recent blog posts
Posted by Gary Kennard | on March 18, 2010, 7:03 pmMyth #4
The burden of proof rests with the consumer to validate information contained on your credit report. The opposite is true under the Fair Credit Reporting Act, both federal and various state laws REQUIRE that the credit agencies bear the burden.
Myth #5
It is illegal or immoral to have the information on your credit report altered » Read more
Posted by Gary Kennard | on March 17, 2010, 6:02 pmI was in a Continuing Education class a week or so ago given by a mortgage company. They gave 10 myths of credit repair that I thought you might find interesting and maybe valuable. I’m going to give them over the next few days so the blog isn’t too long. If you have any questions » Read more
Posted by Jodee Smith | on March 16, 2010, 4:26 pmBuyers can increase their credit score in as little as 8 days by opting out of automatic credit » Read more
Posted by Taylor Nelson | on March 12, 2010, 9:48 pmJust a reminder that the $8,000 First Time Home Buyer Tax Credit is still available. Homes must be under contract by April 30th of this year and must be bought by the end of June 2010. If you have any questions or would love to get started please contact me at taylornelson@homerealty.com Also if you would like » Read more
Posted by Taylor Nelson | on March 3, 2010, 6:12 pmPeople always want to know what mortgage rates are at. The Salt Lake Board of Realtors reports that the national average on a 30 year fixed rate is 5.05% These are some of the lowest rates we have seen in a long time.
Remember that mortgage rates can go up or daily on a daily basis. » Read more
Posted by Jodee Smith | on February 23, 2010, 9:26 pmBuying a home in West Jordan, UT is affordable. Low interest, seller urgency, and free money » Read more
Posted by Taylor Nelson | on February 19, 2010, 5:39 pmThe Salt Lake Board of Realtors has released its 2010 Housing Forecast. There are many interesting facts and predictions. We were told that home sales were up 3% in 2009 as opposed to 2008. They also predict that homes sales could rise nearly 10% in 2010.
Many people ask about the price of homes and the Salt » Read more
Posted by Gary Kennard | on February 9, 2010, 9:45 pmMore than a year after the global financial meltdown, Fannie Mae and Freddy Mac remain at the center of the U.S. government’s efforts to keep real estate afloat. So far, the government has given the two companies a total of nearly $111 billion to buy mortgages originated by others, keeping some as investments and repackaging » Read more
Posted by Taylor Nelson | on February 4, 2010, 7:29 pmMany of you are wondering about the $8,000 tax credit. This is just a reminder that if you are a first time home buyer and you purchase by April 30th, 2010 you will receive the $8,000 tax credit. In cases where you have a signed contract by April 30th and you purchase by the end » Read more
Posted by Lee Youngblood | on February 3, 2010, 3:39 pmIn an article released today, RISMEDIA reports home sales are increasing and the market is stabilizing despit the popular 8,000 Dollar tax credit.
RISMEDIA, February 3, 2010-Pending home sales have leveled from a market swing driven by response to the home buyer tax credit, according to the National Association of Realtors®.
The Pending Home Sales Index, a forward-looking indicator based » Read more