Mason

Most FHA loans have monthly mortgage insurance required that must stay in force until the unpaid balance is reduced to 78% of the original sales price.  It would take about 10.5 to 12.7 years of normal amortization for loans with rates of 5% to 7% to reach that level.    As an example, a $175,000 » Read more  

  All home buyers want the lowest mortgage rate possible when applying for a home loan, because it directly translates to a smaller payment each month. And who doesn’t want to shrink their monthly expenses? But how does one obtain a low rate on a mortgage loan and, for that matter, why is it important » Read more  

Not all of us are like Gene Kelly in ‘Singin’ in the Rain’. We don’t all like jumping up and down on lamp posts and doing little twirls  and “singin’ “at the top of our lungs while the rain is pouring down on us. Even when we are in love most of  us would rather not » Read more  

Let me see. I relocated to Cincinnati way back in 1989. Everything was only 20 minutes away. No matter where you lived at that time anywhere you wanted to be was 20 minutes away. I thought they were kidding me, but it was true. I put it to the test: Kenwood Mall, yep 20 minutes » Read more