing Your House? Make A Great First Impression, and Sell it Quick!

Posted by Gisele Perez | on Wednesday, December 28th, 2011 at 6:48 pm
Category: Uncategorized.

Once your home is listed and the for-sale sign is firmly implanted in your front lawn, all is ready for would-be buyers to tour your home. Or is it?

As anyone in the real estate industry will tell you, it’s important to make your home look its best when it comes time to show it. That first impression is everything. Even if you’re in a market where homes are selling quickly and for full asking price, it’s still key to spruce up your home and prove that it’s worth every penny you’re asking. And it doesn’t have to cost you a fortune.
In fact, a great first impression, coupled with the decreasing amount of time the typical home is on the market these days, is sometimes all it takes to see a speedy offer come your way.
So, if you’re in a market with few available homes for sale, you’re probably less likely to spend a lot of money on major aesthetic improvements. But there are a lot of simple, fairly inexpensive things you can do to make a good first impression and attract offers as quickly as possible.
Some things you can do to ensure your home’s exterior lands favorable first impressions include:
  • Stay on top of your lawn mowing and maintenance and tidy up your front landscaping.
  • Plop a new, colorful welcome mat in front of the door.
  • Embellish your door area with a nice, big potted plant to the side of the front door.
  • Slap a fresh coat of paint on your door.
  • Move all the toys, bicycles, and scooters away from the front of the house.
  • Clean all your windows until they’re sparkling.
  • Invest in a new doorknob and lock—this will jazz up your door and provide greater security.
  • Make sure your street numerals are polished and in place. Or, invest in a nice new set that stands out among your neighbors’ standard numerals.
  • Place a seasonal wreath or arrangement on your door.
  • Repair any loose shingles—the last thing a potential buyer wants to worry about is the roof.
  • Paint and repair your gutters.
  • Once the exterior wows your potential buyers, you’ll need to continue to make an impact on them when they make their way inside. You can almost think of it as preparing for a formal dinner party. For starters, you can:
  • Remove all the clutter – make sure kitchen and bathroom countertops are as clear as possible, try to keep toys organized in closets and shelves, temporarily remove any excess knickknacks or family photos if you tend to have a lot.
  • Hang fresh clean towels in the bathrooms.
  • Touch up your paint if your walls have a few rough spots. You probably already have the extra paint sitting in your garage.
  • Vacuum your floor each morning. You may also want to think about getting your carpets clean before potential buyers view your house.
  • Make sure all your faucets are drip-free.
  • Replace any nonfunctioning bulbs in your light fixtures and vanities.
  • Thoroughly clean all your appliances, including the inside of your oven and microwave.
  • Place a beautiful centerpiece in the center of your dining room table.
  • Eliminate odors as much as possible—place potpourri in the bathrooms, use air freshener and deodorizer, especially if you have indoor pets or there’s a smoker in the house.
  • Let the light in—open all your blinds and curtains. If your house’s natural light leaves some rooms dark during certain portions of the day, turn on the lights if you know your house may be shown that day. If you have any decorative or track lighting, be sure it is on.
  • Clean your fireplace.
  • If you have too much furniture, place some of it in storage.
  • Add some final touches, a couple of fresh bouquets of flowers and some nice potted plants in decorative containers can do wonders.
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You, Home Ownership, and the Economy

Posted by Gisele Perez | on Wednesday, December 21st, 2011 at 5:00 pm
Category: Buy a House, Community, Homes, Housing Market, Real Estate.
Tags: , , ,

Good jobs enable people to achieve the American dream of home ownership. And every time a house is built, bought, or sold, jobs are created—lots of them—right here at home.

Consider these supporting facts supported by the most recent census:

Home sales in this country generate more than 2.5 million private-sector jobs in an average year. For every two homes sold, a job is created.

Each home sale touches dozens of different professions, from real estate agents to home inspectors, to the county clerks who file your paperwork.

Every home purchased pumps up to $60,000 into the economy over time for furniture, home improvements, and related items.

Housing accounts for more than 15% of the Gross Domestic Product, making it a key driver in our national economy.

Housing has led this country out of six of the last eight recessions.

America needs jobs. Housing creates jobs. That’s one of the many reasons home ownership matters to people, to communities, to America.

Jobs and home ownership, a mutual supporting relationship in which you can’t have one without the other. So, when you are ready to take the next step and buy your dream home, call Gisele, and be encouraged by the fact that you are supporting our economy!

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Negotiate The Best House Buy For You

Posted by Gisele Perez | on Thursday, December 15th, 2011 at 7:13 pm
Category: Buy a House, First Time Home Buyers, Real Estate, Real Estate Agent.
Tags: , , , ,

Buying a home can be a very emotional process, but negotiating the price shouldn’t be. The key to saving money when purchasing a home is sticking to a plan during the commotion of high-stakes negotiations. Your Realtor can guide you through the process and give you advice, but when it comes down to it, you are the only one who can make the final decisions during each round of offers and counter offers.

Here are six tips for negotiating the best price on your new home.

1. Get prequalified for a mortgage

Getting prequalified for a mortgage proves to sellers that you’re serious about buying and capable of affording their home. That will push you to the head of the pack when sellers choose among offers; they’ll go with buyers who are a sure financial bet, not those whose financing could flop.

2. Ask questions

Ask your agent for information to help you understand the sellers’ financial position and motivation. Are they facing foreclosure or a short sale? Have they already purchased a home or relocated, which may make them eager to accept a lower price to avoid paying two mortgages? Has the home been on the market for a long time, or was it just listed? Have there been other offers? If so, why did they fall through? The more signs that sellers are eager to sell, the lower your offer can reasonably go.

3. Work back from a final price to determine your initial offer

Know in advance the most you’re willing to pay, and with your agent work back from that number to determine your initial offer, which can set the tone for the entire negotiation. A too-low bid may offend sellers emotionally invested in the sales price; a too-high bid may lead you to spend more than necessary to close the sale.

Work with your agent to evaluate the sellers’ motivation and comparable home sales to arrive at an initial offer that engages the sellers yet keeps money in your wallet.

4. Avoid contingencies

Sellers favor offers that leave little to chance. Keep your bid free of complicated contingencies, such as making the purchase conditional on the sale of your current home. Do keep contingencies for mortgage approval, home inspection, and environmental checks typical in your area, like radon.

5. Remain unemotional

Buying a home is a business transaction, and treating it that way helps you save money. Consider any movement by the sellers, however slight, a sign of interest, and keep negotiating.

Each time you make a concession, ask for one in return. If the sellers ask you to boost your price, ask them to contribute to closing costs or pay for a home warranty. If sellers won’t budge, make it clear you’re willing to walk away; they may get nervous and accept your offer.

6. Don’t let competition change your plan

Great homes and those competitively priced can draw multiple offers in any market. Don’t let competition propel you to go beyond your predetermined price or agree to concessions—such as waiving an inspection—that aren’t in your best interest.

If you are seriously contemplating buying a home, keep these tips in mind, and contact me, Gisele Perez, to get moving!

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I Want To Buy A House, Why Use A Realtor?

Posted by Gisele Perez | on Monday, November 28th, 2011 at 8:13 pm
Category: First Time Home Buyers, Jefferson County MO Real Estate, Real Estate Agent.
Tags: , , , , ,

So, you’ve finally made the decision. You are going to invest your money and buy a home, but how do you start the process? There is a wealth of information out there, everything from tips on what kind of house to buy to when you should buy. You can navigate the market yourself and search dozens of potential properties until you find the perfect one, but then what do you do? Behind that dream house of yours lies a hidden network of negotiations, legal paperwork, and hoops to jump through before you can finally call it “my home.” 

If you decide that this may be too much for you to handle on your own, you should seek the advise and council of not only a Real Estate Agent, but a REALTOR®. All real estate licensees are not the same. Only about half of all real estate agents are REALTORS®, and only real estate licensees who are members of the NATIONAL ASSOCIATION OF REALTORS® are properly called REALTORS®. They proudly display the REALTOR “®” logo on the business card or other marketing and sales literature. REALTORS® are committed to treat all parties to a transaction honestly. REALTORS® subscribe to a strict code of ethics and are expected to maintain a higher level of knowledge of the process of buying and selling real estate.

I am proud to say that I belong to this set of elite real estate agents. I have been a REALTOR® with Prudential Select Properites for 7 years, and I have 17 years experience in sales. After I earned my degree in Project Management, I knew that I wanted to offer the best of the very best services to my clients. To me, that means that I abide by the strict code of ethics as defined by the the NATIONAL ASSOCIATION OF REALTORS®, and go beyond what is expected of your average real estate agent. I dedicate myself fully to my clients; your needs are my needs and your wants are my wants. So, if you are at that point in your life where you are ready to make your dream come true, don’t hesitate to contact Gisele Perez (www.theGetMovingteam.com), and Get Moving today!

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Gisele’s Top 10 Tips for Black Friday Shoppers

Posted by Gisele Perez | on Tuesday, November 22nd, 2011 at 5:26 pm
Category: Uncategorized.
Tags: , ,

As you head out for the stores after your big Thanksgiving dinner, don’t forget to keep these helpful hints in mind.

  1. Research: start your Black Friday 2011 sale research on Thanksgiving day or earlier.
  2. Make a plan: identify what you want to buy, which stores have the best sales on Black Friday, and what time they open.
  3. Timing is everything: arrange stores by opening time from early to late.
  4. A fool and his money: be wary of Black Friday deals with quantity limits. If a store only has 10 items at that price, go elsewhere.
  5. Visualize: know where your items are in the store.
  6. Stay Safe: Previous Black Friday sales were honestly deadly; please don’t trample or shoot anyone!
  7. Power of numbers: go with a team and attack separate stores or separate sections of the same store. Designate a meeting place.
  8. Bring a snack: only amateurs stop at the food court on Black Friday! (Or the bathroom – so go before you leave.)
  9. The quiet ones: don’t ignore stores that don’t advertise. They will have Black Friday deals too!!
  10. Have fun: enjoy your family, friends and deals!
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Beyond Housing – Funds Still Available for St. Louis County Housing

Posted by Gisele Perez | on Tuesday, November 15th, 2011 at 7:58 pm
Category: Buy a House, Community, First Time Home Buyers.
Tags: , , , , , , ,

Are you looking for a little extra help with funding when it comes to financing for your first home purchase? If you are looking for a home in St. Louis County, the City of O’Fallon, or the city of City of St. Charles, Beyond Housing is here to help you.  

Created in 1975, Beyond Housing provides and offers support to low-income families in meeting their life-long goals, including home ownership. They assist current and prospective homeowners throughout the St. Louis region in their efforts to acquire and maintain their homes. Their educational workshops, one-on-one personalized services, and other services are designed to help families and individuals build and maintain wealth through savings and equity in their homes.

Check out a unique homeownership program, Catch the Dream – Keep the Dream, which provides education and one-on-one counseling to prepare participants to make informed choices throughout the home buying process. Catch the Dream includes: 8 hours of valuable home buyer education (in classroom or on-line), a private session with a homeownership counselor to outline financial goals, review the credit report, assist with credit repair (where applicable), assess available programs and provide referrals to Beyond Housing partners, including professional lenders, realtors, home inspectors and property insurers. I have personally attended this value packed program as a real estate agent and as a homebuyer, and I found it to be one of its kind.

Beyond Housing can also provide down payment and closing cost assistance to eligible families who purchase qualifying homes in approved jurisdictions. For St. Louis County, the down payment assistance is $3,000. Don’t miss out on this opportunity to gain valuable information about the home-buyer process and get assisstance to purchase your first home!

Call or text me, the GetMoving team, to get started on your home buying process today!

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Increase the Value of Your Home for Under $1000

Posted by Gisele Perez | on Thursday, November 10th, 2011 at 10:20 am
Category: Home Improvement, Real Estate.
Tags: , ,

Get Moving, and increase the value of your home for under a $1000. There are seven ways to improve your house while staying on a budget. Refer to the tips below and text Gisele Perez to get a home improvement coupon.

1. Add a new entry door   Spruce up your curb appeal and save energy by upgrading your exterior dorr.  Steel doors, which can mimic many types of wood, typically run for $400 at big-box stores and offer the strongest barrier against intruders.

2. Get organized. Decluttering and maxmimizing storage space are inexpensive ways to transform a home. Add space to kids’ rooms by installing platform or bunk beds ($400-$600); neaten piles of shoes with shoe organizers ($20), which can do double duty as catch-all organizers in family room closets and kitchen pantries; extend bookshelves to the ceiling, creating storage in otherwise dead space.

3. Save with a programmable thermostat.Switching from a manual to a programmable thermostat (less than $500) can save you up to $180 a year in energy costs. The latest models offer remote programming via the Internet.

 

4. Replace. Replace cabinet hardware.  If you’ve got traditional knobs and pulls, try contemporary; change from staid to whimsical.  Compare big-box retailers, they often have huge selections for budget prices. (10-pack for $20).

  5. Update

Update bathroom flooring.  Give bathrooms a quick facelift by replacing old tile with vinyl flooring or ceramic tile, which can cost as little as $3 per square foot for material and installation.

 6. Create luxury with a shower panel.  Get a programmable shower panel with adjustable spray jets, fog-free mirror, and multifunctional shower head. Most systems easily attach to existing plumbing. Panels typically sell for $360.

 7. Change the Purpose of an Exterior Room  For example,turn a mudroom into a garden room. Bring nature inside by recasting your drab mudroom into a flower-filled garden room. (If you already have a utility sink, you’re halfway there. If not, it will cost you $200 to $350 to tap into existing, nearby plumbing, and $80 for a plastic tub.) Repurpose an old wood table into a potting bench. And hang your basket collection from J-hooks attached to a forged iron curtain rod ($100).

 

What improvements have you made recently under $1,000? What are you planning to do in the next six months?Text me or facebook me  to recieve your coupon and get started today!

 

 

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Forest Lakes in Barnhart MO

Posted by Gisele Perez | on Sunday, November 6th, 2011 at 6:49 pm
Category: Jefferson County MO Real Estate.
Tags: , , , , , , , ,

Forest Lakes in Barnhart MO is a community of custom built luxury homes being offered by Crawford Construction. It features three private lakes, fantastic views of Mississippi river bluffs  and Jefferson County MO, and easy access to Hwy 141 and Hwy 55.

If you are looking to purchase a new home in Barnhart MO, come and discover what Forest Lakes has to offer! Visit our facebook page

We are offering new homes in Barnhart MO starting at $298,000. Some models include your own theatre room. There are a variety of custom models to choose from. Do you have your Barnhart MO dream home in mind? Bring your plans and our architect will personally assist you in making your dream a reality.

Contact Gisele Perez Barnhart MO Realtor 314-398-7158.

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