I really thought we had seen the end of the 4% rates as we have crept slowly but surely out of the basement and up to the new floor of 5% as of late. However, this weeks rate sheet from Chad Hawker at Princeton Capital shows otherwise with some spanky rates:

30 Yr. Fixed up to $417,000 at 4.5% no points
30 Yr. Fixed up to $729,500 at 4.750% no points
30 Yr. JUMBO to $2M at 5.250% no points

If you want better rates, you can pay a point and cut those numbers further!

Chad has the inside line on some amazing loan offerings. Not only that, but he is the only lender we work with that always closes on time. This may not seem like a big deal now. But, I can assure you that at the end of a 30-45 day escrow period when each party is very anxious to close the deal, ANY and ALL delays become VERY frustrating.

In fact, as I type this post we have a deal with “Lost in Fargo” that is running over a week late – again. They haven’t closed one loan on time with us in the last year. Not only does Chad offer great loan programs, he closes. On time. That means you get your money or you get your keys on the day you have been expecting them and to me, that is more than enough reason to use him. In a time where “personal banker at XYZ lending”  make promises to close on time, the track record does not substantiate those claims. Call Chad at: (831) 622-4630 or email at: ChadHawker@PrincetonCap.com