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Michael Polly
Michael Polly
Vice President - Agent
    Years of Experience: 10

    GRI - Graduate Realtor Institute
    ASR - Accredited Seller Representative
    CPV - Certified Property Valuator
    REO Platinum - Distressed Property Certified

Direct: 239-689-7699

Office: 239-689-7699



Company Info

Denny Grimes and Company, Inc.
1870 Clayton Court
Fort Myers, FL
239-689-7699


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Questions and Answers

Having trouble making your house payments or know someone who is?

Wednesday, August 18th, 2010

YouTube Preview ImageChances are you or someone you know in Fort Myers is facing the possibility of foreclosure. But you need to understand that you are not alone.

Today, 1 out of every 10 homeowners in America is behind on mortgage payments. These are tough and frustrating times. Now more than ever, it’s important to identify your options. Foreclosure can be avoided, your credit can be saved, and your financial future can be salvaged.

Through my experience handling distressed properties at Denny Grimes & Company, Inc., I’ve found that homeowners today have more questions than answers about their circumstances. I have created this site www.freeforeclosureanswers.com to help you understand the possible solutions to foreclosure, as well as provide a detailed explanation of short sales, which may be the best course of action for some homeowners.

You may also have noticed that I’m offering you a FREE Report to explain your options and help you decide on a course of action. The idea of losing a home can be overwhelming, and I feel it is vital for you to have all the facts necessary to make an informed decision.

As an agent with the CDPE® Designation, I have a strong and unique appreciation of the factors affecting the market, and know that there are options available to you.

If you would like to know more about your options, please call me at 239.689.7699.

I am here to help you find a dignified solution to a financial crisis.

Michael Polly

http://www.michaelpolly.com

http://www.fortmyersrealestateagent.com

http://www.capecoralrealestateagent.com

http://www.facebook.com/floridahomesales

Save Money $$$ on your Home Insurance: New Inspection Form

Thursday, April 29th, 2010
Starting today, there is a new inspection form for wind mitigation inspections. It is important to be aware of this new form, as insurance companies may not accept the old two page form.
The form was recently added to Citizens Insurance website as the only form they will accept. Historically, almost all insurance companies follow Citizens lead. See the form

The form makes changes to the actual inspection and requires proof from the home owner of upgrades that impact the form. It is important to advise the home owner/buyer that proof of improvements will be needed at the time of the inspection.This will insure that your buyer gets the maximum hurricane insurance discounts.

It’s easy to identify as the new form has increased from two to four pages and has the words: “OIR-B1-1802 (Rev. 02/10) Adopted by Rule 69O-170.0155″ at the bottom of every page.
Keep in mind, Citizens considers as valid, a uniform mitigation verification form that is certified by the Department of Financial Services or signed by one the following qualified inspectors:

• A Florida-licensed general, building or residential contractor
• A Florida-certified building code inspector or building code official
• A Florida-licensed professional engineer who has passed the appropriate equivalency test
• A Florida-licensed professional architect
• A hurricane mitigation inspector certified by the My Safe Florida Home program*

(*Note: Due to the expiration of the My Safe Florida Home program, all hurricane mitigation inspectors previously certified under the program became inactive as of June 30, 2009.)

It is important to have your buyer contact their insurance carrier to find out the savings they can expect after they have the inspection. We have included a link to an informative brochure by Citizens Insurance that gives advice and guidelines on savings. Once the inspection is submitted it is good for 5 years.

For more information please email me at Michael@MichaelPolly.com or call me at 239.689.7600.

MICHAEL POLLY

There’s an App for that!

Monday, March 8th, 2010

I love technology. many have described me as “gadget-y,” and I can’t argue with that descriptor. And while there’s a tendency for that aspect of my personality to be drawn into gigantic time-sucking distractions, I am also aware of how some hardware and software tools can be enormously time-saving.

One of the most common questions I’m asked is, “Where’s the best place to go online to find available homes?” My clients want to be able to access the most current information available about homes that might suit their needs. More often than not, the common theme is this: how can I – while I’m out driving in neighborhoods – get more information about a house that I happen to drive by?

Thanks to a terrific new FREE iPhone app by REALTOR.com®, this task has been reduced to the ridiculously simple.

Not only does this app permit you to enter MLS number data to search from anywhere, it also uses the iPhone’s built-in geo-locating capabilities to figure out where you are and what houses near you are for sale.

So the next time you’re out driving around looking in neighborhoods, simply launch the app, do a search, and find what you’re looking for. You can even send the listing to me if it’s a property that you’re interested in knowing more about or seeing in person.

Here’s a quick tutorial on using the app.

Head to the iTunes App Store

Or, choose the App Store on your iPhone. Enter “realtor.com” as a search term and look for the app. Or, click on the button above to take you directly to the app from your browser.

Register the App.

This is a really important step. Use an email address that you check regularly. You’ll then be able to get listing updates, share properties with your family, friends and agent.

Add the email address of you real estate agent.

You can also add other folks who you want to keep in the loop. Click on the little “gear” icon in the lower right of the main screen. If I’m acting as your agent in Lee County Florida, (Cape Coral, Fort Myers, Lehigh Acres, Bonita Springs, or Estero) enter mpolly@MichaelPolly.com in the first spot of the sharing shortcuts. Add up to two other email addresses here of the folks you want to be able to send interesting listings to. Your BFF, your SO, your mom…you pick.

Now go take a drive.

When you arrive at a location that you’re interested in, choose “Nearby Homes for Sale”

You’ll be able to view listings as a list, with a street map view, or from a satellite view.

Refine your search.

Assign a minimum and maximum price that fits your budget, choose bedrooms, bathrooms, minimum square footage, the age of the home, as well as search for condos, land and multi-family homes.

Choose a property to view.

From that screen, you’ll be able to see more photos, see room sizes, see which appliances are included in the sale and more.

Want to set a showing?

Send the listing you’re interested directly to me from the app and we can make that happen.

Click on the little “envelope” icon in the bottom left of the screen.

Choose my address – you added it earlier in step 3 – and send me the listing. I’ll set it up and we’ll go inside.

I love this little app and use it myself to find information about properties when I’m out and about. While it doesn’t show every single detail that I’d ultimately want to know, it does allow me to weed through properties using search criteria that fits what my clients need.

Good luck, and have fun.

And always remember to park the car while using this app. Don’t text and drive.

Michael Polly CDPE, ePro, GRI, ASR, CPV

HOMEY.com the fastest real estate search engine earth has ever known

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