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Buck Settles
    Years of Experience: 20 years

    G.R.I. - Graduate Realtor Institute
    SFR - Short Sale, Foreclosure, Resource

Direct: (941) 685-3600

Office: 941-685-3600

Company Info

Settles Real Estate, LLC
735 East Venice Ave.
Venice, FL.


This is really going to cause some very mixed opinions.  My opinion is going to be “FINALLY” we might actually start to recover from this mess!  Please take a minute to read how Bank of America actually may lead us in the right direction.  Here is the article.

I have been screaming that they(banks, FNMA, FHLMC) should make a “business decision” and reduce principal balances to stop the foreclosures.  Just think if they would have done this 4 years ago?  Values would have dropped 10%, maybe 20% at the most. The principal adjustments would have been 30% of what they have to be now.  Wait longer and it will have to be 30% more than they have to be adjusted now.

Some say “so you have to be a slacker to get help?” My answer is no, most people that are underwater and not making their payments are good people.  This will not only save them and keep them in their home but help every one’s value, if the foreclosures do not stop values will continue to fall, that helps no one!

Some say “what about us, the people who lived within thier means?”  The few people that lived above thier means were foreclosed on 4 to 5 years ago.  In my opinion the Real Estate bubble was created mostly by fradulant buyers and lenders and this created this entire economical mess.  Real Estate needs to be the vehicle to get us out of this mess.  This must start by stopping foreclosures by any means necessary.  If people are not confident that they will have a roof over their head next week, next month, next year, they will not spend money.  If people do not spend money, products do not get made, if products (physical and intellectual) do not get made, jobs are lost.  People do not travel if their worried that the locks may be changed when they get back home.   Housing = Jobs

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