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Today, 1 out of every 10 homeowners in America is behind on mortgage payments. These are tough and frustrating times. Now more than ever, it’s important to identify your options. Foreclosure can be avoided, your credit can be saved, and your financial future can be salvaged.

Through my experience handling distressed properties at Denny Grimes & Company, Inc., I’ve found that homeowners today have more questions than answers about their circumstances. I have created this site www.freeforeclosureanswers.com to help you understand the possible solutions to foreclosure, as well as provide a detailed explanation of short sales, which may be the best course of action for some homeowners.

You may also have noticed that I’m offering you a FREE Report to explain your options and help you decide on a course of action. The idea of losing a home can be overwhelming, and I feel it is vital for you to have all the facts necessary to make an informed decision.

As an agent with the CDPE® Designation, I have a strong and unique appreciation of the factors affecting the market, and know that there are options available to you.

If you would like to know more about your options, please call me at 239.689.7699.

I am here to help you find a dignified solution to a financial crisis.

Michael Polly

http://www.michaelpolly.com

http://www.fortmyersrealestateagent.com

http://www.capecoralrealestateagent.com

http://www.facebook.com/floridahomesales

The moment you step into your home you will forget where exactly you live and find yourself on vacation in Key West. The blues, greens, yellows and pinks of the islands light up every room to give each room its own personality and heart. The incredibly clever features of these homes are simply genius. From the car lift and dog kennel with A/C to the elevator - designed so that you can load your groceries into the elevator and unload them right into the kitchen, every need you as a homeowner could think up has been stylishly met.

The Funky Fish Houses feature 19 home sites right on the water with a private boat slip up to 50 ft and lots ranging from $299K to $399K. Each home is custom built to fit your family’s needs. Some features you can choose from include a first floor private one bedroom studio with kitchenette, bath, walk-in closet, and laundry; a second floor living area with kitchen, dining room, living room, guest bathroom, and a deck that extends 25ft over the water; a third floor mater retreat with master bath, bedroom, living area, laundry, walk-in closets and a private deck; a grand floor with a dog kennel, elevator, 3 car garage and boat storage room that you can also convert into a little hangout for the guys or a game room. The design of your home is really up to you!

Cape Harbour Marina also offers you a unique island life feel with their stone street alley of shops, eateries, special events and marina right along the water and within walking distance of your Funky Fish House. Enjoy dinner with your neighbors and friends, shop for a boat, schedule a sunset cruise for special occasions, lay by the pool or participate in community events like Cape Harbour’s Mardi Gras Celebration.

Check out the Funky Fish House model home today and let it inspire your funk! Only 16 sites left!!!

Funky Fish Houses at Cape Harbour Click here to view more pictures of The Funky Fish House Model Home.

                                Front                                                                          Rear

For more information on this neighborhood or any other in Lee County drop me an email at Michael@MichaelPolly.com or call me at 239.689.7600.

MICHAEL POLLY

mpolly@michaelpolly.com

http://www.michaelpolly.com

http://www.fortmyersrealestateagent.com

http://www.capecoralrealestateagent.com

 

North Star Yacht Club is a private, gated community that sits on 12 park-like acres and includes twin 12-story high rises perfectly positioned to capture the breathtaking views of the Caloosahatchee River. It offers the excitement of city life plus the enjoyment of Southwest Florida’s natural riverfront beauty.

Most people visit this area to enjoy a few weeks of what North Star residences have the freedom to take advantage of everyday because it is resort living at its best. With a 15,000 square foot clubhouse that includes a business center, concierge services, meeting rooms, video arcade, theater, aerobics, fitness room, steam room, locker rooms and even a space to accommodate 200 people, you will be able to entertain your friends, co-workers, family and yourself in grand style. Don’t worry, the resort-life is not secluded to the buildings, but extends out onto the grounds with a resort-style pool and spa area, 16 private poolside cabanas, wading pool, BBQ pavilions, picnic area, two tennis courts, fitness trail, putting green, private beach, sand volleyball, pet-friendly exercise are, and a marina boardwalk. Stroll down the boardwalk and find yourself dining in a Key West-style restaurant, Irish Pub, a German Gasthaus or in a cute, local shop. Wait, it doesn’t end there! Deep-water slips for yachts to 55 feet are available so you can venture out into the Gulf of Mexico on any sunny day or if you are an avid adventurer, cruise even farther to the Atlantic. As if all this wasn’t enough, there is yet still plenty of shops, restaurants, sporting events - baseball (Boston Red Sox and Minnesota Twins), AAA hockey (Everblades), or many other events, attractions (water parks and the Edison Home) and beaches all within the Fort Myers area. You will never run out of things to do.

What can you expect to find in your luxury condo? North Star Yacht Club features 2 to 3 bedroom residences with dramatic lighting, 9′ ceilings, floor-to-ceiling windows with panoramic views of the river and downtown Fort Myers, 2,000 to 4,000 square feet to yourself, some residences include more than 2,000 square feet of outdoor living area, gourmet kitchen with granite countertops, oversized pantry, paneled hardwood cabinets, premium appliances and Kohler fixtures. These residences create an open, airy feel that draws the picturesque beauty of the outdoors in.

I know what you are thinking…. these must be million dollar residences with everything it has to offer! They aren’t! You could own your waterfront condo at as low as $202,950. Right now, the financing is at its lowest with only 3.5% down. The ulitmate resort-style, riverfront lifestyle is at your fingertips! Don’t forget your boat!

For more information about this community or any other in Lee County, please email me at Michael@MichaelPolly.com or call me at 239.689.7600.

MICHAEL POLLY

mpolly@michaelpolly.com

http://www.michaelpolly.com

http://www.fortmyersrealestateagent.com

http://www.capecoralrealestateagent.com

http://www.facebook.com/floridahomesales

Located just five minutes from the Gulf of Mexico and Pine Island, Sandoval is a resort style community that everyone will enjoy. In this family oriented community, your family will have lots of fun sliding down the 100 ft water slide at the Splish Splash Water Park, fishing for the ”big one” at Calypso Lake, observing the Florida’s beautiful wildlife along the paths of The Esplanade, or throwing a frisbee with your favorite pooch at Barkley Park, the community dog park. Sandoval also offers you lighted basketball courts, sand volleyball courts, a recreation field, tennis courts, Bocce Ball, a fitness center and is only a short walk or bike ride from the Cape Coral Sports Complex. 

Come home to a vacation in one of Sandoval’s carriage, single family or villa homes. Ranging from 1780 sq. ft. to 3474 sq. ft. and prices starting in the mid $100000s, Sandoval has all the space your family needs to have fun and make memories in beautiful Cape Coral.

For more information about this community or any other in Lee County, please email me at Michael@MichaelPolly.com or call me at 239.689.7600.

 MICHAEL POLLY                    

mpolly@michaelpolly.com

http://www.michaelpolly.com

http://www.fortmyersrealestateagent.com

 http://www.capecoralrealestateagent.com

Palaco Grande is a community that mixes older and newer homes which feature waterfront living with unrestricted sailboat access to the Caloosahatchee River and the Gulf of Mexico. This is an ideal community for boaters and anyone who appreciates gorgeous waterfront views, cool breezes and venturing the open ocean.

Twenty-nine homes directly line the Caloosahatchee River with breathtaking views, but not to worry because all the homes in Palaco Grande sit on the waterfront of canals leading out to the Caloosahatchee so everyone can enjoy the beauty of our Florida waterways. The homes can only be described as eclectic because there is such a variety of older and newer homes within this community. However, don’t be fooled into believing the newer homes are much better than the older homes because you will find that the older homes are equally as beautiful and charming as the newer homes which gives you an even more options when looking your dream home. All the homes in Palaco Grande are single family homes ranging from 1,405 to 2,551 sq. ft, 3 to 4 bedrooms and prices ranging from $115K to $745K.

For more information about this community or any other in Lee County, please email me at Michael@MichaelPolly.com or call me at 239.689.7600.

MICHAEL POLLY

mpolly@michaelpolly.com

http://www.michaelpolly.com

http://www.fortmyersrealestateagent.com

http://www.capecoralrealestateagent.com 

Just go to www.facebook.com/floridahomesales and click the Like icon. I’ll keep you updated with everything that’s going on in Southwest Florida Real Estate Market.

There are benefits to being my friend! Whether you are a buyer or a seller, I can give you a significant advantage when it comes to buying or selling your home by sharing my knowledge and experience that I’ve gained from being a real estate professional for ten years in this area. It doesn’t matter if you are looking for a golf course property or a waterfront property with gulf access, I know the roads and the waterways that will inspire your new home.

Gorgeous waterfront home is a steal at $156,900! 2450 square feet, 3 bedrooms, 2 baths, 2 car garage with work area, quiet neighborhood, direct gulf/sailboat access, spa, spacious split floor plan and oversized deck.

Located in North Fort Myers, this home features wood floors, granite counter tops, custom tiled back splash, remodeled kitchen, a large porch that opens up to the water and a gorgeous view! It’s in great condition!

With all this space, life in this home would consist of boating on the weekends and entertaining friends throughout the week whether you choose a formal party in the dining room or a casual party on the patio open to a breezy night over the water. Not to mention a large kitchen to prepare a spectacular meal to make sure your parties are a hit!

For more information about this property or any other in Lee County, please email me at Michael@MichaelPolly.com or call me at 239.689.7600.

MICHAEL POLLY

mpolly@michaelpolly.com

http://www.michaelpolly.com

http://www.fortmyersrealestateagent.com

http://www.capecoralrealestateagent.com

5 Reasons to Sign-up

All my market research is real-time. What’s happening right now in the market.     Get more detailed market information than you can find anywhere else.     Learn about price trends, supply and demand and leading indicators.     Better real estate market information helps you make your decisions with confidence!     It’s FREE! Just register above. Let me know which neighborhoods you’re interested in and we’ll get you my Real-Time Market Report today!

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The form makes changes to the actual inspection and requires proof from the home owner of upgrades that impact the form. It is important to advise the home owner/buyer that proof of improvements will be needed at the time of the inspection.This will insure that your buyer gets the maximum hurricane insurance discounts.

It’s easy to identify as the new form has increased from two to four pages and has the words: “OIR-B1-1802 (Rev. 02/10) Adopted by Rule 69O-170.0155″ at the bottom of every page.
Keep in mind, Citizens considers as valid, a uniform mitigation verification form that is certified by the Department of Financial Services or signed by one the following qualified inspectors:

• A Florida-licensed general, building or residential contractor
• A Florida-certified building code inspector or building code official
• A Florida-licensed professional engineer who has passed the appropriate equivalency test
• A Florida-licensed professional architect
• A hurricane mitigation inspector certified by the My Safe Florida Home program*

(*Note: Due to the expiration of the My Safe Florida Home program, all hurricane mitigation inspectors previously certified under the program became inactive as of June 30, 2009.)

It is important to have your buyer contact their insurance carrier to find out the savings they can expect after they have the inspection. We have included a link to an informative brochure by Citizens Insurance that gives advice and guidelines on savings. Once the inspection is submitted it is good for 5 years.

For more information please email me at Michael@MichaelPolly.com or call me at 239.689.7600.

Are you frustrated with real estate websites that make you sort through homes that are already sold or under contract??

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Then stop using all those other sites! Start using HOMEY.com for your home search because it is exactly what you are looking for in a real estate search engine.

HOMEY.com is designed to empower you as you search through hundreds of listings that fit your criteria. It is designed to make it easier for you to enter a search, sort your results and find out everything you need to know about a property, including where it’s located, what businesses are in the area, what your mortgage payment would be and even a map of all the public and private elementary, middle and high schools near that home. HOMEY.com is even hyper local meaning you can search for a home as specifically as a street, zip code, community or neighborhood.

We at HOMEY.com know how frustrating it is when you are trying to find a home, that’s why we are determined to make it as easy and quick as possible by allowing you instant access to available property data. HOMEY.com makes sure that all property data is updated dailyso that you are not searching through already sold homes or homes currently under contract. We also know how annoying it is to have realtors calling you at home pushing you to commit to their services. But guess what! HOMEY.com does not require you to commit to an agent or even provide any personal information while you search for a home. You can search for your home at your own pace and in peace.

Then when you’re ready, HOMEY.com provides you with the ability to setup a showing, request more information or even make an offer. With just one click you could be on your way to owning your dream home!

Check out HOMEY.com today and find out how easy it is to search for your new home!!

You can also find us on Facebook and YouTube! In fact, become one of our first 1,000 fans on Facebook and enter to win a new flat screen TV!

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