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Brenda Moore
Associate Broker
    Years of Experience: 9

    ABR - Accredited Buyer Representative
    GRI - Graduate Realtor Institute
    SFR - Short Sales, Foreclosures

Direct: 434-258-7670

Office: 434-525-6561



Company Info

Real Living Cornerstone
123 W. Third St
Farmville, VA
434-525-6561


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Thinking About Buying or Selling a Home?

Wednesday, September 15th, 2010
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It’s Got To Be Real!

Please Help Be My Advocate In This Housing Market!

Saturday, August 28th, 2010

 

Hello clients, friends and followers,

  As per the news media this week, this is the worst housing market in years.  There is no denying that the market is slower than last year, but what I can tell you is that right now in Central Virginia we have great listings with owners who want to sell.  Interest rates are historically low.  Lenders have been asked to lend money—to get the market moving again.  Our unemployment rate is lower than the national average.  We all know what a great place this is to live.  I am asking you to be my advocate and let people know that there is no better time than now to buy a home!

 Thanks for your help.

Brenda D Moore,
Associate Broker, ABR, GRI
REAL LIVING CORNERSTONE
123 W Third Street
Farmville, Va. 23901
HOW CAN I HELP YOU! 
SERVING LYNCHBURG, VA. AND SURROUNDING COUNTIES

Keeping Your Financial House In Order

Tuesday, April 20th, 2010

 

Do you have difficulty managing your finances, paying bills on time or finding important receipts or documents when you need them? The Financial Fitness Association offers several guidelines that can help you keep your financial life in order.

Tax returns and their supporting documents should be kept at least three years. It may be helpful to set up file folders with different headings, such as 1099s, medical expenses, and business expenses. As you receive tax documents or pay an expense, put the accompanying document or receipt in the appropriate file.

Have a plan to keep important legal documents, such as wills, powers of attorney, birth certificates, marriage documents, divorce papers, child care orders, trust documents, business agreements and military records, permanently. Wills should be kept in an easily accessible place, and a copy should be kept in a safe deposit box and with your attorney. Note the location of the original will on the copies.

Some documents need to be kept only for as long as they are needed. For example, deeds and real estate documents should be kept for as long as you own a property, plus any additional period for tax purposes. Insurance policies, loan documents, investment information, receipts and warranty information on major purchases should also be kept for as long as you hold the policy, loan, investment or purchase.

Keep monthly bank statements for at least three years to document payments for important items. Cancelled checks may be discarded since the bank statement itemizes these payments, with the exception of those checks that support any tax deductions you might have. Credit card statements can be kept for a year to track expenses or to document a disputed charge.

Following a simple system to keep financial and legal documents organized enables you to find these items more easily, thus saving time and giving you some much-needed peace of mind.

Brenda Moore, A Member of the Council of Residential Specialists.

People I Meet in My Business

Monday, April 19th, 2010

Mark A Davis – End of the Line

Some weeks ago I was working a networking booth downtown at the Holiday Inn Select.  I always like to walk around and meet the other vendors who are there.  I’ve always believed in working with local folks in their business and supporting them as much as possible.  I have meet some very nice and interesting people in my business.

On this particular day I meet Mark Davis.  Mark told me that he was born in Pennsylvania and now lived in Lynchburg with his wife.  His wife owns and runs the Fudge Shop on Timberlake Road next to the Putt Putt.  I bought a box of her fudge and it was awesome that he had there at his booth.  Mark told me he had written for advertising and film for many years and that he liked to write mystery novels. 

He had one of his latest novels there with him End of the Line.  I bought one and I spent the rest of the weekend reading because I couldn’t put the book down.  A book about a retirement home in Central Virginia and a mystery guest who comes to stay there and a puzzle (Queena Stovall – End of the Line) that the residents start putting together.  It makes you question your own life and what you are doing or have not done in the time you have spent on this earth.  It left me wondering about the meaning of my life. 

If you love reading, love mysteries and need a good read this weekend, go to the bookstore and pick this winner up.  You will not regret it.  I can’t wait until his next book comes out so I can snatch it up and add it to my collection of great books.

Spotlight on Fresh Air and Buck and Trish Robey

Tuesday, February 9th, 2010
Ecoquest Fresh Air
My EcoQuest Fresh Air Machine

A few years ago I meet Buck and Trish Robey and found them to be very professional, passionate people about a product called Fresh Air. They talked about it eliminating smoke odor and tobacco smoke. How it removed odor from your home, office, car, boat, RV, etc. That it improved the quality of your air indoors up to 3000 ft. I couldn’t believe that this machine sanitized the air, your bathroom, freshened your bedding, deodorized your clothes and closet, sanitized your kitchen, freshened your car or garage. It was so hard for me to believe this.

Well, I had to try it out and 4 years later it is still doing what Buck and Trish told me it would do. I can’t explain to you how it makes the air in my house feel. I just know when I walk through my door after being out all day, the house smells so fresh and clean. Gene and I always keep a cold and we haven’t for some time had the colds we use to have. 

Last year after watching Gene’s office employees get cold after cold all winter long, I decided that J. B. Moore Electrical needed one of these fanastic machines. Now that office is fresh smelling and I know that there will be less colds and sickness in that office. I believe in this machine that passionately.

I can’t keep my Fresh Air in my home.  Right now my daughter has it.  She had some painting done in her house and she borrowed the fresh Air from me.  She kept it after her husband tried to clean out the chimney flue one day and it smoked up her den and left a woodsy smell. 

I use it all the time with seller’s who have smells in their home; pet, dampness, baby smells, cooking smells, etc.  A buyers likes to come into a home and want to stay and look around; not be hit with different smells inside the house.  The Fresh Air has such a fresh, clean smell that the air in the room feels light and clean.

You will love this machine just as much as I do; just give one a try. Call Buck or Trish Robey and they will bring one to your house, your office and let you try it out. I think it will be one of the best investments you have ever made.

Buck and Trish Robey – 434-248-5519 – www.purelivingsolutionsllc.com Give them a call today!

What Renovations Can I Do To Help Sale My House?

Friday, February 5th, 2010

Adding Value to My Home for Not A Lot of Dough!

 

Many sellers ask me what they can do to their homes to help sell them.  When a person is getting ready to sell their home, most of the time they do not want to invest a lot of money into these renovations.  Here are a few things a seller can do that would only cost approximately $1000  or less.

Three rooms that most buyers look out when viewing a home that they are thinking about buying are the kitchen, the bathrooms, and the bedrooms. 

In the kitchen, the flooring is something that takes a continual beating.  You can consider the options of hardwood, bamboo, ceramic, vinyl and linoleum to spruce up your kitchen floor.  You would be surprised how a new kitchen floors makes a kitchen come alive.  Another idea would to replace a dishwasher with a newer, more economical one.  Something that I think spruces up a old sink is a new faucet.  One of my past clients changed their gold faucet to a brushed nickel one and boy what a difference it made in that kitchen.  Just such a simple thing to do and not expensive at all.

Now what about your bathroom; old dated tub or tile color?  These can be refinished with a neutral color and bring great returns to you as a seller.  What about a coat of paint or an in-stock replacement for your vanity cabinet?  Or if your cabinets are in good shape, maybe replace the top with granite and an under-mounted sink.  And once again, don’t forget the new bathroom faucets. 

Buyers are always looking in your closets in your bedroom.  The best thing to do here is clean them out and declutter them.  Maybe buy a new organizing system or by using shelves with bins and organizers.  A neat closet shows that space is not a problem.   How about adding a ceiling fan or replacing an old one with a new modern one.

I hope you have enjoyed these idea and will pass them on.

Real Property and Personal Property

Thursday, February 4th, 2010

Do you know the difference between real property and personal property?

 

Property refers to an aggregate or “bundle” of rights that a person has in a tangible item.  The items are not as important as the rights a person has in those items.  These rights include the use of the item, whether they want to sell the item, or destroy the item and if they decide to give the item away. 

 Property items are understood easily when you are talking about a car, book, or home.   A person can own something that is related only indirectly to a tangible item – like a lease.  If you rent a commercial building, you have the right to occupy the space. The right itself is intangible. Property is also used to refer the rights a person has independently of anything tangible; ie, contracts, trademarks, copyrights and patents. 

Land is considered REAL PROPERTY or real estate.  Land is an important form of wealth.  A person who owned a great deal of property was considered very rich according to the history of England and American. 

PERSONAL PROPERTY is  considered movable and is usually transferred by a bill of sale.  Some historically items of personal property would include cattle, farm equipment, and the tool’s of a person’s trade.  Today intangible forms of wealth would be fanchises or shareholder’s interest in a company by shares of stock.

Confusion occurs when a home or business is sold.  It is very important that items are listed in an addendum as to what is to remain in the home.  A buyer looks at the purchase of a property differently then the seller.  A stove, refrigerator, storm windows, ceiling fans, or maybe a microwave to a buyer are parts of a home.  A seller maybe thinking about these items to go with them to another home or they maybe thinking about selling certain items.  These things need to be addressed at contract.

Good Morning to all my Fans!

Thursday, February 4th, 2010

For the new month, I am going to be reading “Real Estate Law” preparing for my Brokerage class in Roanoke the middle of March.  The book is hugh so I wanted to get a head start on all the reading.  The class is three days long with a test on the last day.

Because this information is very important or maybe interesting to some of you, I thought I would share my notes as I go.  I hope you learn things that you didn’t know as I report in each day with what I have learned or refreshed my memory on over the next month.

I look forward to your comments as well as we go. 

Brenda Moore, REALTOR, ABR, GRI
REAL LIVING CORNERSTONE
LICENSED IN THE STATE OF VIRGINIA
434-258-7670

Virginia Homeowners Alliance

Thursday, February 4th, 2010

Informing Virginia Homeowners about Government Action

 

The Virginia Homeowners Alliance informs Virginia homeowners about government action that affects the value of real estate in the Commonwealth. It’s a free service for homeowners from Virginia’s Realtors, who want to stand with you to ensure that your property values aren’t negatively affected by government decisions at the General Assembly, Board of Supervisors, or City Hall.

You can read YOUR VIRGINIA newsletter six times per year and visit VAHomeownersAlliance.com every day to stay informed about state and local issues that affect your property values and homeowner rights.

Low Level Laser Therapy

Thursday, December 31st, 2009

About 6 weeks ago, I cut my right middle finger with a rotary cutter.  It was one of the crazy things you do when you are in a hurry and really not thinking.  It was cut pretty deep so the next day I went to my primary physician who butterflied the wound and sent me home with a prescription for antibiotics.  After 2 weeks on the meds, the finger was not getting better.  It was swollen and very painful.  I went back to my primary  physician and was given another prescription for a different antibiotic and referred to a bone doctor.  The next week I went to him and after x rays he gives me another prescription for pain and refers me to physical therapy.  Well the finger hurt and I do not like pain so a physical therapist was something I didn’t wanted to do.  But I knew I had to do something and my good friend Linda Brown kept telling me to come to her.

Linda is a Chiropractor in Lynchburg who owns Brown Chiropractor.  I love to call her my witch doctor because she is so amazing in all that she knows about the physical body.  I gave her a call and she prescribed Low Level Laser Therapy or “cold laser” treatment.  At this date I have had two treatments and my finger is feeling much better.

Below is information on this incredible laser.

FAQ

General Knowledge

Q. What is Low Level Laser Therapy?

A. Low Level Laser therapy is the use of low intensity photonic energy as a treatment modality.

Q. How does Low Level Laser (3LT™) work?

A. Photonic stimuli excite the body’s cells infusing them with energy, with the three primary reactions being, reduction of inflammation, cell regeneration and increased blood flow.

Q. What is it used for?

A. The potential applications of Low Level Laser (3LT™) are almost limitless, however; to date Erchonia has received market clearance for Neck and Shoulder Pain, Breast Augmentation, Acne and Laser Assisted Liposuction.  Erchonia continues to conduct clinical trials on other applications 

Q. What are the benefits of low-laser therapy?

A. Low Level Laser Therapy is a noninvasive, fast and effective modality that has been proven in clinical trial to reduce pain, reduce edema and promote healing.

Q. How safe is Low Level Laser Therapy?

A. Low Level Laser Therapy has is very safe, the only general precaution is the use of special filtering glasses when a class 3B laser is in use.

Q. How deep into the tissue can laser light penetrate?

A. The depth of penetration is dependent on multiple factors including mass and density, however since low level laser has been proven in clinical study to effect subcutaneous cells; the point is low level laser, does penetrate; as opposed to the heat lamp devices that do not.

Q. Can I use Low Level Laser Therapy at home, on myself?

A. Low Level Laser Therapy is simple enough that once the protocol had been established by a physician, a patient could administer it themselves, however; all Erchonia market clearances stipulate “By Order of Physician.” 

Q. What the difference is between pulsed vs. constant wave?

A. Like their names imply, constant wave is a continuous emission of laser energy, without disruption, for the length of time the device is ON.  Pulsed wave is controlled breaks in the wave, at predefined and programmed intervals.

Q. What is hertz as it relates to Low Level Lasers?

A. The predefined, controlled breaks in the laser emission, measured by the number of breaks per second, equals hertz.

 

Applications 

Q. Is Low Level Laser Therapy painful?

A. No, most people do not feel anything, for those that have reported a feeling, it is nothing more than a slight tingling.

Q. Who uses the Low Level Lasers?

A. Erchonia has a broad client base with representative from every practice in the health Care industry, including by not limited; Cosmetic Surgeons, Chiropractors, Plastic Surgeons, Physical Therapists, Registered Nurses and Medical Doctors.

Q. How is Low Level Laser Therapy administered?

A. The mechanics of how low level laser therapy is administered is based on the indication for use, however; the general process is the probe containing the laser diode(s) are held in place or moved gently over the treatment area at a distance of anywhere from 4” – 12.” 

Q. How long does it take for the laser to heal or improve a condition?

A. This is dependent of the application, however; progress is immediately evident.

Q. What’s the difference between Lasers vs. LED?

A. Erchonia 3LT™ devices used electric diodes, which are high end, culminated and strictly measured within a plus/minus .05%.  LEDs are inexpensive, non-focused wide range light sources.  The primary difference is in performance and depth of penetration, Laser diodes penetrate, working subcutaneously, LEDs do not affecting surface only .

 

Research

Q. What clinical studies have been conducted using Low Level Laser?

A. Erchonia has sponsored numerous clinical trials and continues to promote low level laser as a modality through ongoing research.  To see the completed study results and the on-going study progress, click RESEARCH

 

Sales & Marketing

Q. How much does the Erchonia laser devices cost?

A. Erchonia has a make and model for every type of application and each budget.  Contact 888.242.0571 to talk with a sales representative.

Q. What are the trends in laser therapy?

A. Since the applications of Low Level Laser therapy are virtually endless and 3LT™ can be included in most modalities, Erchonia works within the trends of the general medical community.  

 

Compliance

Q. Is Low Level Laser Therapy FDA approved?

A. The FDA clears for market devices and specific indications for use, this is sometime referred to by persons outside the FDA as “FDA Approval”, although it is a terms unacceptable to the FDA.  All Erchonia devices have received a FDA market clearance or where self certified in accordance to FDA regulation.

Q. Are Erchonia Low Level Laser devices tested to ensure safety?

A. Erchonia Medical develops, design and manufactures devices in accordance to both FDA and International standards for Medical Device Quality Standards.  Prior to release to production, finished devices are tested to Medical Safety standards for Laser Controls, EMC and Safety.

 

Contraindications

Q. Are there any conditions which would prevent me from using?

A. There are no code regulated contra indications, however; since there are no long term evaluations on certain conditions, Erchonia does not recommend use on pregnant women or persons with a pace maker.

Q. Does laser therapy cause heat damage or cancer in the tissue?

A. No, low level laser by virtue of design is nn heat producing and does not alter the cell structure.  The laser irradiation is non-ionizing meaning it does not collect in tissue.

Q. Are there any side effects?

A. Some persons have reported a sense of deep relaxation that may cause drowsiness 

Q. Are there any complications to the treatments?

 A. There are no known and / or published adverse effects of Low Level Laser Therapy

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