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David Cooley
Broker / Owner

Direct: 928-718-7629

Office: 928-718-7629



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RE/MAX Preferred Professionals
2916 Stockton Hill Road
Kingman, AZ
928-718-7629


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Great Home in Golden Valley Just Listed for $79,900!

Thursday, June 17th, 2010

MLS 844308

Beautiful well kept property. 3/2/2 + HUGE Basement!! Fabulous horse property, huge detached garage, completely fenced! Interior has wood floors!

Just Reduced to $69,900!!

Monday, June 14th, 2010

MLS 842884.

Newer Home built in 2004. Block wall, 3 bedrooms, 2 baths, 2 car garage and ceiling fans throughout, vaulted ceilings, pantry, laundry room inside house. Front landscaping. In the Hualapai School District.

Negotiate Mortgage Closing Costs

Monday, May 10th, 2010

You can negotiate some of the fees your lender charges, plus shop around for the best deals on title insurance and settlement fees.

By Bankrate.com

Shop around before choosing a mortgage lender, but don’t stop there. When you receive your good-faith estimate of closing costs or GFE, the negotiation hasn’t ended.

The lender or mortgage broker is required to give you a GFE within three working days of accepting your loan application. The GFE comes in the form of an itemized list of estimated closing costs for everything from the lender’s fees to the appraisal charge to the title insurance premium to a partial month’s interest payment.

The lender or broker charges some fees, and third parties charge others. The first step is to find out which are loan-origination fees and which are third-party fees. Don’t guess. Ask the lender or broker.

The big money question
“Say, ‘Please explain to me what those fees are,’” says Jessica Cecere, director of the Consumer Credit Counseling Service in West Palm Beach, Fla.

Simple advice, but a lot of loan applicants don’t follow it.

On the GFE, fees are categorized by numerical codes ranging from the 800s to the 1300s. Most of the negotiable lender-charged fees are in the 800s: application, origination, commitment, loan discount, broker, tax-related service and underwriting fees.

Just Reduced! $84,900!

Tuesday, May 4th, 2010

Beautiful 2 Bedroom Home in Great Area!

1007 Belcourt Circle

Lovely home on a cul-de-sac in a lovely area. Home is well cared for, owners just installed a brand new heating and cooling unit in Nov. 2009. Fabulous interior features include: vaulted ceilings in living and kitchen, huge pantry, lots of storage, spacious living, huge entry closet, 10 linen storage closets, huge bedroom closets, dual sinks, and large shower in master bath. Exterior features include: garage storage to the ceiling, covered patio, and large backyard. All appliances to stay!

Call For Your Appointment Today! (928) 718-7629

Renters Save Energy: GO GREEN!

Tuesday, April 20th, 2010

Tenants can save energy and money by making a few small changes, and can negotiate with their landlords for other improvements.

It turns out that many leases prevent tenants from making changes that could lead to substantial energy savings.

No permission needed
If saving money is your main concern, start by taking small, simple steps to cut your electricity bill, like replacing incandescent lights with compact fluorescent or halogen bulbs and unplugging electronics when they’re not in use, or plugging them into a power strip that you can easily turn off. Some power strips now come with remote controls to save you having to crawl back behind the desk.

Another energy saving suggestion is to look for Energy Star-certified products when shopping for home electronics. Products like TVs, DVD players, computers and cable boxes now come with Energy Star ratings.

Ask before you try
Closing up drafts with caulking or foam sealant, or putting plastic film over your windows to keep heat in may seem noninvasive. But in a standard lease, both would be prohibited because anything that you affix to the property is considered an improvement legally, or an alteration.

One solution: See if your landlord would be willing to share the cost with you. Caulk and foam sealant are eligible for federal tax credits, so you could offer to do the work and let your landlord take that credit.

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