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cathykinney
Cathy Kinney
Realtor in Northwest Houston
    Years of Experience: 25

    CDPE-certified distress property expert
    TAHS-Texas affordable housing specialist
    MED-masters in education

Direct: (713) 823-5896

Office: (281) 376-9900



Company Info

RE/MAX Vintage
10130 Louetta ste J
Houston, Texas 77070
(281) 376-9900


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North West Houston Real Estate

Knowing how to negotiate is a valuable asset

Tuesday, November 29th, 2011

Why pay full price? Well it depends on the concessions you are asking the seller to pay for you- you might ask for closing costs, or updates to be included, which at these low interest rates, would mean more to the buyer especially  if he can keep his monthly payments lower, rather than getting a construction or home improvement loan after closing to make the repairs and desired updates at a higher interest rate.

red flags when applying for a mortgage

Thursday, November 17th, 2011

http://newsgeni.us/?p=102219

prior to closing no major purchases should be made-refrigerator, washer, dryer etc

http://styledstagedsold.blogs.realtor.org/2011/10/31/colorful-interiors-what-are-the-top-color-picks-for-2012/

Tuesday, November 1st, 2011

bold, vibrant colors on the palette for 2012

http://www.mainstreet.com/slideshow/money/investing/8-things-you-should-shred-right-now

Tuesday, October 18th, 2011

what information do you have laying around in your home that should be shredded to prevent identity theft?

http://www.mainstreet.com/article/smart-spending/technology/facebooks-new-setup-can-attract-identity-thieves?

Tuesday, October 18th, 2011

personal tidbits can be additional fodder for identity thieves

http://www.housingwire.com/2011/10/18/homebuilder-confidence-at-highest-level-since-april-2010

Tuesday, October 18th, 2011

pockets of confidence erupting throughout country as financial picture brightens in some areas where low interest rates and good prices are being noticed

http://agentgenius.com/real-estate-news-events/why-disorganization-hurts-the-brains-capacity-to-function-properly/

Monday, October 3rd, 2011

There are three main types of people when it comes to office organization- the “it’s a giant pile of papers, but I know where everything is” type, the “it’s spotless on the surface, but please don’t open the drawers” type and the “I have to have everything placed at a 90 degree angle on my desk” type. There is no superior type, but studies show that your brain is an extremely organized circuit board, and when there is no organization put into place, the human brain has to work much harder to decipher disorganization, according to personal development expert, Jonathan Fields.

Because the disorganization outside of the brain is not systematic as the interior of the brain, the prefrontal cortex is over worked and because that is the part of the brain that processes willpower and keeps anxiety, fear and impulse under control, when it is over worked, it’s “energy,” so to speak, is squandered. When this happens, your brain doesn’t keep anxiety, fear and impulse under control, and the brain gives in and becomes distracted. The brain also becomes resistant to the types of mental processes required to innovate, create, or perform simple business tasks as it gives in to fear and impulse.

There are ways to refocus your prefrontal cortex, like using technology to organize your ideas (like Evernote.com or AskMeEvery.com) or a physical organization of your work space or personal space so that the brain is not taxed by the disorganization that surrounds it.

http://newsgeni.us/?p=99881

Friday, September 23rd, 2011

http://blog.recenter.tamu.edu/2011/08/what-we-need-to-do-to-jumpstart-the-economy/

Friday, September 9th, 2011

has the American dream turned into the American scream? why should small businesses hire when they are the enemy?

Stocks or Real Estate- which is the better investment?

Thursday, September 8th, 2011

The Investment Alternative

To say the investment market is unsettling is an obvious understatement. The market is down 8% in the last ten days and the news doesn’t give much hope that things are going to get better in the near term.

Preservation of capital is probably today’s most important investment consideration and making a profit would be a bonus. Of all the conventional investment alternatives like stocks, bonds, mutual funds, gold, commodities, CDs and annuities, housing is the best asset class in America.

Homes have had a 30% to 40% price correction in the past four years. Mortgage rates are at near all-time low rates with 30 year terms available for investors. Rents have increased significantly over the past two years while vacancy rates have decreased. People will always need a place to live.

Five year certificates of deposits earn a little over 2% but rental properties are yielding eight to ten times more than that. Income properties are tangible assets that have benefitted dramatically in inflationary times. Cash assets can be devastated by invlation and diversifying into income properties can provide real protection.

Single family homes offer investors the opportunity to borrow large loan-to-value mortgages at fixed rates for long terms on appreciating assets with tax advantages and reasonable control. Investing in rentals can provide stability, safety and a higher rate of return.

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