Listen up!  This is Huge

$40,000 or 20% of the purchase price available for the purchase of a Bank Owned Property in Caldwell!

*     Funds may be used for closing costs, interest reductions and principal reductions.

*     Borrower must complete a Homebuyer Education course – classroom only

$20,000 available without location stipulation

*     The amount up to the $20,000 will be based on the borrower’s income level and need

*     Borrowers with less than 80% of Area Median Income

*     Borrower must complete a Homebuyer Education course – classroom only

Other great loans are available, some for qualifying first time home buyers and some for non first time home buyers

*     Stepped Rate to allow you to make smaller payments based on 4.5% interest for the first three years, and 5.25% thereafter

*     Tax Credit Second Loan to allow you to use the tax credit for your down payment and closing costs instead of waiting to get reimbursed

*     Good Credit Rewards Loan – a Second Mortgage for down payment and closing costs

*     Other options to meet your individual needs

Call or e-mail today to get started on qualifying and finding your new home

Funds are Limited