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Gina Hanson
Broker
    Years of Experience: 4

    Education Chair, Keller Williams Puyallup

Direct: 253.273.0740

Office: 253-848-5304



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Keller Williams
615 E. Pioneer Suite 203
Puyallup, WA
253-848-5304


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Posts Tagged ‘real estate agents in puyallup’

Short Sales in Puyallup

Wednesday, October 20th, 2010

Are you or a friend facing foreclosure?  Are you afraid of what might happen to your credit?

If you know anyone facing this situation, the first step is to get expert help.  You need answers and you need them now.  Just having a qualified expert who will sit down with you to answer your questions can help reduce some of the stress that you are under.  Contact an expert and ask them about short sales, because this is not the time to ignore the letters coming from your mortgage lender.

Why Consider A Short Sale?

A short sale can not only help you avoid foreclosure, it can also be a much quicker option than going through the foreclosure proceedings.  It may not affect your credit as greatly.  A short sale may also enable you to purchase a new home sooner than after a foreclosure.  It can save you from a potentially embarrassing situation.  A short sale may minimize the stress of having to continue meeting a financial obligation that you are no longer able to maintain.

Why Use an Agent?

The most recent statistics state that 95 percent of the people facing foreclosure never contact a Real Estate Agent.  Experts agree that this option will probably hurt their credit the most.  Some people actually walk away from their homes while they still have equity.  Most of the time there are alternatives to foreclosure that you may be unaware of.  These range from a loan modification program to the Mortgage Forgiveness Debt Relief Act.

WHATEVER YOU DO, DO NOT JUST WALK AWAY FROM YOUR PROPERTY!

Most lenders are going to insist that you list your home with a qualified real estate agent, so you might as well get someone who is knowledgeable dealing with short sales and will help protect you and your best interests.  I can show you all the options that you may have available to you.  Keep your options open–CALL ME!

What questions do I ask an agent when I want to sell my home?

Thursday, July 29th, 2010

Interviewing Agents in Puyallup?  Make sure you ask these questions before you list your home. 

 First off, be prepared to answer some questions as well.  Just as you should be selective on who you work with, a great agent makes certain that the fit is a good one, too.

To find a good agent, make sure you ask:

How many years have you been in Real Estate?  Either pick someone who has cut their teeth on this real estate downturn and is still thriving, or someone who has been through a market like this at least once before.   Years won’t matter as much as attitude and business sense.  Listen carefully for a negative attitude – this is going to be one of the most important indicators of the person’s ability to sell and market your home effectively. 

 What specific Marketing Plan do you have for my house?  The most common complaint from anyone selling their home is “My agent just put a sign in my yard, and then I never heard from them again.”  Make sure that your agent addresses this issue.  Other questions to ask may include…How will you sell my home?  Do you market online?  Where?  Do you have a mailing database?  What does your flyer look like?  What is your follow up plan?  What if my house isn’t selling?

Do you have any Reference Letters? A great agent will not only have client letters on hand, but will be willing to provide phone numbers if requested. 

What makes your Agent different from the competition?  Really listen to their answers here.  You will probably want someone who is honest, trustworthy, assertive, with good communication skills.  Look for an ‘outside-the-box’ thinker in terms of marketing.  Again, anyone can put a sign in your yard.  Selling your home can be stressful, so look for a great sense of humor under stress.  You’ll also want someone friendly on your  side during the negotiation process, as you can get a lot more flies with honey than vinegar!  

Can you explain the Paperwork that I will be signing?  A great agent will sit down with you and go over every single document BEFORE you are asked to put pen to paper.  Never, never, never, sign something without knowing what it is. 

Are you a REALTOR®?  There is a difference between a REALTOR® and a real estate agent or salesperson.  A REALTOR® has a strict code of ethics that they must abide by.  REALTORS® also care deeply about their communities and the laws that govern them, and put time, money, and effort into protecting home ownership. 

Can you Recommend other Professionals?  What you are looking for here is a vendor database of people and companies that your agent has worked with in the past that they know are competent and capable.  A hundred different items can pop up during one real estate transaction.  Anything can derail the sale of your house.  A great agent knows who will take care of any work orders to ensure that doesn’t happen.

How much do you charge?  Everything is negotiable.  Ask up front what they charge, and then ask them to quantify their fees with the level of service they provide.

What Kind of Guarantee Do You Offer?  What if you aren’t happy with your agent’s services?  Can the agreement be cancelled?  What is the company policy for cancelling an agreement?  Has anyone ever cancelled with them before?  What happened and Why?

 The smartest thing that you can do is to align yourself with a knowledgeable, dedicated professional who can guide you through the maze of paperwork.  One who will explain the process to you, answer your questions, and return your phone calls or emails promptly to get you the information you need now. You need an expert negotiator on your side, protecting your financial interests. You also need someone who will research out a neighborhood, home, or property type so you have ’the inside story’.  You need someone who knows what selling real estate is all about.   Look for a personable, knowledgeable person who is analytical as well.  You need a powerhouse on your side who will listen, really listen to your needs and wants and who will protect your back and fight for your best interests.

A Little Bit About Gina Hanson and Why I Love Real Estate in Puyallup

Saturday, July 24th, 2010

A Little Bit About Me

I am married to the love of my life, Greg, and we have grown two teenagers, Skyler and Cassidy. 

I have lived in the Pacific Northwest for over 25 years,   We love to travel; I don’t think there is any better way to broaden your horizons then travelling to those horizons.

I am unconventional and completely old fashioned.  I love reading—mostly the classics, although a good spy novel or a saucy summer read can be fun too.

Family—I was raised by a misplaced southerner, so I grew up with strong family values and the sense that some things were simply not to be done.  My uncle is the pastor of our church, and I am forever grateful for his teachings.  Jesus is the cornerstone of my life, and without him, I am nothing.  He has blessed me and my cup runneth over.

History—I have lived in 44 different houses in my life.  My family was into ‘flipping’ houses before the term was coined.  We called it ‘hard work’.  It taught me that with hard work and a good eye, you can turn something sad and lost into a thing of beauty.  Talk about the neighbors falling in love with you.  When you move into the ugliest house in the neighborhood and spend a year making her beautiful again—they REALLY appreciate you. 

Favorites—I love the classics, romance, traditions, family, doing the hard thing just because it’s also the right thing. Dinner with friends, cozy winter nights, playing in the snow, feeling the sun on your face in the spring.  My husband’s beard against my face, my son’s arm looped over my shoulders, the silk of my daughter’s hair. 

Life’s Creed—When I was a little kid I remember looking at the adults and realizing that some of them played it safe so as to avoid hurt and others seemed to throw their arms open wide embracing life in all it’s glory and blood and wonder and heartache. Those that opened their hearts got hurt more, but they were alive.  I was maybe 6 or 8 years old and decided that I wanted to be alive.  And that has made all the difference. 

Why I do what I do—I have been a Seminar leader, School Board Member, Life Coach, and even worked in accounting.  My greatest joy is helping other people meet their goals.  I  feel so honored when someone entrusts me with the biggest financial decision of their lives.   I LOVE meeting new people and hearing their stories, getting to know their friends and families, and helping them into the next phase of their lives.  I have the best career in the entire world and I consider myself completely and utterly blessed!

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