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Bojana (Bo) Foster
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Archive for October 2009

Rainier Home Maintenance: Fall

Wednesday, October 14th, 2009
A key to protecting the investment you have made in your home is by following a regular maintenance schedule. By performing preventative maintenance on an on-going basis, you’ll avoid many of the big ticket repair items that can lower the value of your home.Here are helpful checklists for monthly and fall maintenance.
Monthly
[ ] Test your smoke alarm and carbon monoxide detector.
[ ] Check the filters on your heating and cooling systems.  Be sure to clean and change according to the manufacturer’s schedule.
[ ] If you have a humidifier or an electronic air filter, check these as well.
[ ] Check faucets for drips.  Check plumbing for leaks.

Fall

Smoke Alarm / Carbon Monoxide Detector
[ ] Test your smoke alarm and carbon monoxide detector.
[ ] Change the batteries in both.  This should be done twice a year.
Furnace / Heating System
[ ] Have your system serviced by a qualified service company.
[ ] If you have electric baseboard heaters, vacuum them to remove dust.
[ ] Remove the grills on forced air systems and vacuum inside the ducts.
[ ] If you use a portable humidifier, it’s time to clean it.
Water Heater
[ ] Extend its life expectancy by draining a gallon or two of water from your hot water heater at least twice a year.
Windows and Doors
[ ] Put up storm windows.
[ ] Remove screens from the inside of casement windows to allow air from the heating system to keep condensation off window glass.
[ ] Ensure windows and skylights close tightly.
[ ] Make sure all doors to the outside shut tightly.  Renew weather stripping as required.
Outside
[ ] Check your chimney for obstructions, such as bird’s nests.
[ ] Clean gutters and test downspouts to ensure proper drainage from the roof.
[ ] Make sure the ground around your home slopes away from the foundation wall.  Remove mulch from the foundation wall as well.  This helps prevent water damage.
[ ] Drain and store outdoor hoses.  Prepare your outdoor faucets for winter freezes.
[ ] Protect young trees and bushes for winter and winterize gardens.
[ ] Trim shrubs and trees so that they clear the foundation, exterior walls, and roof of the house.
[ ] Store outdoor furniture.
Well Water / Septic Tank
[ ] If you have well water, test the water quality. Testing for bacteria twice a year is suggested.
[ ] If you have a septic tank, measure the sludge and scum to determine if the tank needs to be emptied before spring.  As a general rule, septic tanks should be pumped out at least once every three years.

Shawn Anderson
PC Home Loans
8730 Tallon Lane NE
Suite 202

Lacey, WA 98516

(360) 402-0308 (360) 402-0308

shawn@pchomeloans.us

www.ShawnAtPCHomeLoans.com


Rainier, WA Real Estate: Taking Advantage of the First Time Homebuyer Tax Credit!

Monday, October 12th, 2009

How happy would you be if your next loan closed in 19 days*?

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This happy?

Yeah, I thought so.

The closer we get to November 30th the more we start wondering about how home buyers will be able to take advantage of the First Time Home Buyer Tax Credit with the clock ticking away…

With there being so much speculation regarding whether the tax credit will be extended or expanded, wouldn’t you like to know if your lender can actually meet the time restraint already looming?

We understand that home buyers are now rushing to buy their first home and we also know that means there will be challenges with closing their purchase in time for them to receive the tax credit.

Let us help.

We are making a pledge to help first time homebuyers take advantage of the current first time home buyer tax credit. We will guarantee* that we will close their loan in 19 days* or less.

How are we going to do this? By having local in-house processing, local in-house underwriting, and by having local in-house funders. Our streamlined processes will ensure that your client receives a fast closing with excellent service.

It is a bold statement and one we are prepared to back up.

Give me a call directly or call any of our loan officers in our Lacey and Puyallup branches. We have 30 loan officers here to help.

19 Days*!

(360) 528-3146

*Guarantee does not apply to USDA loans, HUD owned homes, Short Sale transactions, and Refinances. The following is required: a complete loan package is required at the time of loan submission and supporting documentation must be provided by the borrower prior to loan submission. The 19 day guarantee does not apply in cases where an appraisal review is required, work orders are required or, borrower is unable to provide supporting documentation in a timely manner. PC Home Loans reserves the right to cancel the guarantee at any time before and/or during a transaction.

SHAWN ANDERSON

Senior Loan Officer

PCHomeLoans-Lacey Branch

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Main: (360) 528-3140 – Direct: (360) 528-3146

Mobile: (360) 402-0308 – Fax: (360) 292-1195

Website: PCHomeLoans.us

Rainier Real Estate: Stage your Home!

Thursday, October 1st, 2009

Your favorite chair. You’ve had it for years. You have watched countless movies, read books, and viewed some amazing sporting events from the comfort of that chair. You have enjoyed the chair as you have entertained family and friends and it has served you well. Maybe it was even a family heirloom or a hand me down to start with. There may be a stain here or a tattered seam there. A blanket may even cover the especially tough to hide blemishes. If this sounds like a chair you have in your house, it may be time to retire it before you begin showing your home to prospective customers.

Now I’m not talking about refurnishing your entire house, just to pack it all up for your move. What I am talking about is using your best judgment and if you were considering replacing a worn out item, do it now before you begin showing your home. Pick out a piece that will fit in well with your new home and enjoy it now compared to later after you move.

I realize that things like this can be hard to deal with. A move is a major event and you may have grown accustomed to the comfort of certain pieces of furniture, but you need to realize that displaying your house as beautifully as possible is what is needed when selling your home. I will be glad to discuss my opinions regarding certain items in your home. I can always be reached in my office and please do not hesitate to call if you have any questions or concerns.
Look out for more of my Information for Life

Tim Barlow www.timloans.com
President

Cornerstone Home Mortgage (Olympia Office)
3604 Henderson Blvd. SE
Olympia, WA 98501

Cornerstone Home Mortgage (Issaquah Office)
310 Third Avenue NE Suite 114
Issaquah, WA 98027

tim@cornerstonehomemortgage.com
Conventional, VA, FHA and Reverse Mortgages
Direct 360.570.0106
Cell 360.250.3400
Fax 360.570.1001
LO# 510-LO-23763

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  • Avg. Days on Market: 69

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