Believe it or not, an army veteran and his wife closed on a home of their own and the No-No Loan paid them at the closing on Friday, July 3, 2010!  Talk about 4^th of July fireworks!  They lit up with joy, elation, wonderment and gratitude for realizing a dream come true.

Army Veteran White got his $500 dollar deposit back at closing.  He received his $350 inspection fee back.  He received a credit back to his credit card for the appraisal fee of $450.  All his closing costs were paid by the lender and the seller. The net result is that he bought his 3 bedroom/2 bath/1 car garage home for $0 dollars – no down payment and no closing costs.  This is the power of the No-No Loan, the 100% VA-guaranteed Home Loan.

The bank paid Veteran White 50% of the cost of a 16 Seer brand new air conditioner and compressor.  He was also able to take advantage of the 30% federal tax credit for purchasing a high energy efficient air conditioner.  I arranged 0% financing for the remaining 50% from the air conditioning company for 9 months.  In 9 months, Veteran White will file his taxes and get back $1,050 in a federal energy tax credit plus the mortgage interest and property tax refund which will more than pay for his 50% portion of the air conditioner.

We also got the bank to pay for the whole house to be tented for termites and to repair and replace some missing shingles on the roof.  The house was a foreclosure and we were told that Veteran White had to take the property AS-IS.  The bank didn’t know that Veteran White answers to a higher authority who he and his wife believe created a miracle for them!

Mrs. White had gotten tired of looking. She had begun to get discouraged as contract after contract was turned down by the banks who wanted the cash offered by investor buyers.  April 30^th came and went and they were unable to take advantage of the $8,000 tax refund for first time buyers.

I reminded them that better than the $8,000 tax credit, they had the No-No Loan that never expires.  Imagine how many veterans could buy a home in Ft Lauderdale up to $417,000 using the No-No Loan!  Florida has over 1.7 million veterans, and has the second largest populaton of veterans in the entire country, yet thousands of veterans are not using their No-No Loan in Ft. Lauderdale.

Live in the Sunshine State and own a home with 100% financing to which only honorably discharged veterans are entitled.  When the whole country is crying the blues about the bad economy, Veterans can purchase a home with a No-No Loan in Ft. Lauderdale!

Veterans are able to buy even without a job.   They are able to use their 100% service-connected disability income to purchase their home with the No-No Loan in Ft. Lauderdale.  If they are married, they can use the salary of their spouse as well to qualify, the same way Veteran White and his wife qualified, even though his hours had been cut back at work.

The No-No Loan is the best kept secret in America today. Tell every veteran you know to contact “The Home Lady^©” so they, too, can own a piece of the rock!  Veterans have earned this precious benefit, and now is the time to use it while interest rates are the lowest they have been in decades.  Join me on my mission to get hundreds of Veterans in a Home for the Holidays!