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Brenda Moore
Associate Broker
    Years of Experience: 9

    ABR - Accredited Buyer Representative
    GRI - Graduate Realtor Institute
    SFR - Short Sales, Foreclosures

Direct: 434-258-7670

Office: 434-525-6561



Company Info

Real Living Cornerstone
123 W. Third St
Farmville, VA
434-525-6561


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Archive for March 2010

Newsletter – April 1, 2010 – Buyer’s Market

Saturday, March 27th, 2010

It’s a Buyer’s Market!

So what does that mean for you? While it may sound like you’ll be in the driver’s seat, calling the shots remember that the seller of your dream home is only going to budge so far. The best way to find out if a house is priced correctly is to obtain a comparative market analysis (CMA). This will help show you the average selling price of homes in your area over the past year.

 Also, remember that prices are negotiable, and as a Real Living agent, I can help you with all the details. Contact me today!

Sell in a Buyer’s Market!

It’s a buyer’s market. While that’s great news for all home buyers, it seems to leave little hope for home sellers. But, fear not sellers – all is not lost. There are still some great tips to help give you a selling edge:

 Prepare yourself – you have to accept what the market is and make the most of it.

Get ready for picky buyers – curb appeal and other details are vital to entice a buyer into your home.

Get educated about your neighborhood’s real estate market.

Hire an inspector – they can impartially let you know what needs to be fixed before your home is on the market.

 As a Real Living agent, I can help you prepare for every step of the home selling process. Simply contact me today to get started!

 Referral Appreciation!

Referrals are a great way to thank those real estate agents who worked hard on your behalf. If you know someone looking to buy or sell a home, be sure to refer them to me. I am always interested in helping new people with their real estate needs!

 If you need any help buying or selling your home, contact me today!

  I’d Like to Hear From You!

The way people buy and sell homes in always evolving, so Real Living is creating faster, more convenient ways to bring you results. Part of that innovation comes directly from you – our home buyers and sellers. Do you have any ideas that would make your home buying or selling experience better? Is there something you’d like to learn more about?

 I’d love to hear from you. Contact me today!

 Help Me Help You!

Buying or selling your home can be a tough act to juggle while trying to balance family and work. That’s why it’s important to know that at Real Living we understand your needs! We offer convenient, online open house guides, real-time listings, instant e-mail notifications and more! We understand you want results when buying or selling your home – and we’re here to work for you!

 If you need any additional information for your estate experience, feel free to contact me today!

Brenda D Moore, ABR, GRI, REALTOR
Serving  Lynchburg, Va. and Surrounding Counties
REAL LIVING CORNERSTONE
123 W  Third Street, Farmville, Va. 23901
Brenda.Moore@Realliving.com
434-258-7670

NEWS RELEASE – SFR Certification

Friday, March 19th, 2010

 

FOR IMMEDIATE RELEASE:

Contact:

Contact Person – Brenda D Moore, ABR, GRI, REALTOR, SFR

Company Name – REAL LIVING  CORNERSTONE

Telephone Number – 434-258-7670

Email Address – Brenda.Moore@RealLiving.com

Web site address – Moore Homes With Brenda. com

Brenda D Moore Earns NAR Short Sales and Foreclosure Certification

Buyers and Sellers Benefit from REALTOR® Expertise in Distressed Sales

Lynchburg, Va. 24502 – 3/18/10 —Brenda Moore with Real Living Cornerstone has earned the nationally recognized Short Sales and Foreclosure Resource certification. The National Association of REALTORS® offers the SFR certification to REALTORS® who want to help both buyers and sellers navigate these complicated transactions, as demand for professional expertise with distressed sales grows.

According to a recent NAR survey, nearly one-third of all existing homes sold recently were either short sales or foreclosures. For many real estate professionals, short sales and foreclosures are the new “traditional” transaction. REALTORS® who have earned the SFR certification know how to help sellers maneuver the complexities of short sales as well as help buyers pursue short sale and foreclosure opportunities.

“As leading advocates for homeownership, REALTORS® believe that any family that loses its home to foreclosure is one family too many, but unfortunately, there are situations in which people just cannot afford to keep their homes, and a foreclosure or a short sale results,” said 2009 NAR President Charles McMillan, a broker with Coldwell Banker Residential Brokerage in Dallas-Fort Worth. “Foreclosures and short sales can offer opportunities for home buyers and benefit the larger community, as well, but it’s extremely important to have the help of a real estate professional like a REALTOR® who has earned the SFR certification for these kinds of purchases.”

 

The certification program includes training on how to qualify sellers for short sales, negotiate with lenders, protect buyers, and limit risk, and provides resources to help REALTORS® stay current on national and state-specific information as the market for these distressed properties evolves. To earn the SFR certification, REALTORS are required to take one core course and three Webinars. For more information about the SFR certification, visit www.REALTORSFR.org or call 1-877-510-7855.

The Following Tips Can Help You Avoid Foreclosure

Monday, March 15th, 2010

DO NOT IGNORE THE PROBLEM

 

Have you missed a payment?  Are you afraid you may miss one?  Are the payment dates getting harder to make on time?  Exhaust all options you have since a foreclosure may stay on your credit report for up to 10 years.

Contact your lender once you realize there is a problem.

Keep communication open with your lender – do not ignore mail and calls.

Learn about your rights.

Learn about options for foreclosure prevention.

Contact a HUD approved housing counselor; they provide free or low-cost counseling.

Prioritize and re-evaluate your spending.

Use your assets to help with additional income.

Avoid foreclosure prevention companies.

Be aware of foreclosure recovery scams.

Ask your lender to restructure the loan.  Or, ask for them to defer a few payments until you can get caught up.  Another option is a short sale, in which you sell the house for a loss and the bank agrees to absorb the loss – consult a professional since there may be conditions to this option.

Who Owns Your Mortgage?

Tuesday, March 9th, 2010

Do you know who owns your mortgage?  It is not necessarily the one  you make payments to each month.

Go to www.fanniemae.com enter your address and see if Fannie Mae owns it.

Can’t find it there, try www.fanniemac.com and see if it is there as well.

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