Douglas WY Real Estate | Buy House, First Time Home Buyers, Community, Homes for Sale, Morgage and More » Mortgage

Home Loans Still Have Good Rates In Douglas

Beverly Jeffery — Thu, 09 Jul 2009 18:03:04 +0000

HERE I AM!!!!still in HOT–HOT Texas.

Sure limited to what you can do on the outside with over 100 degree weather in the way of any kind of exercise. Although the humidity is high rain is needed badly here. Word from Douglas, WY. is that the last month we have had lots and lots of rain. We usually don’t get this much moisture this early. Things were so green when I left 4 weeks ago so bet things are beautiful now.

30 year loans are still at a very good interest for home Buyers. Some are at 5% or lower.Be sure to shop around for the best rates and don’t forget to ask your lender what kinds are available to you.

First thing I would suggest that you get yourself qualified before you start look for a home. That way you won’t be looking at homes you can’t get a loan for.

Don’t forget to read the Property Condition Statement made out by the Seller carefully. I still advise that you spend the money to get the inspection done after you have an accepted offer. It may save you from expensive repairs after you home is your.

What You Can Do To Improve Your Credit

Beverly Jeffery — Tue, 05 May 2009 19:18:46 +0000

Check for and correct any errors in your credit report. Mistakes happen.
Pay down credit card bills. Transferring credit card debt from one card to another could lower your score.
Don’t charge your credit cards to max.
Wait 12 months after credit difficulties to apply for a mortgage. You’re penalized less for problems after a year.
Don’t order items for your new home on credit–such as appliances and furniture–until after the loan is approved. The amounts will add to you debt.
Don’t open credit card accounts before applying for a mortgage. Too much available credit can lower your score.
Shop for mortgage rates all at once. Too many credit applications can lower your score, bout multiple inquiries from the same type of lender are counted as one inquiry if submitted over a short period of time.
Avoid finance companies. Even if you pay the loan on time, the interest is high and it will probably be considered a sign of poor credit management.