Gilroy

Borrowers over 62 years of age may sell their current residence and use a reverse mortgage to buy a new home in a single transaction thus allowing them to be mortgage free as long as they stay in the new residence. This unique transaction is being done under a Home Equity Conversion Mortgage (HECM) for » Read more  

With housing prices falling, the lowest interest rates in years, and government tax credits, now may be a good time to go from renting to buying a home. Conditions may not be this ideal for a long time to come. There are still buyers out there holding out for the "bottom" of the market but » Read more  

Now may be the perfect time to buy your first home. Interest rates are at their lowest in years, home prices are lower than we have seen them in years, and there are programs to help make a home purchase more affordable such as: 1. Under the American Recovery and Reinvestment Act of 2009, if » Read more  

Interest rates for a 30-year fixed rate loan are at a low of approximately 4.875% and an average of 5.18%. Your credit rating and whether you pay for points up front will determine the interest rate you are able to get. A point is generally equal to 1% of your loan amount. If you are » Read more  

For those of you that are unfamiliar with Staging, it is the process of decorating a home that is on the market to make it more marketable. On some occasions, furniture and furnishings are brought in by an outside source such as a professional Stager. The statistics show that in most instances, Staging pays for » Read more