Homes For Sale in Titusville, FL | Buying a House in Titusville, FL | Foreclosures in Titusville, FL | Short Sales in Titusville, FL
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Direct: (321) 960-5971
Century 21 Flag Agency, Inc.
840 Garden Street
Titusville, FL 32796
We are definitely in a buyers market right now!! Why pay rent when you can buy and have all the advantages of home ownership.
The house prices have dropped and fixed mortgage rates have dropped for an eighth straight week makes it a perfect time to buy!
The average rate on the 30-year loan fell to 4.49 percent from 4.55 percent, Freddie Mac said Thursday. The average rate on the 15-year fixed mortgage, a popular refinance option, slipped to 3.68 percent from 3.74 percent. Both are lows for the year.
Why give your hard earned money to a landlord!!!! Now is the time to buy in Titusville Florida!! You will be surprised how low a mortgage payment can be with interest rates this low.
Saw this article today on Home Safety while you are on vacation. Wanted to share it.
The Three “L”s for Home Safety
Home break-
ins heat up in summer as thieves know many are away on vacation. Here’s a reminder of some home safety basics. Locks
Be sure you have proper locks on all your doors and windows. And keep them locked! Use anti-bumping deadbolt locks on all your doors. Keep the door between your house and the garage locked and lock your garage door at night. Don’t forget to check all your locks before you go to bed each night.
Lighting
Criminals love landscape lighting and dusk-to-dawn lighting. We recommend you install motion detector lighting on all your outside lights. This includes on all four sides of your home. Also install timers for the interior lights of your house. This makes your home look occupied even when you are not there.
Landscaping
In addition to keeping your lawn cut and clear of clutter, remember the 3 Foot/10 Foot Rule. All of your bushes should be cut down to no higher than three feet and thinned out. This prevents criminals from hiding behind your bushes to surprise you. All your trees should be cut to hang no lower than ten feet from the ground.
Andrew Wooten
is the founder and CEO of Crime Awareness Prevention Seminars.
Read this article today on how foreclosures have dropped for the seventh month in a row. The article has some really good information so I wanted to share it.
By Alejandro Lazo, Los Angeles Times
May 12, 2011
Increased scrutiny of how lenders foreclose on Americans has dragged the repossession process out to unprecedented lengths, driving down the pace at which banks are taking back homes.
Big banks are taking longer not only to push borrowers into foreclosure, but also to move homeowners through each stage of the process than in previous years, according to a report by Irvine-based Realty Trac
The extended timelines have meant a reprieve for troubled borrowers. But economists said the delays could hold back a national housing rebound if foreclosures remain a significant part of the market for years to come.
In April, U.S. foreclosure activity fell for the seventh month in a row on a year-over-year basis to the lowest point in more than three years, RealtyTrac said. The sharp April drop was the result of the foreclosure-processing slowdown and not an indication of a housing rebound lifting people out of default, experts said.
“The banks have had to slow down and get more lawyers involved because of all of the fuss over the robo-signing scandal,” said Christopher Thornberg, principal of Beacon Economics, referring to the revelations last year that banks foreclosed on properties using faulty paperwork.
In Florida, the average foreclosure took 619 days in the first quarter, up from 470 a year earlier and nearly four times the average of 169 during the same period in 2007.
Some economists are concerned that a slower foreclosure process will mean that the housing recovery will take longer to get going. Foreclosures tend to sell at a discount, and, when making up the bulk of sales in a market, give the perception that prices are falling. In addition, residential builders are struggling to compete with foreclosed homes. Home building has typically been an important boost to an economy exiting recession.
“Clearing this stuff out and getting this stuff over with is just essential, and so in the long run the faster these things can be resolved now, the better,” said Richard Green, director of USC’s Lusk Center for Real Estate. “That is the only point at which the market can resume normalcy.”
”If servicers foreclosed as quickly as they could, and they dumped all the properties on the market, you could get a downward spiral,” Eggert said. “As that happens, more and more borrowers go underwater and you could have a vicious cycle — just like the housing boom was fed by the perception that prices always go up, you could have a housing slump that is fed by the perception that prices always go down.”
You just became a new homeowner in North Brevard County, Florida. Before you get overwhelmed it is best to have a maintenance schedule that will prevent small problems from turning into big headaches. This is a helpful list of what should be done at your new home that I compiled with the help of Ace’s Hardware “Mr. Fix It” and Home Sweet Home Inspection Company in Indian Head Park, IL.
* Watch out for Drips- Check under sinks periodically to look for leaks or water stains that might indicate leaks. Catching a small problem early can prevent water damage. Use a plunger to clean out sinks and tubs whenever water doesn’t drain normally.
* Check your circuits- Test the performance of the circuit breakers in your electrical circuit box twice year by flipping them off and back on. If you have a circuit that keeps shutting off with normal daily electrical use, call an electrician. A faulty circuit breaker could indicate a short in the wiring inside your wall.
* Have a chimney? They take a lot of weather abuse. Visually inspect them each year for signs of loose mortar or loose or missing bricks. Have the insides of chimneys cleaned every two to three years. Also check your roof for loose shingles or dangling gutters.
* Foundation – Check out the foundation for cracks or gaps that could let in water or varmints. Also look at the ground around your house. As homes age, they often sink slightly below the surrounding ground. This settling lets water puddle against the foundation and possibly damage it. Before doing Major landscaping work, figure out whether the excess water will flow toward the house or away.
* Check the flashing 4 times a year. Water is a major enemy of your home. Flashing, the metal pieces used to seal the areas between roofs and chimneys and around doors and windows, are especially vulnerable to damage by wind or age. Loose flashing can let water seep under a roof or inside walls, which in turn can cause mold.
* Air Conditioner/Furnace- Change your furnace & A/C filters monthly. This is so critical yet so easy to do. Clogged filters decrease efficiency and can cause breakdowns.
* Drain your water heater at least once a year. City of Titusville’s water will leave some sediment in the water tank. Removing this sediment once a year can prolong the heater’s useful life.
* Clean coils under your refrigerator once a year. This will prolong the life of your new refrigerator.
* Water Softener System – Have yearly maintenance done on it to keep it running properly.
* A/C – Yearly Maintenance is recommended.
* Be aware of Life Spans. Key components of your home should be replaced before they fail, based on the average useful lives.
Avg. Sales Price: 379,000
Avg. Days on Market: 69
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