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Brenda Moore
Associate Broker
    Years of Experience: 9

    ABR - Accredited Buyer Representative
    GRI - Graduate Realtor Institute
    SFR - Short Sales, Foreclosures

Direct: 434-258-7670

Office: 434-525-6561

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Real Living Cornerstone
123 W. Third St
Farmville, VA
434-525-6561

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Posts Tagged ‘Buying a home in Lynchburg’

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Thinking About Buying or Selling a Home?

Wednesday, September 15th, 2010
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It’s Got To Be Real!

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Relocation Costs

Sunday, June 13th, 2010

 

Considering a move to a new city? Before you pack your bags and hire a moving company, be sure to research the potential price tag of relocating. It may cost more than you think.

Cost of living can vary greatly from town to town, so be sure to do some research before taking the plunge. Better Homes and Gardens recommends browsing the local newspaper for grocery promotions, ads, and other local news to track costs so you can put those figures into a worksheet and determine the income you might need. While several cost-of-living calculators are available on the Internet, they provide only general figures and don’t take into account specific housing needs.

Be sure to ask a Certified Residential Specialist in your target area about “hidden” homeownership costs, such as recreation fees, trash collection and community services. Try to obtain a one-year sampling of utility bills for the type of home you’re considering. What can you expect to pay for telephone, cable TV and Internet services? Will you have your own septic tank and water pump, or will the community provide water service?

There are a host of other expenses to consider. What taxes will you pay? Higher taxes may mean better schools, libraries, trash collection and other community services, while lower taxes could mean higher expenses for these services. But it pays to have all the facts before you make a move.

Likewise, transportation and parking costs often are higher in larger cities, while a small-town commute can mean a short walk or bike ride. Also, gas prices can be more costly in some areas than in others.

Leisure time costs can add up as well. How much more will you have to pay for tennis or health club memberships, adult education classes and golf course fees?

Moving away from family and friends can mean more frequent phone calls and trips back home, so be sure to allow for those additional costs as well.

Brought to you by your Agent, A Member of the Council of Residential Specialist.

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Keeping Your Financial House In Order

Tuesday, April 20th, 2010

 

Do you have difficulty managing your finances, paying bills on time or finding important receipts or documents when you need them? The Financial Fitness Association offers several guidelines that can help you keep your financial life in order.

Tax returns and their supporting documents should be kept at least three years. It may be helpful to set up file folders with different headings, such as 1099s, medical expenses, and business expenses. As you receive tax documents or pay an expense, put the accompanying document or receipt in the appropriate file.

Have a plan to keep important legal documents, such as wills, powers of attorney, birth certificates, marriage documents, divorce papers, child care orders, trust documents, business agreements and military records, permanently. Wills should be kept in an easily accessible place, and a copy should be kept in a safe deposit box and with your attorney. Note the location of the original will on the copies.

Some documents need to be kept only for as long as they are needed. For example, deeds and real estate documents should be kept for as long as you own a property, plus any additional period for tax purposes. Insurance policies, loan documents, investment information, receipts and warranty information on major purchases should also be kept for as long as you hold the policy, loan, investment or purchase.

Keep monthly bank statements for at least three years to document payments for important items. Cancelled checks may be discarded since the bank statement itemizes these payments, with the exception of those checks that support any tax deductions you might have. Credit card statements can be kept for a year to track expenses or to document a disputed charge.

Following a simple system to keep financial and legal documents organized enables you to find these items more easily, thus saving time and giving you some much-needed peace of mind.

Brenda Moore, A Member of the Council of Residential Specialists.

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Brenda Moore, Your Realtor in Lynchburg, Va.

Sunday, April 11th, 2010

As Your Real Estate Agent:

 

I represent your best interest.  I do not rush my clients into buying a home they do not want to buy.  I get all the information to my clients that will help them make the best choices for their needs.  When a clients comes to me, I immediately find out what their needs and wants are and place them on a Client Portal list that sends them listings as they come up on the MLS system.

I take away your stress.  Buying or selling a home is very stressful and I try to make it as stressless as possible.  I educate my clients on the real estate market; listen to my clients needs and concerns and help them negogiate the contract. 

I love my job and like to share that with others.  My clients become my family. 

I am honest with my clients.  Every buyer or seller needs guidance and they need to know that no question is a stupid question.  If I do not know the answer to their questions, I go to others for the answers.  I level with my clients and help them answer their own question by giving them the information they need to make those decisions.

I provide guidance and support. So many times, buyers, especially first time home buyers just need a little encouragement.  They need to know that what they are doing is the best for their needs.  I place them with home inspectors, mortgage lenders, insurance agents, painters, builders and other service providers that will help them along the way to closing. 

If you want a real estate agent that will do these things for you, please give me a call.  I want to help you with your real estate needs.  Your home purchase is more to me than a job, it is a passion.

 

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Newsletter – April 1, 2010 – Buyer’s Market

Saturday, March 27th, 2010

It’s a Buyer’s Market!

So what does that mean for you? While it may sound like you’ll be in the driver’s seat, calling the shots remember that the seller of your dream home is only going to budge so far. The best way to find out if a house is priced correctly is to obtain a comparative market analysis (CMA). This will help show you the average selling price of homes in your area over the past year.

 Also, remember that prices are negotiable, and as a Real Living agent, I can help you with all the details. Contact me today!

Sell in a Buyer’s Market!

It’s a buyer’s market. While that’s great news for all home buyers, it seems to leave little hope for home sellers. But, fear not sellers – all is not lost. There are still some great tips to help give you a selling edge:

 Prepare yourself – you have to accept what the market is and make the most of it.

Get ready for picky buyers – curb appeal and other details are vital to entice a buyer into your home.

Get educated about your neighborhood’s real estate market.

Hire an inspector – they can impartially let you know what needs to be fixed before your home is on the market.

 As a Real Living agent, I can help you prepare for every step of the home selling process. Simply contact me today to get started!

 Referral Appreciation!

Referrals are a great way to thank those real estate agents who worked hard on your behalf. If you know someone looking to buy or sell a home, be sure to refer them to me. I am always interested in helping new people with their real estate needs!

 If you need any help buying or selling your home, contact me today!

  I’d Like to Hear From You!

The way people buy and sell homes in always evolving, so Real Living is creating faster, more convenient ways to bring you results. Part of that innovation comes directly from you – our home buyers and sellers. Do you have any ideas that would make your home buying or selling experience better? Is there something you’d like to learn more about?

 I’d love to hear from you. Contact me today!

 Help Me Help You!

Buying or selling your home can be a tough act to juggle while trying to balance family and work. That’s why it’s important to know that at Real Living we understand your needs! We offer convenient, online open house guides, real-time listings, instant e-mail notifications and more! We understand you want results when buying or selling your home – and we’re here to work for you!

 If you need any additional information for your estate experience, feel free to contact me today!

Brenda D Moore, ABR, GRI, REALTOR
Serving  Lynchburg, Va. and Surrounding Counties
REAL LIVING CORNERSTONE
123 W  Third Street, Farmville, Va. 23901
Brenda.Moore@Realliving.com
434-258-7670

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Can You Show Me A Listing That Is Not Your Listing?

Sunday, February 21st, 2010

Buyers need to know that they need representation!

 

Just about every week a buyer will call on one of my listings and ask questions about that particular listing.  Sometimes I am able to give that information and also get information about the buyer.  Sometimes the buyer is only interested in that particular listing and will not talk with me about anything else and sometimes will hang up on me.  I wonder why they would do that because I am a wealth of information for them at their fingertips.

Buyers need to realize that they need a buyer representative to take care of their real estate needs.  The  Realtor on the listing sign in the yard, represents the seller and their job is to take care of that seller.  When a buyer calls that Realtor for questions and wants to view that home they are entering into a dual representation with that Realtor if an offer is presented.  The Realtor becomes neutral to the buyer and seller.  Sometimes this works out fine as long as both parties are aware that the Realtor is limited to what they can say and do for the parties. 

It is best to have your own Realtor representing you in the transaction.  Your Realtor knows your needs and can negogiate with the other parties on your behalf.  They know what properties you are interested in; they have spent time getting to know you and your family, they know who you are using for your financing, they know how to negogiate to get you the best deal.  They help you through the home inspection issues and they go through the transaction with you all the way to the end and remain your advisor after the transaction.

How do I find that Realtor you ask?  Interview Realtors before you go out to view property.  Follow them on Twitter or Facebook for awhile and get to know them as a person and a professional.  Then you will be able to ask them to help you in your home search.  Build a relationship with them; you will be glad you did.  Not all Realtors are alike; some only want to get through the transaction; others want to do the best for their clients and become trusted advisors to them.  You need to be comfortable with your Realtor and trust their judgement.

Can I show you properties that are not my listing?  I get this questions so often!  Most certainly I can.  I pay dues every year to be a member of the Lynchburg Association of Realtors.  I pay dues to have a keypad that allows me to get into homes listed by other agents in the Lynchburg Association of Realtors Multiple Listing Service.  I have access to the Multiple Listing Service where I can search for the homes that meet your needs.  You can find me on Facebook; www.facebook.com/Brenda.d.moore; You can find me on Twitter; www.twitter.com/brendamoore.  You can email me at brenda.moore@realliving.com; you can give me a call and we can have coffee; 434-258-7670. 

I want to be your Realtor and your trusted advisor.  Call me today and let’s start that relationship!

Brenda Moore, Realtor, ABR, GRI
REAL LIVING CORNERSTONE – FARMVILLE, VA.
Serving Lynchburg, Va. and surrounding Counties
Licensed in the Commonwealth of Virginia
434-258-7670
brenda.moore@realliving.com

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Spotlight on Fresh Air and Buck and Trish Robey

Tuesday, February 9th, 2010
Ecoquest Fresh Air
My EcoQuest Fresh Air Machine

A few years ago I meet Buck and Trish Robey and found them to be very professional, passionate people about a product called Fresh Air. They talked about it eliminating smoke odor and tobacco smoke. How it removed odor from your home, office, car, boat, RV, etc. That it improved the quality of your air indoors up to 3000 ft. I couldn’t believe that this machine sanitized the air, your bathroom, freshened your bedding, deodorized your clothes and closet, sanitized your kitchen, freshened your car or garage. It was so hard for me to believe this.

Well, I had to try it out and 4 years later it is still doing what Buck and Trish told me it would do. I can’t explain to you how it makes the air in my house feel. I just know when I walk through my door after being out all day, the house smells so fresh and clean. Gene and I always keep a cold and we haven’t for some time had the colds we use to have. 

Last year after watching Gene’s office employees get cold after cold all winter long, I decided that J. B. Moore Electrical needed one of these fanastic machines. Now that office is fresh smelling and I know that there will be less colds and sickness in that office. I believe in this machine that passionately.

I can’t keep my Fresh Air in my home.  Right now my daughter has it.  She had some painting done in her house and she borrowed the fresh Air from me.  She kept it after her husband tried to clean out the chimney flue one day and it smoked up her den and left a woodsy smell. 

I use it all the time with seller’s who have smells in their home; pet, dampness, baby smells, cooking smells, etc.  A buyers likes to come into a home and want to stay and look around; not be hit with different smells inside the house.  The Fresh Air has such a fresh, clean smell that the air in the room feels light and clean.

You will love this machine just as much as I do; just give one a try. Call Buck or Trish Robey and they will bring one to your house, your office and let you try it out. I think it will be one of the best investments you have ever made.

Buck and Trish Robey – 434-248-5519 – www.purelivingsolutionsllc.com Give them a call today!

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What Renovations Can I Do To Help Sale My House?

Friday, February 5th, 2010

Adding Value to My Home for Not A Lot of Dough!

 

Many sellers ask me what they can do to their homes to help sell them.  When a person is getting ready to sell their home, most of the time they do not want to invest a lot of money into these renovations.  Here are a few things a seller can do that would only cost approximately $1000  or less.

Three rooms that most buyers look out when viewing a home that they are thinking about buying are the kitchen, the bathrooms, and the bedrooms. 

In the kitchen, the flooring is something that takes a continual beating.  You can consider the options of hardwood, bamboo, ceramic, vinyl and linoleum to spruce up your kitchen floor.  You would be surprised how a new kitchen floors makes a kitchen come alive.  Another idea would to replace a dishwasher with a newer, more economical one.  Something that I think spruces up a old sink is a new faucet.  One of my past clients changed their gold faucet to a brushed nickel one and boy what a difference it made in that kitchen.  Just such a simple thing to do and not expensive at all.

Now what about your bathroom; old dated tub or tile color?  These can be refinished with a neutral color and bring great returns to you as a seller.  What about a coat of paint or an in-stock replacement for your vanity cabinet?  Or if your cabinets are in good shape, maybe replace the top with granite and an under-mounted sink.  And once again, don’t forget the new bathroom faucets. 

Buyers are always looking in your closets in your bedroom.  The best thing to do here is clean them out and declutter them.  Maybe buy a new organizing system or by using shelves with bins and organizers.  A neat closet shows that space is not a problem.   How about adding a ceiling fan or replacing an old one with a new modern one.

I hope you have enjoyed these idea and will pass them on.

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Real Property and Personal Property

Thursday, February 4th, 2010

Do you know the difference between real property and personal property?

 

Property refers to an aggregate or “bundle” of rights that a person has in a tangible item.  The items are not as important as the rights a person has in those items.  These rights include the use of the item, whether they want to sell the item, or destroy the item and if they decide to give the item away. 

 Property items are understood easily when you are talking about a car, book, or home.   A person can own something that is related only indirectly to a tangible item – like a lease.  If you rent a commercial building, you have the right to occupy the space. The right itself is intangible. Property is also used to refer the rights a person has independently of anything tangible; ie, contracts, trademarks, copyrights and patents. 

Land is considered REAL PROPERTY or real estate.  Land is an important form of wealth.  A person who owned a great deal of property was considered very rich according to the history of England and American. 

PERSONAL PROPERTY is  considered movable and is usually transferred by a bill of sale.  Some historically items of personal property would include cattle, farm equipment, and the tool’s of a person’s trade.  Today intangible forms of wealth would be fanchises or shareholder’s interest in a company by shares of stock.

Confusion occurs when a home or business is sold.  It is very important that items are listed in an addendum as to what is to remain in the home.  A buyer looks at the purchase of a property differently then the seller.  A stove, refrigerator, storm windows, ceiling fans, or maybe a microwave to a buyer are parts of a home.  A seller maybe thinking about these items to go with them to another home or they maybe thinking about selling certain items.  These things need to be addressed at contract.

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Good Morning to all my Fans!

Thursday, February 4th, 2010

For the new month, I am going to be reading “Real Estate Law” preparing for my Brokerage class in Roanoke the middle of March.  The book is hugh so I wanted to get a head start on all the reading.  The class is three days long with a test on the last day.

Because this information is very important or maybe interesting to some of you, I thought I would share my notes as I go.  I hope you learn things that you didn’t know as I report in each day with what I have learned or refreshed my memory on over the next month.

I look forward to your comments as well as we go. 

Brenda Moore, REALTOR, ABR, GRI
REAL LIVING CORNERSTONE
LICENSED IN THE STATE OF VIRGINIA
434-258-7670

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