It used to be easier to get a loan—FACT.
Although this may have seemed like a great thing, it really wasn’t. Simply breathing should not be qualifications for a loan of a quarter of a million dollars. Part of why we are where we are today is a direct result of historically low qualification practices. Easy money, while nice in the short term, is often a recipe for financial disaster.
You can’t get financing today—FICTION.
What we have returned to is responsible lending. Just like we used to do in the good old days, only better. You need a job. You need a credit score of 600 or 620. In many cases, that’s it. If your credit score isn’t quite there, I can get you set up on a plan to boost your credit in less time than you think. You may not even need a down payment. Some homes can be purchased with only $100.00 down. There are other programs where you only need $1600.00, and VA loans don’t require a down payment at all. Loans that do require a down payment, can often use gifted funds. It’s a whole lot easier than you think—If you are working with a professional who knows the market.
If you know of anyone who thinks that they can’t buy a house today, call me!
I specialize in turning can’t into CAN! LOOKING FOR A GREAT DEAL? CALL TODAY FOR A FREE LIST OF THE 5 CHEAPEST PROPERTIES IN PUYALLUP!